Electronic Merchant Systems logo
traditional Cleveland, Ohio

Electronic Merchant Systems

US payment processor and merchant services provider (formerly Electronic Merchant Systems, rebranded to Kurv in November 2025) offering in-person, online, mobile, self-service, and embedded payments to 30,000+ SMB, eCommerce, and omnichannel merchants. Operates as an ISO/MSP under multiple banking sponsors.

Fees from
Custom
Settlement
1–3 business days
Coverage
1 country
Payment methods
8
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Electronic Merchant Systems before signing. Visit Website is an external link; we may earn a commission.

Electronic Merchant Systems overview

Best for

US SMB omnichannel merchant services

Key features

Recurring Payments
Startup Friendly

Electronic Merchant Systems pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed
Headquarters
Cleveland, Ohio
Founded
1988

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Electronic Merchant Systems settlement & payouts

Payouts

Settlement time
1–3 business days
Settlement currencies
Not collected yet

Electronic Merchant Systems API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Platforms

MobileOnlinePos

Electronic Merchant Systems coverage & payment methods

Regions

North America

Supported countries

1 country
US

Payment methods

AchAmexCredit CardDebit CardDiscoverMastercardMobile WalletVisa

Electronic Merchant Systems licensing & compliance

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1 legal entity · 2 certifications

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