Traditional PSP

Online stores: MB WAY € 0,07 + 0,70% + VAT; Multibanco reference € 0,25 + 1,5% + VAT; Payshop reference € 0,57 + VAT; Direct debits € 0,45 + VAT; Credit/debit card (Visa, Mastercard, Maestro, Google Pay, Apple Pay) - Consumer € 0,20 + 1,50% + VAT; - Commercial + 1,3% + VAT; – outside the European Economic Area (EEA) + 1,1 %+ VAT. Card terminal (POS): Consumer € 0,05 + 0,89% + VAT; Commercial + 1,3% + VAT; outside the EEA + 1,1% + VAT; Monthly fee € 9,90 + VAT. Sign-up costs with Lusopay 0€; Unpaid references 0€; Generate payment requests 0€.

Varies

Modulr

UK Payment Automation

Monek

UK businesses, from small retailers and hospitality venues to larger companies, that want in-store, online and phone card payments on a single account.

traditional

Growing Business (under £200,000/year): 0.99% blended rate on personal debit and credit cards; 1.99% on business credit and debit cards; 2.99% on foreign/non-UK cards; per-transaction fee of £0.05 on UK cards and £0.10 on non-UK cards; PCI compliance fee of £2.99 per month; terminals from £25/month; no setup fees; no monthly minimums. Established Business (over £200,000/year): bespoke IC++ (interchange-plus-plus) pricing, with per-transaction fees of 3p on UK cards and 10p on non-UK cards.

Next business day

Wix Payments

Wix Website Payments

Online Payment Platform

Marketplaces and platforms that need to onboard merchants and split, hold (escrow) and pay out funds between buyers and sellers.

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Standard: Pay-in starts from €0,25; Pay-out free; Onboarding free. iDEAL Wero €0,25; American Express €0,10 + 0,20% + AMEX fee; Mastercard / VISA / Apple Pay / Google Pay / Carte Bancaire €0,15 + IC++ + 0,60%; Pay by Bank €0,35 depending on region; Bancontact €0,35; PayPal €0,18 + 0,20% + PayPal fee; Open Banking €0,10 + 0,20% + fee; SEPA €0,30; SEPA Direct Debit €0,30; Klarna on request. Onboarding: merchant creation free; business €5 (depending on entity type); consumer €0,60. Custom pricing available on request.

Varies

TransFi

Crypto-Powered Cross-Border

crypto +1

From 0.5% per transaction

EVO Payments Europe

Pan-European Acquiring

Paytrail

Finnish e-commerce

traditional

From €59/month + transaction fees

Tink

European Open Banking

Comgate

Czech and Slovak e-shops, stores and restaurants that want an online payment gateway and card terminals from a single provider.

traditional +1

Start: 0 %, 6 months free – up to CZK 300,000 in payments, for merchants with their first card payments contract. Easy: 0,6 % (special offer for 3 months) – fee for 95% of the most common cards, no fixed transaction fees. Profi: 0,47 % + fixed fee (special offer for 3 months), pricing for the 95% most common card types. Custom: custom fees for merchants processing over CZK 3 million per month.

Varies

Debit Success

ANZ Recurring Direct Debit Billing

Scotiabank

VR-Bank Ihre Heimatbank

Small and mid-sized German businesses that already bank with a cooperative bank and want card terminals, mobile card acceptance (taxis, market stalls, food trucks, tradespeople) or online-shop payments.

eCheckPlan

Claimed View provider

Travelex

Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

traditional