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Perlas Finance

Perlas Finance is an electronic money and payment institution licensed by the Bank of Lithuania. Its business product, Perlas Pay, lets merchants accept pay-by-bank payments through a single integration covering nearly 2,000 banks in 27 EEA countries. It also offers SEPA Instant payments in and payouts out, dedicated IBAN accounts, customer verification and recurring payments. The company also collects bill and utility payments and handles cash deposits and withdrawals through a retail and terminal network in Lithuania.

Fees from
Custom pricing
Settlement
—
Coverage
3 countries
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Perlas Finance before signing. Visit Website is an external link; we may earn a commission.

Perlas Finance overview

Best for

Businesses in Lithuania and the EEA that want to accept bank-based (pay-by-bank and SEPA Instant) payments and send instant payouts. This ranges from e-commerce merchants to firms in highly regulated sectors.

Perlas Finance pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Perlas Finance settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Perlas Finance yet. Confirm payout timing and currencies directly with Perlas Finance before signing.

Perlas Finance API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Perlas Finance coverage & payment methods

Supported countries

3 countries
LTLVPL

Payment methods

Open BankingSepa Instant

Perlas Finance licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

UAB „Perlas Finance“

Lithuania

Licenses

E-Money Institution LT

Authorised Electronic Money Institution (LT)

Bank of Lithuania

License numbers & register records

1 license number · 1 register record on file for Perlas Finance, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Perlas Finance. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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