Mo.one logo
regional

Mo.one

Mo.one is a Czech payment institution licensed by the Czech National Bank (AIS and PIS under PSD2) that lets merchants accept account-to-account payments: the customer taps their phone on a PayPoint or terminal, confirms in their own banking app, and funds move via the CNB's CERTIS system to the merchant's account. It also offers Orbit terminals and a SoftPOS option that accept Visa and Mastercard cards alongside direct payments, plus the Mo.one Hub till for orders and sales overviews.

Fees from
Custom
Settlement
A direct payment is in your business account within three seconds - it goes from bank to bank through CERTIS at the Czech National Bank. Card payments are credited by standard settlement.
Coverage
1 country
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Mo.one before signing. Visit Website is an external link; we may earn a commission.

Mo.one overview

Best for

Czech shops, cafés and other in-person merchants that want low-fee account-to-account payments alongside card acceptance.

Mo.one pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed

See how Mo.one's fees stack up

Compare pricing side by side with similar providers.

Compare fees

Mo.one settlement & payouts

Payouts

Settlement time
A direct payment is in your business account within three seconds - it goes from bank to bank through CERTIS at the Czech National Bank. Card payments are credited by standard settlement.
Settlement currencies
Not collected yet

Mo.one API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Mo.one coverage & payment methods

Supported countries

1 country
CZ

Payment methods

MastercardOpen BankingVisa

Mo.one licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Mo.one a.s.

Czechia

Licenses

Payment Institution CZ

Authorised Payment Institution (CZ)

Czech National Bank

License numbers & register records

1 license number · 1 register record on file for Mo.one, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Mo.one. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure Mo.one is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.