PIX Payment Method — 67 Payment Providers

Online stores: MB WAY € 0,07 + 0,70% + VAT; Multibanco reference € 0,25 + 1,5% + VAT; Payshop reference € 0,57 + VAT; Direct debits € 0,45 + VAT; Credit/debit card (Visa, Mastercard, Maestro, Google Pay, Apple Pay) - Consumer € 0,20 + 1,50% + VAT; - Commercial + 1,3% + VAT; – outside the European Economic Area (EEA) + 1,1 %+ VAT. Card terminal (POS): Consumer € 0,05 + 0,89% + VAT; Commercial + 1,3% + VAT; outside the EEA + 1,1% + VAT; Monthly fee € 9,90 + VAT. Sign-up costs with Lusopay 0€; Unpaid references 0€; Generate payment requests 0€.

Varies

Wix Payments

Wix Website Payments

Simplex

Crypto Exchange On-Ramp

crypto

3.5%-5% per transaction

Stone

Brazilian SMEs

Paffle

Small and medium businesses that invoice across borders and need tax-compliant e-invoicing combined with global pay-ins, payouts and multi-currency virtual accounts.

embedded +1

Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility.

Near-instant

PicPay

Brazilian Social Payments

regional

Merchant fees from 1.99%

PaynoPain

SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.

ifthenpay

Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.

traditional +1

Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.

Receive the paid amounts daily, minus commissions

Dock

LATAM Banking & Payment Infrastructure

Bitso

LATAM Crypto Payments

crypto

From 0.1% trading fee

Asaas

Brazilian Business Payments

Payabl

European Merchant Services & Card Issuing

PIX

Brazilian Instant Payments

Gastelum Payments

Businesses that accept cards and send payouts across North America, Latin America and Europe and want acquiring, multi-PSP routing and FX payouts through one integration.

traditional +1

Standard: 2.4% + $0.25 / txn; Scale: 1.9% + $0.20 / txn; Enterprise: Custom. Transparent interchange-plus rates with no setup fees.

Standard settlement is next business day. Scale and Enterprise customers can access same-day and real-time settlement in supported corridors.

Most corridors clear same-day. The rest still beat SWIFT correspondent banking

Bridge

Fintechs, crypto platforms and other businesses that want an API to move, accept, hold, issue or spend stablecoins and convert between fiat and stablecoins for cross-border payments and payouts.

NexPay Education

Schools, colleges, universities, education agents and student accommodation providers that collect international tuition payments from students abroad, particularly from Latin America.

Xoala

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.

Pagsmile

LATAM Cross-Border Payments

regional

From 3.5% per transaction

Cielo

Brazilian Payment Acquiring

Stone Pagamentos

Brazilian SME Payment Technology

Merge

Businesses and platforms that make cross-border payments, payouts, payroll or treasury moves and want to use stablecoin settlement alongside fiat rails and multi-currency accounts.

crypto +2

Flat per transaction: 0.1–0.5%

Settlement finality: T+0