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Finion logo

Finion

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.

traditional +1
Fees
Custom
Settlement
Varies
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Fatora logo

Fatora

Qatar Payment Gateway

embedded +1
Fees
2.5%–2.9%
Settlement
Varies
Recurring
Startup
Sandbox
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Stable Mint logo

Stable Mint

Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.

crypto +2
Fees
Custom
Settlement
~10 seconds
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Tradera logo

Tradera

Private sellers and shop owners in Sweden who sell second-hand or new goods by auction or fixed price on the Tradera marketplace and want Tradera to collect buyer payments for them.

regional +1
Fees
Custom
Settlement
Automatisk utbetalning till bankkonto sker inom 1-3 bankdagar och du kan välja mellan betalning veckovis varje torsdag eller månadsvis den 25e.
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Demivolt logo

Demivolt

Businesses, fintechs, platforms and card programme managers that need EU-regulated euro accounts, IBANs, SEPA/SWIFT payments, card issuing/BIN sponsorship or white-label BaaS.

baas +1
Fees
Custom
Settlement
Varies
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1POINT6 logo

1POINT6

Marketplaces, franchises and other platforms that have to handle payment flows involving many parties across several countries, plus seller KYC/KYB, in Europe.

infrastructure +1
Fees
Standard: Pay-in 1.0% + €0.25 for personal bank cards in the eurozone; identity verification from €0.80 per month per active legal entity; payout €0.15 per SEPA credit transfer (SCT). Incoming SEPA transfers €0.25; outside the SEPA zone (SWIFT) €8; SEPA direct debits for individuals €0.45; SEPA direct debits for businesses €0.45 + €15/order. Non-EU personal bank cards and business cards: on request. Custom offering available.
Settlement
Varies
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Januar logo

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

baas +2
Fees
Custom
Settlement
Varies
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Lightspark Payments Europe logo

Lightspark Payments Europe

Fintechs, neobanks, wallets, exchanges and card programs that want to embed crypto and fiat accounts, cards and transfers through an API without holding their own licences.

baas +3
Fees
Custom
Settlement
Varies
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Perk logo

Perk

Medium and large companies, especially multi-entity global businesses, that want corporate cards, expense management and business travel in one place. It is not a tool for accepting customer payments.

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Fees
Spend only: Premium from $9/user/month, Pro from $11/user/month; Travel+Spend: from $6-8 (Premium/Pro) per active user/month plus 3% per booking; Travel only: Starter $0 + 5% per booking, Premium $99/month + 3%, Pro $299/month + 3% (USD, per perk.com/pricing)
Settlement
Varies
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Trilo logo

Trilo

Independent high-street businesses such as cafes, shops and hospitality venues, as well as sports clubs, that want subscription-priced payments built into a CRM and loyalty tool.

embedded
Fees
Payments – Core: £25/mo, "Unlimited immediate payments straight to your bank, up to £5k monthly."; Pro: £50/mo, "Process up to £25k per month with no fees."; Unlimited: Custom. CRM & Notebook – Starter £25/mo, Core £50/mo. Invoices – Starter £5/mo, Core £25/mo.
Settlement
you'll receive your money directly to your bank in seconds
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Andaria logo

Andaria

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.

baas +2
Fees
Custom
Settlement
Varies
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B

Billingo

Hungarian freelancers and small businesses that use Billingo for invoicing and want to take card payments in person on a terminal from the same provider.

embedded +1
Fees
0 - 6 990 Ft/hó; Tranzakciós díj: 0,35%-tól * (IC++ pricing; personalised fee package per merchant)
Settlement
A tranzakciók értéke akár egy munkanap alatt jóváírásra kerül az ügyfél által megadott bankszámlára.
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Billit logo

Billit

Freelancers, small businesses and SMEs in Belgium and neighbouring markets that want e-invoicing (Peppol) software that also handles collecting invoice payments.

embedded +1
Fees
Subscription based on documents per month (prices per company registration number or separate file): up to 25 documents/month €7,50 per month (€6,90 per month paid annually); up to 500 documents/month €25,00 per month (€22,92 paid annually); up to 1000 documents/month €250,00 per month (€229,20 paid annually); more than 1000 documents/month on request. 15-day free trial.
Settlement
Varies
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Instamojo logo

Instamojo

Indian Small Business

embedded +1
Fees
2%–3% + 3 INR
Settlement
3 business days
Startup
Sandbox
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Bridge logo

Bridge

Fintechs, crypto platforms and other businesses that want an API to move, accept, hold, issue or spend stablecoins and convert between fiat and stablecoins for cross-border payments and payouts.

crypto +2
Fees
Custom
Settlement
Varies
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Powens logo

Powens

Businesses and fintech platforms in Europe, such as lenders, accounting software and property managers, that want API-based pay-by-bank, SEPA direct debit and instant transfers along with bank data aggregation.

infrastructure +2
Fees
Custom
Settlement
Funds are instantly received on your account and no-one pays interchange fees.
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Toast logo

Toast

Restaurant Payments

embedded
Fees
2.49% + $0.15 per transaction
Settlement
1–2 business days
Enterprise
Sandbox
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Mews Payments logo

Mews Payments

Hotel Payment Processing

embedded
Fees
Custom
Settlement
Same day
Enterprise
Recurring
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Merge logo

Merge

Businesses and platforms that make cross-border payments, payouts, payroll or treasury moves and want to use stablecoin settlement alongside fiat rails and multi-currency accounts.

crypto +2
Fees
Flat per transaction: 0.1–0.5%
Settlement
Settlement finality: T+0
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Transwap logo

Transwap

Regulated businesses, marketplaces, platforms and corporate treasury teams that need multi-currency accounts, cross-border payouts and local collections across several jurisdictions.

baas +2
Fees
Custom
Settlement
Same day
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NCR Voyix logo

NCR Voyix

Enterprise POS Payments

embedded
Fees
Custom
Settlement
1–2 business days
Enterprise
Sandbox
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EasyMe logo

EasyMe

Danish therapists, practitioners and small clinics, plus sellers of online courses, who want booking, invoicing and online payments in one subscription system.

embedded +1
Fees
Subscription (excl. 25% Danish VAT): Solo DKK 497 per 30 days, Klinik DKK 1,995 per 30 days, Online DKK 549 per 30 days. Card payments: 1.7% + DKK 1.80 (Solo/Online), 1.5% + DKK 1.80 (Klinik); foreign and business cards: 2.9% + DKK 1.80; FIK payments: DKK 1.80.
Settlement
Varies
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Easy Payment Services logo

Easy Payment Services

Financial and non-financial companies (e.g. lenders, telecoms, insurers, retail chains, e-wallet builders) that want to embed EU IBAN accounts, Mastercard card issuing and payments into their own products via API.

baas +1
Fees
Custom
Settlement
Varies
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Paymed logo

Paymed

Independent healthcare professionals in France (doctors, midwives, physiotherapists, nurses, dentists, paramedics, pharmacists) who want SESAM-Vitale billing and card fee collection with a single provider.

embedded +1
Fees
Médecins: Facturation 46 € TTC/mois; Encaissement CB à partir de 31 € TTC/mois +0.5% des honoraires encaissés en CB; Tout-en-un 46 € TTC/mois +0.5% des honoraires facturés; E-paiement (paiement par lien) commission de 1.6% (soit 0.48€ TTC pour un règlement de 30€); Option lecteur santé +9 € TTC/mois; Option GPRS +7,50 € TTC/mois.
Settlement
Encaissements sécurisés et reversés sur le compte bancaire à J+1 ouvré
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