iDEAL

Standard offer (up to €1M of turnover): No set-up fees or monthly fees. Payment in 2 instalments: 3,60% HT (no fee sharing with the customer); with fee sharing, your fees 0,71% HT, max fees 2,89% HT. Pay Later (payment 15 days later): 4,20% HT; with fee sharing, your fees 0,71% HT, max fees 3,49% HT. These rates may be adjusted according to the risk identified; an automatic increase in rates applies when the buyer uses an American Express card or a business card. Customized offer (over €1M of turnover): decreasing rates according to volumes.

Your customers pay later and you receive the full amount immediately.

bunq

European Digital Banking

Komoju

Japan & ASEAN E-Commerce Payments

regional +1

Via gateway (Stripe, Braintree, etc.)

3.25%–4.5% + 0.25 BRL

Recurly

Subscription Billing

Chargebee

Subscription Management

PayPro

Dutch and Belgian online sellers, such as course and info-product sellers, subscription businesses and gyms, that want a hosted payment page, recurring billing and an affiliate network all in one place.

CM.com

Conversational Commerce Payments

Digiteal

Businesses, institutions and software providers that want to collect payments through invoices (QR codes), email payment buttons, e-commerce plugins, apps or in-store QR codes, with optional Peppol e-invoicing and open banking.

traditional +1

Payment: Setup fee for Integrator account: €365* excl. VAT (*One-time integration fee, regardless of the product). Pay-as-you-go pricing: only for successful payments. No subscription: you receive a standard supplier invoice (gross amounts are transferred; no commission deducted at source). Maximum fee per payment method: Bancontact (Belgium) 0,29 €; Visa Consumer (Europe) 0,22 € + 1,2 %; Visa Business or non EU (World) 0,22 € + 2,5 %; Mastercard Consumer (Europe) 0,22 € + 1,2 %; Mastercard Business or non EU (World) 0,22 € + 2,5 %; Apple Pay / Google Pay: depending on card; Sepa Direct Debit (SDD) (Europe) 0,20 €; Account to Account (PIS) (Europe) 0,25 €. Peppol: Annual package: €295 excl. VAT (up to 2,400 documents/year). Open Banking: Access to bank transactions: max. €0.30 / connected bank account; Account-to-Account payments: max. €0.20 / transaction. Verification of Payee: Pay-as-you-go pricing: max. €0.50 / verification.

Varies

myPOS

European Smart Card Readers

Wix Payments

Wix Website Payments

Online Payment Platform

Marketplaces and platforms that need to onboard merchants and split, hold (escrow) and pay out funds between buyers and sellers.

embedded +1

Standard: Pay-in starts from €0,25; Pay-out free; Onboarding free. iDEAL Wero €0,25; American Express €0,10 + 0,20% + AMEX fee; Mastercard / VISA / Apple Pay / Google Pay / Carte Bancaire €0,15 + IC++ + 0,60%; Pay by Bank €0,35 depending on region; Bancontact €0,35; PayPal €0,18 + 0,20% + PayPal fee; Open Banking €0,10 + 0,20% + fee; SEPA €0,30; SEPA Direct Debit €0,30; Klarna on request. Onboarding: merchant creation free; business €5 (depending on entity type); consumer €0,60. Custom pricing available on request.

Varies

Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

traditional

Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.

Varies

Onramper

Crypto Ramp Aggregation

ING

XGD Europe

Businesses expanding into Europe, including e-commerce sellers, trading companies and retail or hospitality merchants, that want local LU/DE/DK/NL IBAN accounts together with online and in-store card and wallet acceptance.

traditional

Online IBAN Account: Outgoing SEPA €2.00 / txn; Outgoing International 0.30% Min €30 - Max €300 per transaction; Incoming (all) 0.30% per transaction; €100.00 /month Monthly Account Maintenance Fee; €500.00 Opening IBAN LU Account; €1000.00 Opening IBAN (DE+LU) Or (DE+DK). We offer customized pricing solutions for our clients. (Acquiring/digital payment fees not published.)

Supports fastest T+1 settlement