Embedded payments

Piano

Restaurants, cafés, bistros, canteens and hotels in the Czech Republic that want card payments tied into a hospitality POS and operations software suite.

Hope Macy

UK banks, lenders and credit unions that want lending management software plus open banking data and Pay by Bank/VRP collections from borrowers.

Televend

Vending, office coffee service, micro-market and other unattended self-service retail operators that want cashless payments built into their machine management platform.

Alt21

SME and mid-market businesses managing international payments and currency exposure, and marketplaces, SaaS and payment platforms that want to embed FX, payments and hedging through an API.

sciopay

FX brokers, FX start-ups and other introducers that want to offer cross-border payments and currency exchange to their own clients under their own brand without building the technology.

Turtle Pay

Swedish sports clubs and other sports organisations that need registration and fee collection in one place, plus sports retailers that want to offer customers financing in store and online.

Unisonpay (Unison Global Markets)

Brokers and corporates looking for multi-currency accounts and cross-border payments from an FCA-authorised EMI, though new onboarding is currently restricted.

Okoora

MoneyMonk

Dutch freelancers (zzp'ers) and small business owners who want accounting software with a built-in PSD2 connection to their business bank accounts.

Shares

Wealth management firms, banks, insurers and fintechs that want to offer white-label investing (including crypto) or employee savings products, not merchants looking for card acceptance.

Tiime

French freelancers, micro-entrepreneurs and small businesses (TPE) that want e-invoicing, accounting and a business account in one app.

XXImo

Leasing companies, energy and fuel companies, EV platforms, parking operators and other fleet businesses that want to offer their own branded fleet payment product.

Billogram

Companies with recurring revenue (e.g. telecom, energy, insurance, mobility) that send large volumes of invoices and want payments, reminders and collections built into the invoice.

Bridge API

Businesses, especially software publishers (accounting, invoicing, payroll), e-commerce and marketplaces, lenders and landlords, that want open-banking account-to-account payments or bank-data APIs, notably for high-value payments.

COMO Digital Life

SMEs, corporate groups, and fiduciaries, law firms, family offices, fintechs and platforms that need multi-currency IBAN accounts with SEPA/SWIFT payments, or want to offer such accounts to their own clients under their brand.

Monetic

Italian retail points of sale (e.g. shops offering counter services) that want to offer customers bill payments, pagoPA, F24, transfers and cash services.

Up Aganea

Companies and startups in e-commerce, the sharing economy or mobile payments that need a regulated e-money platform or branded Mastercard prepaid cards.

Opyn

B2B sellers (e-commerce, marketplaces, in-store and sales teams) that want to offer business customers instalment or deferred payments with integrated credit checks.

TPPay

Italian corporates that want to launch financial and payment services for their own customers via API without obtaining their own licence.

YolkPay

Retail, restaurant and service businesses in Canada and the U.S. that want POS hardware on a 3-year plan, as well as SaaS platforms and marketplaces that want to build payments into their software.

Onyx CenterSource

Hotels, hotel groups, cruise lines and travel agencies that need to issue, receive and reconcile travel commission and affiliate (B2B) payments across many partners and currencies.

Railsr

Fintechs, sports clubs, retailers and brands that want to build wallets, accounts, cards or rewards into their own app through an API.

Clear Treasury

UK businesses that make international payments in multiple currencies and want FX risk guidance, or want to build Clear Treasury's FX payments API into their own systems.

VPO

Lithuanian partners such as retailers, kiosk networks and public transport operators that want to add payment collection, payment initiation or e-ticketing to what they offer customers.