Token.io logo
traditional London, United Kingdom

Token.io

Open banking payment platform enabling bank-direct payments across Europe. Licensed as a Payment Initiation Service Provider (PISP) for A2A payments with real-time confirmation.

Fees from
Custom
Settlement
Instant
Coverage
5 countries
Payment methods
2
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Token.io before signing. Visit Website is an external link; we may earn a commission.

Token.io overview

Best for

Open Banking A2A Payments

Key features

Instant Payments
Low Fees

Token.io pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed
Headquarters
London, United Kingdom
Founded
2015

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Token.io settlement & payouts

Payouts

Settlement time
Instant
Settlement currencies
Not collected yet

Token.io API & integration

API Profile

Sandbox
Available
Webhooks
Supported

Platforms

Online

Official SDKs

JAVAJAVASCRIPTREST-API

Token.io coverage & payment methods

Regions

Europe

Supported countries

5 countries
DEESFRGBNL

Payment methods

Bank TransferOpen Banking

Token.io licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Token GmbH

Germany

Licenses

Payment Institution DE

Authorised Payment Institution (DE)

Federal Financial Supervisory Authority (Germany)

Licensed entity · regulatorily responsible

Token.io Ltd

United Kingdom

Licenses

Payment Institution GB

FCA Authorised Payment Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

2 license numbers · 2 register records on file for Token.io, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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