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YooKassa

YooKassa

Russian E-Commerce

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 2.8% per transaction vs Custom
Features

1 shared

4 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

3 shared

4 unique to YooKassa · 16 unique to A-Pay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
YooKassa YooKassa
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 2.8% per transaction
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2013
2021
Headquarters
Moscow, Russia
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Cash Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mir Unique
✓
—
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

YooKassa is best when you...

Russian E-Commerce
View YooKassa

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with YooKassa
Need High Risk Accepted
Not available with YooKassa
Want coverage in Africa, Latin America, Middle East, Southeast Asia
YooKassa doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between YooKassa and A-Pay?
They share 3 payment methods and 2 regions. YooKassa adds Cash, Debit Card, Digital Wallet and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that YooKassa does not list; A-Pay also covers Africa, Latin America and 2 more; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, YooKassa or A-Pay?
YooKassa has published rates from From 2.8% per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use YooKassa and A-Pay?
YooKassa lists 2 regions and 7 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do YooKassa and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; YooKassa settles in Next business day, A-Pay in 1–2 business days.

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