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YooKassa

YooKassa

Russian E-Commerce

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 2.8% per transaction vs Custom
Features

1 shared

4 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

2 shared

4 unique to YooKassa · 16 unique to A-Pay
On region

A-Pay covers 6 regions; YooKassa covers 2. Verify directly with each provider before signing.

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Show full specs
5 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
YooKassa YooKassa
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 2.8% per transaction
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2013
2021
Headquarters
Moscow, Russia
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Cash Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

YooKassa is best when you...

Russian E-Commerce
View YooKassa

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with YooKassa
Need High Risk Accepted
Not available with YooKassa
Want coverage in Africa, Latin America, Middle East, Southeast Asia
YooKassa doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between YooKassa and A-Pay?
YooKassa is best for Russian E-Commerce, while A-Pay is best for Global Multi-Currency Payment Gateway. YooKassa charges From 2.8% per transaction and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, YooKassa or A-Pay?
YooKassa charges From 2.8% per transaction while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both YooKassa and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. YooKassa and A-Pay can complement each other.
How do YooKassa and A-Pay differ in their focus?
YooKassa is focused on Russian E-Commerce, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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