Best Payment Providers for Mobile Apps15 providers compared

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

Finix

Platforms & Direct Acquirer

A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.

Square

Retail & Restaurants

An all-in-one commerce platform that combines payment processing with point-of-sale hardware and business management tools. Square is particularly popular with retail stores, restaurants, and service businesses that need integrated solutions for payments, inventory, and staff management. Their hardware ecosystem and free baseline tier make it accessible for small businesses to get started quickly.

Coinbase Commerce

Crypto E-commerce

A cryptocurrency payment gateway from Coinbase that lets merchants accept Bitcoin, Ethereum, stablecoins, and other digital assets. With self-custodial settlement, merchants receive funds directly to their own wallets without intermediary custody. A straightforward option for businesses wanting to add crypto payment acceptance with minimal complexity.

MercadoPago

Latin American E-commerce

The dominant payment platform in Latin America, part of the MercadoLibre ecosystem. MercadoPago supports the full range of regional payment methods including cards, bank transfers, cash payments, and PIX in Brazil. Essential for any business expanding into Latin American markets where local payment methods are crucial for conversion.

Razorpay

Indian Startups

India's leading payment gateway, purpose-built for the Indian market and its unique payment landscape. Razorpay supports UPI, cards, wallets, netbanking, EMI options, and 100+ other payment methods with fast onboarding for startups. Known for its developer-friendly approach and strong presence among Indian startups and growing businesses.

Mollie

European Simplicity

A European-focused payment service provider known for its simplicity and quick setup. Mollie supports 35+ payment methods popular across Europe including iDEAL, Bancontact, SOFORT, and various cards, with transparent per-transaction pricing. Ideal for SMBs and startups in Europe who want to get started quickly without complex contracts.

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

Payeer

High-risk merchants

A multi-currency e-wallet supporting both fiat and cryptocurrency transactions. Payeer serves merchants and users in 200+ countries with P2P exchange capabilities and various deposit methods. Note: Does not serve US citizens. Often used by high-risk merchants and in markets where traditional payment options are limited.

Braintree

Mobile Apps

A PayPal-owned payment platform known for its developer-friendly SDKs and strong mobile integration. Braintree provides seamless access to PayPal, Venmo, and card payments through a single integration, making it popular among mobile apps and marketplaces. Offers a transparent Drop-in UI that simplifies checkout implementation.

First Data (Fiserv)

Clover POS Integration

A major payment processor now owned by Fiserv, serving millions of merchants worldwide with comprehensive payment and merchant services. First Data is best known for its Clover POS ecosystem, offering integrated hardware and software solutions for small to mid-sized businesses. A traditional processor with broad market reach.

Shift4

Hospitality & Retail

An end-to-end payment and commerce platform with deep specialization in the hospitality and retail industries. Shift4 offers integrated POS systems and payment processing with competitive interchange-plus pricing. Well-suited for restaurants, hotels, and retailers who want a unified commerce solution.

PayKings

High-Risk Merchants

A high-risk payment processor specializing in industries often declined by traditional providers, including CBD, nutraceuticals, telemarketing, and subscription services. PayKings helps businesses in challenging verticals obtain merchant accounts and provides ongoing support for managing chargebacks and compliance requirements.

PaymentCloud

High Approval Rates

A high-risk merchant account provider focused on securing approvals for businesses with challenging credit profiles or in high-risk industries. PaymentCloud serves credit repair, travel, e-commerce, and other high-chargeback verticals with dedicated account management and chargeback mitigation strategies.

CoinGate

Lightning Network

Crypto payment gateway. Accept 70+ cryptocurrencies, settle in crypto or fiat, invoicing.