Buy Now Pay Later

109 payment providers accepting Buy Now Pay Later.

Most of the first 24 concentrate in Europe, North America, Asia.

109 providers

P

PayPo

Online shops in Poland (and Romania) that want to offer customers buy-now-pay-later options such as paying within 30 days or in three instalments.

traditional
Fees
Custom
Settlement
Varies
View provider
Avarda logo

Avarda

E-commerce merchants, mainly in the Nordics, that want a white-label checkout with buy-now-pay-later (BNPL) options and invoices under their own brand.

traditional
Fees
Custom
Settlement
Varies
View provider
Zip logo

Zip

Omnichannel BNPL

traditional
Fees
Custom
Settlement
Same day
Sandbox
View provider
Payout logo

Payout

Slovak and Central European e-shops wanting a locally licensed gateway with cards, wallets and instant bank payments

traditional +1
Fees
Custom
Settlement
Varies
View provider
Zaver logo

Zaver

Merchants handling high-value purchases online or in-store (e.g. automotive, mobility, EV charging, retail, health, travel) who want account-to-account payments and financing options with large basket limits.

traditional
Fees
Custom
Settlement
Receive the full purchase amount instantly, ensuring continuous cash flow and immediate revenue for your business.
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ESTO logo

ESTO

Baltic merchants offering buy-now-pay-later, installments and pay-later checkout

traditional
Fees
3-5% for BNPL transactions
Settlement
Varies
View provider
Zahls.ch logo

Zahls.ch

Swiss e-commerce merchants

regional +1
Fees
2.3%–5% + 0.25 CHF
Settlement
Varies
Claimed View provider
iPay88 logo

iPay88

Malaysian Payment Gateway

regional
Fees
From 1.5% per transaction
Settlement
Varies
Enterprise
Sandbox
View provider
Cleverbridge logo

Cleverbridge

Software, SaaS and digital-product companies that want a Merchant of Record to handle payments, subscriptions, tax and compliance for global sales.

traditional
Fees
Custom
Settlement
Varies
View provider
WorldFirst logo

WorldFirst

Cross-border e-commerce sellers, importers/exporters and larger online businesses that need multi-currency accounts, marketplace payouts and international checkout acceptance.

traditional
Fees
Custom
Settlement
Varies
View provider
ViaBill logo

ViaBill

Nordic BNPL

traditional
Fees
Custom
Settlement
1–2 business days
Sandbox
View provider
Atoa logo

Atoa

UK limited companies and charities with meaningful monthly volume that want to cut card fees by shifting customers to Pay by Bank.

traditional
Fees
Custom
Settlement
x
View provider
Paidy logo

Paidy

BNPL Japan

traditional
Fees
2.5-3.5%
Settlement
30 business days
Startup
Sandbox
View provider
Riverty logo

Riverty

European BNPL Solutions

traditional
Fees
Custom
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
Splitit logo

Splitit

Credit Card Installments

traditional
Fees
Merchant fees 1.5%-3% per transaction
Settlement
14–28 business days
Sandbox
View provider
M2P Fintech logo

M2P Fintech

APAC Fintech Infrastructure

baas +1
Fees
Custom
Settlement
Varies
Enterprise
Startup
Sandbox
View provider
Maksekeskus logo

Maksekeskus

Baltic and Nordic e-commerce merchants

traditional
Fees
2.4% + €0.20 for cards; bank transfers 0.5-1.5%
Settlement
Varies
View provider
Twisto logo

Twisto

Central European BNPL

regional
Fees
Custom
Settlement
Varies
Sandbox
View provider
GlossGenius logo

GlossGenius

Independent Beauty Pro Payments

embedded
Fees
2.6% + $24
Settlement
Same day
Low Fees
Startup
View provider
Billie logo

Billie

B2B online shops, marketplaces and platforms that want to offer business customers invoice payment terms without taking on credit or default risk.

traditional +1
Fees
Custom
Settlement
Varies
View provider
S

Strondy

Online and e-commerce businesses that want a merchant account, payment gateway and multi-currency business IBAN account from a UK-regulated electronic money institution.

traditional
Fees
Custom
Settlement
Varies
View provider
Montonio logo

Montonio

E-commerce in Baltic and Nordic regions

traditional
Fees
Custom
Settlement
Varies
View provider
Nomupay logo

Nomupay

Businesses that sell across borders and want card and local payment acceptance plus payouts in Southeast Asia, Europe, MENA and other markets through one platform.

traditional
Fees
Custom
Settlement
Varies
View provider
Paywerk logo

Paywerk

Estonian e-commerce merchants, including those on WooCommerce, that want to offer card-based buy now, pay later payments through Swedbank.

traditional +1
Fees
Custom
Settlement
Order full amount will be paid to merchant after order.
View provider

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