They share 6 payment methods and 0 regions. YabandPay adds Alipay, Apple Pay, Bank Transfer and 14 more that Alma does not list; Alma adds Amex, Buy Now Pay Later, Installments that YabandPay does not list.

YabandPay has published rates from Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.; Alma has published rates from Standard offer (up to €1M of turnover): No set-up fees or monthly fees. Payment in 2 instalments: 3,60% HT (no fee sharing with the customer); with fee sharing, your fees 0,71% HT, max fees 2,89% HT. Pay Later (payment 15 days later): 4,20% HT; with fee sharing, your fees 0,71% HT, max fees 3,49% HT. These rates may be adjusted according to the risk identified; an automatic increase in rates applies when the buyer uses an American Express card or a business card. Customized offer (over €1M of turnover): decreasing rates according to volumes.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

YabandPay lists 0 regions and 23 payment methods; Alma lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

YabandPay settles in 1 hours, Alma in Your customers pay later and you receive the full amount immediately..