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Fipto

Fipto (Fipto PI SAS, France) provides stablecoin payments infrastructure for PSPs, crypto brokers and enterprises. It lets businesses send, receive, hold and convert EUR, USD and stablecoins such as USDC and EURC, with named EUR/USD IBANs, stablecoin wallets, payouts and Payment Links that can auto-convert stablecoin payments into EUR. It is licensed as a Payment Institution by the ACPR and as a MiCA CASP by the AMF, and can be used through a web app or API.

Fees from
Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
Settlement
Near-instant
Coverage
—
Payment methods
8
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Fipto before signing. Visit Website is an external link; we may earn a commission.

Fipto overview

Best for

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.

Fipto pricing & fees

Pricing structure

Pricing
Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
Your business must be registered in
Not disclosed

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Fipto settlement & payouts

Payouts

Settlement time
Near-instant
Settlement currencies
Not collected yet

Fipto API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Fipto coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

BitcoinEthereumPayment LinkSepaSolanaStablecoinSwiftUsdc

Fipto licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

FIPTO PI SAS

France

LEI 969500A0DYUNF5NX9R84

Licenses

License FR

MiCA Crypto-Asset Service Provider (FR)

European Securities and Markets Authority — MiCA register (EU)

Payment Institution FR

Authorised Payment Institution (FR)

Autorité de contrôle prudentiel et de résolution (France)

License numbers & register records

2 license numbers · 2 register records on file for Fipto, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Fipto. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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