Smile&Pay
Smile&Pay is a French payment institution authorised by the ACPR that provides card payment acceptance for merchants, artisans and independent businesses. Its products include the Super Smile countertop terminal, which integrates with POS systems, the Smart Smile mobile terminal, and Tap to Pay on iPhone and Android phones. It also offers remote payments through payment links, QR codes and e-commerce. Other features include tips, meal-voucher acceptance, deposits and rentals, terminal fleet management, and integrations with POS software such as Lightspeed, Tactill and Planity.
Fees shown are indicative, not a binding quote — always verify with Smile&Pay before signing. Visit Website is an external link; we may earn a commission.
Smile&Pay overview
French small and mid-sized merchants (restaurants, retail, services) wanting card terminals or Tap to Pay with no long-term commitment
Smile&Pay pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
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Smile&Pay settlement & payouts
Payouts
Smile&Pay API & integration
API Profile
Smile&Pay coverage & payment methods
Supported countries
Payment methods
Smile&Pay licensing & compliance
Legal & Compliance
SMILE & PAY
France
Licenses
Authorised Payment Institution (FR)
Autorité de contrôle prudentiel et de résolution (France)
License numbers & register records
1 license number · 1 register record on file for Smile&Pay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
Using ChatGPT or Claude? Ask it to prepare your application to Smile&Pay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it
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