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Zeller

Zeller provides UK businesses with card machines (Zeller Terminal 1x and Terminal 2) that have point of sale built in, plus payment links, a virtual terminal and online invoice payments. It also offers a free business account, business debit cards, virtual cards and expense cards. There are no set-up fees, monthly fees or lock-in contracts; merchants pay per transaction.

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Fees from
In-person payments: 1.3% (excludes American Express — even lower rates for larger businesses). Other cards: 1.99% for American Express, business, and international cards. MOTO payments: 1.5% for domestic Mastercard and Visa cards, 2.4% on all other cards. Invoice and virtual terminal transaction fee: 1.5% for domestic Mastercard and Visa cards, 2.4% on all other cards; £0 subscription fee; settlement fee free. Zeller Terminal 1x £99 + VAT; Zeller Terminal 2 £149 + VAT. Business account free; Expense cards: first card free, additional cards £5/card per month (ex VAT). No set-up fees, monthly fees, or lock-in contracts.
Settlement
Same day
Coverage
1 country
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Zeller before signing. Visit Website is an external link; we may earn a commission.

Zeller overview

Best for

UK small and medium businesses, such as hospitality and retail, that want card machines with built-in POS plus a free business account and cards without monthly fees.

Zeller pricing & fees

Pricing structure

Pricing
In-person payments: 1.3% (excludes American Express — even lower rates for larger businesses). Other cards: 1.99% for American Express, business, and international cards. MOTO payments: 1.5% for domestic Mastercard and Visa cards, 2.4% on all other cards. Invoice and virtual terminal transaction fee: 1.5% for domestic Mastercard and Visa cards, 2.4% on all other cards; £0 subscription fee; settlement fee free. Zeller Terminal 1x £99 + VAT; Zeller Terminal 2 £149 + VAT. Business account free; Expense cards: first card free, additional cards £5/card per month (ex VAT). No set-up fees, monthly fees, or lock-in contracts.
Your business must be registered in
Not disclosed

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Zeller settlement & payouts

Payouts

Settlement time
Same day
Settlement currencies
Not collected yet

Zeller API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Zeller coverage & payment methods

Supported countries

1 country
GB

Payment methods

AmexApple PayGoogle PayMastercardPosVisa

Zeller licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

ZELLER UK LIMITED

United Kingdom

Licenses

E-Money Institution GB

FCA E-Money Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

1 license number · 1 register record on file for Zeller, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Zeller. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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