BaaS

218 payment providers in this category.

Most of the first 24 concentrate in North America, Europe, Middle East.

218 providers

Green Dot logo

Green Dot

US Prepaid & BaaS

baas
Fees
Custom
Settlement
Same day
Enterprise
Sandbox
View provider
ePayService logo

ePayService

Freelancers, webmasters, affiliate networks and international IT companies that need to receive US/EU bank transfers and pay out partners or staff worldwide via bank transfer or cards.

baas
Fees
Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
Settlement
Varies
View provider
Treasury Prime logo

Treasury Prime

US Embedded Banking

baas +1
Fees
Custom
Settlement
1–3 business days
Enterprise
Startup
Sandbox
View provider
Easy Payment Services logo

Easy Payment Services

Financial and non-financial companies (e.g. lenders, telecoms, insurers, retail chains, e-wallet builders) that want to embed EU IBAN accounts, Mastercard card issuing and payments into their own products via API.

baas +1
Fees
Custom
Settlement
Varies
View provider
Satchel logo

Satchel

Fintech brands and other businesses that want to offer white-label accounts, multi-currency IBANs and branded Mastercard cards without their own licence, and businesses that need EU accounts for SEPA and SWIFT payments.

baas +1
Fees
Business account (EU): Account opening 375 EUR; Additional account opening 50 EUR; Monthly maintenance fee 35 EUR; Minimum balance 250 EUR; Incoming/outgoing internal transfer within Satchel Free; SEPA incoming transfer Free; SEPA outgoing transfer 3 EUR; SWIFT incoming transfer 0.2%, min 10 EUR; SWIFT outgoing transfer 0.5%, min 35 EUR.
Settlement
Varies
View provider
I

IDT Finance

baas +1
Fees
Custom
Settlement
Varies
View provider
PaySaxas logo

PaySaxas

Businesses, including newly registered companies, sole proprietors, and cross-border traders, that need a dedicated EUR IBAN account for SEPA and SEPA Instant payments.

baas
Fees
Business account: Onboarding fee €500.00; Monthly maintenance from €50.00; Additional dedicated IBAN opening €10.00, monthly servicing €10.00; Account closure €50.00; SEPA incoming (Instant / Regular) from €2.00; SEPA outgoing (Instant / Regular) from 0.1% + €5.00; Internal transfers within PaySaxas Oy 0.05% + €2.00; Team members (per member, per month) €10.00. Sole proprietor: Onboarding fee €50.00; Monthly maintenance €10.00; Additional dedicated IBAN opening €5.00, monthly servicing €5.00; Account closure €10.00; SEPA incoming €2.00; SEPA outgoing 0.2% + €5.00; Internal transfers 0.05% + €2.00; Team members €5.00. Individual: Onboarding fee Free; Monthly maintenance €10.00. Prices marked "from" are starting prices. Final fees are confirmed during onboarding.
Settlement
Eligible SEPA Instant payments usually arrive in seconds. Regular SEPA payments are normally completed the same business day.
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Transact Pro logo

Transact Pro

European online merchants and payment businesses that need card acquiring, a white-label gateway or card issuing from a Latvian EMI

traditional +1
Fees
Card acquiring: individual rates starting from 0.5% per transaction
Settlement
Varies
View provider
Beyond by RS2 logo

Beyond by RS2

SMEs and enterprises wanting card acquiring and issuing on one platform, and ISVs, PayFacs, fintechs and digital banks that want BIN sponsorship to run their own issuing or acquiring programs without their own licence.

baas +2
Fees
Custom
Settlement
Varies
View provider
Keel logo

Keel

Fintech companies such as digital payments platforms, trading platforms, money remitters and wallet providers that want to build on API-driven, FCA-authorised infrastructure.

baas +1
Fees
Custom
Settlement
Varies
View provider
WireBloom logo

WireBloom

Businesses that want dedicated or virtual IBAN accounts with multi-currency transfers together with card acquiring and alternative payment method acceptance on one platform.

traditional +1
Fees
Custom
Settlement
Varies
View provider
Pomelo logo

Pomelo

LATAM Fintech Infrastructure

baas +1
Fees
Custom
Settlement
1–2 business days
Startup
Sandbox
View provider
Nandi Pay logo

Nandi Pay

Businesses and individuals in the EEA that need a Lithuanian-regulated euro IBAN account for SEPA transfers.

regional +1
Fees
Bussines account: IBAN account opening from 0 EUR; Account maintenance fee from 50 EUR; SEPA payments from 0,1% (min 1 EUR). Personal account: IBAN account opening free of charge; Account maintenance fee from 0 EUR; SEPA payments from 1 EUR
Settlement
Varies
View provider
Ramp logo

Ramp

Corporate Finance Automation

baas
Fees
Free core platform
Settlement
1–2 business days
Low Fees
Startup
Sandbox
View provider
WeavePay logo

WeavePay

International businesses, including holding companies and multi-entity structures, that need multi-currency accounts, cross-border transfers and FX; gambling, crypto, adult and other high-risk sectors are not accepted.

baas
Fees
Local: £20/mo, £100 one-off account opening, Free incoming SEPA (EUR), Outgoing SEPA / GBP from £10, FX from 0.4%, Virtual cards from £3, free top-ups. Global: £100/mo, £600 one-off setup & application, Incoming SEPA & Faster Payments 0.075%, International transfers from 0.15%, FX from 0.3%. Bespoke: Tailored pricing.
Settlement
Varies
View provider
Brick logo

Brick

Indonesian Open Finance API

baas +1
Fees
Per-API call
Settlement
Same day
Startup
Sandbox
View provider
Foren logo

Foren

Fintechs, money transfer operators, SMBs and freelancers who need multi-currency accounts and cross-border collections and payouts, especially across the UK, Canada, US, Nigeria and Kenya corridors.

baas +2
Fees
Custom
Settlement
96% of payments settle in under 24hrs
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Hillgate logo

Hillgate

Businesses and corporate groups that need named multi-currency accounts with local bank details, 24/7 FX and instant third-party payouts, managed through a dashboard or REST API.

baas
Fees
Custom
Settlement
Instant
View provider
E

Equals

baas +1
Fees
Custom
Settlement
Varies
Crypto
View provider
Mynt logo

Mynt

Nordic companies that want corporate Visa cards plus expense and invoice management, and ERPs, banks, fintechs and expense systems that want to embed white-label cards and spend management through APIs.

embedded +1
Fees
Custom
Settlement
Varies
View provider
DiPocket logo

DiPocket

Companies and financial institutions in the EEA or UK that need branded prepaid cards, payroll, loan or benefit payouts, gift cards, or Visa/Mastercard BIN sponsorship.

baas +1
Fees
Custom
Settlement
Varies
View provider
Temenos logo

Temenos

Core Banking Software

baas +1
Fees
Custom
Settlement
Varies
Enterprise
Recurring
Sandbox
View provider
ISX Financial logo

ISX Financial

Businesses wanting one provider for a UK/EU corporate eMoney account plus collections by card, open banking and direct debit.

baas +1
Fees
Custom
Settlement
Varies
View provider
Mercury logo

Mercury

Startup Banking

baas
Fees
Custom
Settlement
1–3 business days
Low Fees
Startup
Sandbox
View provider

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