Browse payment providers

Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

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Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.

Instant to 24 business days

CentralPay

French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.

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Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.

Gemba

UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.

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Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.

OSL

Businesses and platforms such as PSPs, payroll providers, e-commerce marketplaces, FX/CFD brokers, digital entertainment operators, and crypto exchanges or wallets that need to collect, convert and pay out stablecoins and fiat.

Surfboard Payments

Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.

Checkin

Event organisers, associations and businesses in Norway, Sweden and Denmark that want ticket sales, payment collection, invoicing and accounting in one registration platform, without setting up their own payment agreements.

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Checkin charges a small flat fee of 10 kr/€ 1 excluding VAT + 2% per ticket sold. Free events: €1 /per ticket. Paid events: €1 + 2% service /per ticket (*Transaction fee 2.5%). Flat fee: € 0,80 + 2% service fee per ticket sold; No upfront costs; All card and mobile provider fees are included; Maximum price of €45 excl. VAT for purchases with invoice. Customized agreements: Contact us.

Your payments are collected and paid out every two weeks

Stable Mint

Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

Bridge

Fintechs, crypto platforms and other businesses that want an API to move, accept, hold, issue or spend stablecoins and convert between fiat and stablecoins for cross-border payments and payouts.

EasyMe

Danish therapists, practitioners and small clinics, plus sellers of online courses, who want booking, invoicing and online payments in one subscription system.

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Subscription (excl. 25% Danish VAT): Solo DKK 497 per 30 days, Klinik DKK 1,995 per 30 days, Online DKK 549 per 30 days. Card payments: 1.7% + DKK 1.80 (Solo/Online), 1.5% + DKK 1.80 (Klinik); foreign and business cards: 2.9% + DKK 1.80; FIK payments: DKK 1.80.

Paycot

Online businesses such as e-commerce, travel and SaaS merchants that want to accept cryptocurrency payments, embed a crypto on/off-ramp, or trade large volumes through an OTC desk.

Ecwid Payments

Multi-Channel E-Commerce

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2.9% + $0.30 per transaction

Mynt

Nordic companies that want corporate Visa cards plus expense and invoice management, and ERPs, banks, fintechs and expense systems that want to embed white-label cards and spend management through APIs.

B4B Payments

Businesses and SaaS platforms in the UK, EU and US that need multi-currency accounts, payouts, FX and card issuance, either for their own use or embedded under their own brand.

ZTL

Software platforms and ERP providers in the Nordics that want to embed bank-independent account-to-account payments, salary payments, account data and FX through a single API.

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FX API: cross-border payment less than 0.5%* (indicative); transaction fee 0 EUR; No pre-funding or hidden fees!

With real-time exchange rates and same-day settlements

Payer

Enterprise and SME businesses that sell B2B and want to automate invoicing, accounts receivable and payment collection through an API platform.

Open Payments

ERP, accounting, treasury, payroll and other B2B software providers in the Nordics and the Netherlands that want to build bank payments and account data into their products.