Electronic Merchant Systems logo
traditional Cleveland, Ohio

Electronic Merchant Systems

US payment processor and merchant services provider (formerly Electronic Merchant Systems, rebranded to Kurv in November 2025) offering in-person, online, mobile, self-service, and embedded payments to 30,000+ SMB, eCommerce, and omnichannel merchants. Operates as an ISO/MSP under multiple banking sponsors.

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Fees from
Custom
Settlement
1–3 business days
Coverage
1 country
Payment methods
8
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote. Always verify directly with Electronic Merchant Systems before signing.

Best for

US SMB omnichannel merchant services

Key features

Recurring Payments
Startup Friendly

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