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Vivid

Vivid Money S.A. is a Luxembourg-authorised electronic money institution offering business accounts, corporate cards, expense management and cash management. For accepting payments, Vivid Business account holders can create payment links and QR codes, add payments to e-invoices, use website plugins, and order card payment terminals. Card terminal processing is handled with Adyen as the payment processing partner, and the current terminal processes payments only in euro.

Fees from
Fee for receiving card payments from clients (EEA cards), from 0,79% (+0,25 €); POS terminal: Free; Flat transaction fee (all cards): Up to 1.49%. Terminal: "a transaction fee of just 1.49% for EEA consumer cards".
Settlement
Sales made via the card payment terminal are usually available in your Merchant account the next business day. Alternatively, you can activate instant payouts in the settings.
Coverage
1 country
Payment methods
14
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Vivid before signing. Visit Website is an external link; we may earn a commission.

Vivid overview

Best for

Small businesses, freelancers, and retail or hospitality merchants in Germany that want a business account bundled with payment links and a free card terminal.

Vivid pricing & fees

Pricing structure

Pricing
Fee for receiving card payments from clients (EEA cards), from 0,79% (+0,25 €); POS terminal: Free; Flat transaction fee (all cards): Up to 1.49%. Terminal: "a transaction fee of just 1.49% for EEA consumer cards".
Your business must be registered in
Not disclosed

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Vivid settlement & payouts

Payouts

Settlement time
Sales made via the card payment terminal are usually available in your Merchant account the next business day. Alternatively, you can activate instant payouts in the settings.
Settlement currencies
Not collected yet

Vivid API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Vivid coverage & payment methods

Supported countries

1 country
DE

Payment methods

AmexApple PayDinersDiscoverGirocardGoogle PayInvoiceJcbMastercardPayment LinkPosQr CodeSamsung PayVisa

Vivid licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

VIVID MONEY S.A.

Luxembourg

Licenses

E-Money Institution LU

Authorised Electronic Money Institution (LU)

Commission de Surveillance du Secteur Financier (Luxembourg)

Licensed entity · regulatorily responsible

Vivid Money B.V.

Netherlands

LEI 7245009PWS7YLG3JPF78

Licenses

License NL

MiCA Crypto-Asset Service Provider (NL)

European Securities and Markets Authority — MiCA register (EU)

License numbers & register records

2 license numbers · 2 register records on file for Vivid, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Vivid. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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