Neo
Neo is a Barcelona-based business payments and treasury platform operated by Neo Payment Factory, S.L., a payment institution authorised by the Bank of Spain (no. 6891). Companies get multi-currency accounts with a nominative IBAN in their own name and can send and receive payments in 25 currencies to 100+ countries via SWIFT and SEPA under Neo's own BIC. The platform offers real-time FX and forward contracts executed on 360T, collections from PSPs, acquirers and crypto exchanges, payments on behalf of (POBO) and stablecoin-to-fiat conversion. It targets corporates with international supply chains, funds and non-bank financial institutions.
Fees shown are indicative, not a binding quote — always verify with Neo before signing. Visit Website is an external link; we may earn a commission.
Neo overview
Corporates, funds and non-bank financial institutions needing multi-currency IBAN accounts, FX and cross-border B2B payments
Neo pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
Neo settlement & payouts
Payouts
We haven't collected settlement details for Neo yet. Confirm payout timing and currencies directly with Neo before signing.
Neo API & integration
API Profile
Neo coverage & payment methods
Supported countries
Payment methods
Neo licensing & compliance
Legal & Compliance
NEO PAYMENT FACTORY, S.L.
Spain
Licenses
Authorised Payment Institution (ES)
Bank of Spain
License numbers & register records
1 license number · 1 register record on file for Neo, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
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