Buy Now Pay Later

109 payment providers accepting Buy Now Pay Later.

Most of the first 24 concentrate in Europe, Asia, North America.

109 providers

Pay.nl

Dutch Payment Service Provider

traditional

Fees

From €0.19 per transaction

Alma

European online and in-store retailers, including those selling higher-value goods, that want to offer guaranteed instalment or pay-later options to customers.

traditional +1

Fees

Standard offer (up to €1M of turnover): No set-up fees or monthly fees. Payment in 2 instalments: 3,60% HT (no fee sharing with the customer); with fee sharing, your fees 0,71% HT, max fees 2,89% HT. Pay Later (payment 15 days later): 4,20% HT; with fee sharing, your fees 0,71% HT, max fees 3,49% HT. These rates may be adjusted according to the risk identified; an automatic increase in rates applies when the buyer uses an American Express card or a business card. Customized offer (over €1M of turnover): decreasing rates according to volumes.

Settlement

Your customers pay later and you receive the full amount immediately.

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Easebuzz

Indian Business Payments

PayFast

South African Market

Komoju

Japan & ASEAN E-Commerce Payments

regional +1

Fees

3.25%–4.5% + 0.25 BRL

Eupago

Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.

traditional +1

Fees

Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.

Settlement

Next business day

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Affirm

Installment Loans

Surfboard Payments

Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.

Cashfree Payments

Indian Payment Platform

regional

Fees

1.90% per transaction

Openpay

Mexican e-commerce

PayU Poland

Polish enterprise

Scalapay

European BNPL

Conekta

Mexican E-Commerce

regional

Fees

Cards 3.4% + MXN 3.00; Cash (OXXO/retail) 2.6% + MXN 3.00; SPEI transfer MXN 12.50; all + IVA

FreedomPay

Hospitality & Retail

Wix Payments

Wix Website Payments

Peach Payments

African e-commerce

Paytrail

Finnish e-commerce

traditional

Fees

From €59/month + transaction fees

Sezzle

Interest-Free Installments

IXOPAY

White-Label Payment Orchestration

WooCommerce Payments

WordPress E-Commerce Payments

PaynoPain

SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.