YabandPay

YabandPay

European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.

VS

PaynoPain

SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.

PaynoPain
Fees from
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk. vs —
Features

0 shared

Regions

0 shared

Pay methods

12 shared

11 unique to YabandPay · 13 unique to PaynoPain

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Show full specs
0 features · 36 payment methods · 0 regions. We don't rank these — they're here for reference.
YabandPay YabandPay
PaynoPain PaynoPain
Quick Facts
Fees
Standard transaction rate
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.
—
Settlement
Time to receive funds
1 hours
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Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
PaynoPain leads (25 vs 23)
Alipay Unique
✓
—
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bizum
✓
✓
Blik Unique
✓
—
Bnpl Unique
—
✓
Cartes Bancaires Unique
✓
—
Click To Pay Unique
—
✓
Contactless
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Eps Unique
✓
—
Giropay Unique
—
✓
Google Pay
✓
✓
Ideal
✓
✓
Klarna
✓
✓
Maestro Unique
✓
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Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Oxxo Unique
—
✓
Payconiq Unique
✓
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Payment Link
✓
✓
Paypal
✓
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code
✓
✓
Safetypay Unique
—
✓
Spei Unique
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✓
Trustly Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
✓
—
Regions

YabandPay is best when you...

European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
View YabandPay

PaynoPain is best when you...

SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.
View PaynoPain

Frequently Asked Questions

What is the difference between YabandPay and PaynoPain?
They share 12 payment methods and 0 regions. YabandPay adds Alipay, Bancontact, BLIK and 8 more that PaynoPain does not list; PaynoPain adds Amex, Buy Now Pay Later, Click to Pay and 10 more that YabandPay does not list.
Which is cheaper, YabandPay or PaynoPain?
YabandPay has published rates from Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.; PaynoPain has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use YabandPay and PaynoPain?
YabandPay lists 0 regions and 23 payment methods; PaynoPain lists 0 and 25. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do YabandPay and PaynoPain compare on integration and settlement?
YabandPay publishes a settlement time of 1 hours.

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