Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.

baas +2

Fees

Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.

Settlement

Varies

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C2FO

Supply Chain Working Capital

Pin Payments

Australian startups

traditional

Fees

1.75% + $0.30 domestic

FreedomPay

Hospitality & Retail

Eway

Australian Online Payment Gateway

traditional

Fees

1.5% + A$0.25/tx; +1.99% international

Debit Success

ANZ Recurring Direct Debit Billing

Travelex

Finmo

Cross-border businesses, and fintechs, marketplaces, payroll and EOR providers that need multi-currency accounts, collections, payouts and FX through a dashboard or API.

baas +2

Fees

Business Account: $0 to open, no monthly fees, no minimum balance, unlimited free user seats. Local collections: free (most currencies). SWIFT collections: free (45+ currencies). Local payouts: from $0 (selected rails include free allowances). SWIFT payouts: US$5 (195+ countries). FX: 0.07% (7 bps) on major currency pairs (launch pricing); minor and exotic pairs: competitive. Treasury and Embedded: custom, combining subscription and usage fees.

Settlement

Varies

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Buy Me a Coffee

Creator Monetization

Corpay

Enterprise cross-border B2B payments, FX risk management, and AP automation

traditional

Fees

0.3-0.8% for B2B transfers; FX markup varies

Dayforce (Ceridian)

Enterprise global payroll and HCM

traditional

Fees

Per-employee-per-month subscription (quote-based)

Bankoro

Fintechs that want to build account-based products, and businesses with international activity or foreign owners and directors that need a UK multi-currency account and meet the £2 million turnover or balance minimum.

baas

Fees

Account opening fee: individual, typically from £300 for CAT 1 jurisdictions; Monthly fees: individual, typically from £100/month for CAT 1 jurisdictions; Foreign exchange (FX) charges: individual, typically from 0.18%; Outgoing payment charges: individual, typically from £2 and 0.2%; Incoming payment charges: individual, typically from £1 and 0.1%; Account closure fee: 3x monthly fee; Non-compliance with customer profile: individual, typically up to 12x monthly fee; Special requests: individual, typically from £100

Settlement

Varies

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Pushpay

Faith-Based Digital Giving

Xero Payments

Xero Accounting Payments

traditional

Fees

1.5% - 2.9% per transaction

CashtoCode

iGaming Cash Payments

Remit Choice

Velocity Trade

Paystation

NZ e-commerce

Zip

Omnichannel BNPL

POLi

NZ bank transfers

Paymark

New Zealand EFTPOS Network

Omega

International entrepreneurs and cross-border businesses that need a UK-based multi-currency business account with a GB IBAN, alongside company registration and accounting services.