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Blackcatcard

Blackcatcard is the account and card brand of Papaya Ltd, an electronic money institution authorised by the Malta Financial Services Authority (C55146). Customers open a personal account first and then add a corporate account for business features, including multiple accounts and Mastercard payment cards per business and euro payments to and from customers worldwide. Papaya is a direct SEPA participant (SCT and SCT Inst) and also gives other financial institutions and fintechs SEPA access, IBAN accounts and PSD2 APIs.

Fees from
Custom pricing
Settlement
—
Coverage
—
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Blackcatcard before signing. Visit Website is an external link; we may earn a commission.

Blackcatcard overview

Best for

Small businesses and fintechs that want EUR IBAN accounts, cards and SEPA access from a Maltese EMI

Blackcatcard pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Blackcatcard settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Blackcatcard yet. Confirm payout timing and currencies directly with Blackcatcard before signing.

Blackcatcard API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Blackcatcard coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

Debit CardMastercardOpen BankingSepaSepa InstantVirtual Card

Blackcatcard licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

PAPAYA LTD

Malta

Licenses

E-Money Institution MT

Authorised Electronic Money Institution (MT)

Malta Financial Services Authority

License numbers & register records

1 license number · 1 register record on file for Blackcatcard, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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