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XGD Europe

XGD Europe S.A. is a payment institution in Luxembourg, supervised by the CSSF, and the EU headquarters of the XGD group. It provides online and in-store payment acceptance (POS and QR codes) for cards, digital wallets and local European and Chinese payment methods. Merchants can integrate through payment links, embedded checkout or an API. It also offers online business IBAN accounts (LU/DE/DK/NL) with multi-currency, FX and SEPA/SWIFT transfers.

Fees from
Online IBAN Account: Outgoing SEPA €2.00 / txn; Outgoing International 0.30% Min €30 - Max €300 per transaction; Incoming (all) 0.30% per transaction; €100.00 /month Monthly Account Maintenance Fee; €500.00 Opening IBAN LU Account; €1000.00 Opening IBAN (DE+LU) Or (DE+DK). We offer customized pricing solutions for our clients. (Acquiring/digital payment fees not published.)
Settlement
Supports fastest T+1 settlement
Coverage
—
Payment methods
14
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with XGD Europe before signing. Visit Website is an external link; we may earn a commission.

XGD Europe overview

Best for

Businesses expanding into Europe, including e-commerce sellers, trading companies and retail or hospitality merchants, that want local LU/DE/DK/NL IBAN accounts together with online and in-store card and wallet acceptance.

XGD Europe pricing & fees

Pricing structure

Pricing
Online IBAN Account: Outgoing SEPA €2.00 / txn; Outgoing International 0.30% Min €30 - Max €300 per transaction; Incoming (all) 0.30% per transaction; €100.00 /month Monthly Account Maintenance Fee; €500.00 Opening IBAN LU Account; €1000.00 Opening IBAN (DE+LU) Or (DE+DK). We offer customized pricing solutions for our clients. (Acquiring/digital payment fees not published.)
Your business must be registered in
Not disclosed

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XGD Europe settlement & payouts

Payouts

Settlement time
Supports fastest T+1 settlement
Settlement currencies
Not collected yet

XGD Europe API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

XGD Europe coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

AlipayAmexApple PayBlikDinersDiscoverGoogle PayIdealJcbMastercardSofortUnionpayVisaWechat Pay

XGD Europe licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

XGD EUROPE S.A.

Luxembourg

Licenses

Payment Institution LU

Authorised Payment Institution (LU)

Commission de Surveillance du Secteur Financier (Luxembourg)

License numbers & register records

1 license number · 1 register record on file for XGD Europe, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to XGD Europe. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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