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Money Blink

Money Blink is a Malta-based electronic money institution licensed by the MFSA that offers accounts for individuals and businesses holding euro, sterling and US dollar balances. Customers get an IBAN to collect payments over SEPA and SWIFT, can send euros over SEPA Instant, and can convert between the three currencies. It also offers open banking connections for viewing balances and starting payments from accounts held at other providers. Card acceptance, cards and eCards are announced but not yet available.

Fees from
Onboarding fee: Waived; Maintenance fee per year, per account: Waived for the first year, then €500 from the second year; Incoming SEPA Credit Transfers: Free; Outward SEPA Instant payment, per transaction: €1; SEPA transfers up to €100,000 per transaction: €4; SEPA transfers over €100,000: 0.10%, capped at €250; SWIFT (non-euro only) / TARGET2 up to €100,000: 0.15%, minimum €10; over €100,000: 0.15%, capped at €250; Foreign Exchange Conversion Margin: 0.50%
Settlement
Euro payments over SEPA Instant arrive in seconds, any hour of any day. Standard SEPA and SWIFT are processed the same business day when your instruction reaches us before the cut-off.
Coverage
—
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Money Blink before signing. Visit Website is an external link; we may earn a commission.

Money Blink overview

Best for

Individuals and businesses that send, receive or exchange euros, pounds and dollars across borders and need an IBAN account on SEPA and SWIFT.

Money Blink pricing & fees

Pricing structure

Pricing
Onboarding fee: Waived; Maintenance fee per year, per account: Waived for the first year, then €500 from the second year; Incoming SEPA Credit Transfers: Free; Outward SEPA Instant payment, per transaction: €1; SEPA transfers up to €100,000 per transaction: €4; SEPA transfers over €100,000: 0.10%, capped at €250; SWIFT (non-euro only) / TARGET2 up to €100,000: 0.15%, minimum €10; over €100,000: 0.15%, capped at €250; Foreign Exchange Conversion Margin: 0.50%
Your business must be registered in
Not disclosed

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Money Blink settlement & payouts

Payouts

Settlement time
Euro payments over SEPA Instant arrive in seconds, any hour of any day. Standard SEPA and SWIFT are processed the same business day when your instruction reaches us before the cut-off.
Settlement currencies
Not collected yet

Money Blink API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Money Blink coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

SepaSwift

Money Blink licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Money Blink Limited

Malta

Licenses

E-Money Institution MT

Authorised Electronic Money Institution (MT)

Malta Financial Services Authority

License numbers & register records

1 license number · 1 register record on file for Money Blink, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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