EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

baas +2

Fees

Custom

Settlement

Varies

View provider

Wyre

Crypto Payment Rails

crypto

Fees

From 0.25% per transaction

Epsilon (Japan)

Japanese E-Commerce PSP

Lightspark Payments Europe

Fintechs, neobanks, wallets, exchanges and card programs that want to embed crypto and fiat accounts, cards and transfers through an API without holding their own licences.

Orbital

Businesses that need to accept stablecoin or exotic-currency pay-ins and send cross-border payouts, especially those moving money to and from emerging markets.

Copper.co

Institutional digital asset custody and off-exchange settlement

Andaria

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.

STOKR

Asset managers, fund issuers and financial institutions in the EU that want to issue tokenized securities and handle the crypto/stablecoin payment leg for subscriptions, redemptions and distributions.

Bankful

High-Risk Multi-Vertical

high risk

Fees

4% - 7% per transaction

Custodex

Claimed View provider

Xoala

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.

Stellar (SDF)

Blockchain Cross-Border Payment Network

MiFinity

Online businesses that want to take eWallet and local payment method deposits in an embedded checkout and send payouts worldwide to cards, bank accounts or stablecoin wallets.

traditional +1

Fees

Deposit fees starting at just 1.8%

Settlement

Payments made through the MiFinity iFrame will be credited to your site instantly

View provider

Request Network

Crypto Invoicing Protocol

Whitely

Businesses in Croatia, such as e-commerce, travel, financial services and SaaS firms, that want to accept crypto and settle in euros through a MiCA-authorised provider.

crypto

Fees

Conversion (crypto-fiat, fiat-crypto, crypto-crypto): between 0.4% and 1.5% of transaction value, depending on the client's monthly transaction volume. Transfers: a fixed fee per withdrawal for each asset (e.g. 0.00009 BTC, 0.0000306 ETH, 0.001 SOL, 1 TRX). Network (gas) fees are not charged separately. No custody fee.

Settlement

Varies

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Paycot

Online businesses such as e-commerce, travel and SaaS merchants that want to accept cryptocurrency payments, embed a crypto on/off-ramp, or trade large volumes through an OTC desk.

Ripple (XRP)

Enterprise Blockchain Cross-Border Payments

Binance Pay

Crypto P2P & Merchant Payments

Mint

Claimed View provider

Nodu

Fintechs, PSPs, marketplaces, payroll/B2B platforms, banks and crypto exchanges that need cross-border pay-ins, payouts and fiat–stablecoin conversion through one API.

< 60 s payout settlement

View provider