YabandPay
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
VS
Stripe
SaaS & Developers
Fees from
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk. vs 1.5%–3.15% + 1.8 SEK
Features
0 shared
6 unique to Stripe
Regions
0 shared
7 unique to Stripe
Pay methods
10 shared
13 unique to YabandPay · 10 unique to Stripe
On region
Stripe covers 7 regions; YabandPay covers 0. Verify directly with each provider before signing.
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Show full specs 6 features · 33 payment methods · 7 regions. We
don't rank these — they're here for reference.
Show full specs
6 features · 33 payment methods · 7 regions. We
don't rank these — they're here for reference.
YabandPay StripeQuick Facts
Fees
Standard transaction rate
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
1 hours
2–4 business days
Founded
—
2010
Headquarters
—
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features Stripe leads (6 vs 0)
Stripe leads (6 vs 0)Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods YabandPay leads (23 vs 20)
YabandPay leads (23 vs 20)Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
✓
—
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bizum Unique
✓
—
Blik Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless
✓
✓
Credit Card Unique
—
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb Unique
—
✓
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Payconiq Unique
✓
—
Payment Link Unique
✓
—
Paypal
✓
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Trustly Unique
✓
—
Unionpay
✓
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions Stripe leads (7 vs 0)
Stripe leads (7 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
YabandPay is best when you...
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
Stripe is best when you...
SaaS & Developers
Need Crypto Support
Not available with YabandPay
Need Enterprise
Not available with YabandPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
YabandPay doesn't cover these regions
Frequently Asked Questions
What is the difference between YabandPay and Stripe?
They share 10 payment methods and 0 regions. YabandPay adds Alipay, Bancontact, Bizum and 10 more that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 7 more that YabandPay does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, YabandPay or Stripe?
YabandPay has published rates from Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use YabandPay and Stripe?
YabandPay lists 0 regions and 23 payment methods; Stripe lists 7 and 20. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do YabandPay and Stripe compare on integration and settlement?
Stripe offers a sandbox, YabandPay does not list one; Stripe supports webhooks; YabandPay settles in 1 hours, Stripe in 2–4 business days.
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