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Shine

Shine (Shine by Cegid) is a French payment institution authorised by the ACPR that offers an online business account with a French IBAN, Mastercard cards, SEPA, instant and international transfers, plus cheque and cash deposits. It bundles invoicing, e-invoicing as an approved platform, pre-accounting and team expense tools. Online and in-person card acceptance is offered through partner providers Mollie and SumUp, not by Shine itself.

Fees from
Custom
Settlement
—
Coverage
1 country
Payment methods
8
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Shine before signing. Visit Website is an external link; we may earn a commission.

Shine overview

Best for

Freelancers, very small businesses and SMEs in France that want an online business account with a French IBAN, Mastercard cards, invoicing and bookkeeping tools.

Shine pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed

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Shine settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Shine yet. Confirm payout timing and currencies directly with Shine before signing.

Shine API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Shine coverage & payment methods

Supported countries

1 country
FR

Payment methods

Bank TransferCashCheckMastercardSepaSepa InstantSwiftWire Transfer

Shine licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

SHINE FRANCE

France

Licenses

Payment Institution FR

Authorised Payment Institution (FR)

Autorité de contrôle prudentiel et de résolution (France)

Licensed entity · regulatorily responsible

Shine Netherlands B.V.

Netherlands

Licenses

Payment Institution NL

Authorised Payment Institution (NL)

De Nederlandsche Bank

License numbers & register records

2 license numbers · 2 register records on file for Shine, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Shine. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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