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Paywerk

Paywerk AS is a Tallinn-based payment institution licensed by the Estonian Financial Supervisory Authority. It offers e-merchants card-based buy now, pay later payments, either "pay in x parts" or "pay in x days", using customers' debit or credit cards. The merchant receives the full order amount after the order. The service is provided together with Swedbank: merchants enable it through Swedbank, and Paywerk offers a WooCommerce plugin and a Merchant Portal.

Fees from
Custom pricing
Settlement
Order full amount will be paid to merchant after order.
Coverage
1 country
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Paywerk before signing. Visit Website is an external link; we may earn a commission.

Paywerk overview

Best for

Estonian e-commerce merchants, including those on WooCommerce, that want to offer card-based buy now, pay later payments through Swedbank.

Paywerk pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Paywerk settlement & payouts

Payouts

Settlement time
Order full amount will be paid to merchant after order.
Settlement currencies
Not collected yet

Paywerk API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Paywerk coverage & payment methods

Supported countries

1 country
EE

Payment methods

BnplCredit CardDebit Card

Paywerk licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Paywerk AS

Estonia

Licenses

Payment Institution EE

Authorised Payment Institution (EE)

Estonian Financial Supervision Authority

License numbers & register records

1 license number · 1 register record on file for Paywerk, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Paywerk. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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