Discover

1.75% + $0.30 domestic

PaymentCloud

High Approval Rates

Monek

UK businesses, from small retailers and hospitality venues to larger companies, that want in-store, online and phone card payments on a single account.

Growing Business (under £200,000/year): 0.99% blended rate on personal debit and credit cards; 1.99% on business credit and debit cards; 2.99% on foreign/non-UK cards; per-transaction fee of £0.05 on UK cards and £0.10 on non-UK cards; PCI compliance fee of £2.99 per month; terminals from £25/month; no setup fees; no monthly minimums. Established Business (over £200,000/year): bespoke IC++ (interchange-plus-plus) pricing, with per-transaction fees of 3p on UK cards and 10p on non-UK cards.

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Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.

Varies

VR PayMe: girocard-Zahlungen werden abhängig vom Vertrag in der Regel binnen ein bis zwei Werktagen auf Ihrem Konto gutgeschrieben. Kreditkartenzahlungen werden einmal wöchentlich ausgezahlt.

Clip

Mexican businesses

Helcim

Small businesses

VR Payment

German retailers, small shops, mobile businesses and online shops, especially those banking with Volksbanken Raiffeisenbanken, that want card acceptance in-store, on the move or online.

XGD Europe

Businesses expanding into Europe, including e-commerce sellers, trading companies and retail or hospitality merchants, that want local LU/DE/DK/NL IBAN accounts together with online and in-store card and wallet acceptance.

Online IBAN Account: Outgoing SEPA €2.00 / txn; Outgoing International 0.30% Min €30 - Max €300 per transaction; Incoming (all) 0.30% per transaction; €100.00 /month Monthly Account Maintenance Fee; €500.00 Opening IBAN LU Account; €1000.00 Opening IBAN (DE+LU) Or (DE+DK). We offer customized pricing solutions for our clients. (Acquiring/digital payment fees not published.)

Supports fastest T+1 settlement

Whop

Claimed View provider

Payfirma

Canadian mobile payments

Vivid

Small businesses, freelancers, and retail or hospitality merchants in Germany that want a business account bundled with payment links and a free card terminal.

Fee for receiving card payments from clients (EEA cards), from 0,79% (+0,25 €); POS terminal: Free; Flat transaction fee (all cards): Up to 1.49%. Terminal: "a transaction fee of just 1.49% for EEA consumer cards".

Sales made via the card payment terminal are usually available in your Merchant account the next business day. Alternatively, you can activate instant payouts in the settings.

FreshBooks Payments

Freelancer Invoice Payments

2.9% + $0.30 card; 3.5% + $0.30 Amex; 1% ACH; 6% + $0.30 BNPL

Discover Global Network

Discover & Diners Club Network

Interchange-based (network fees vary by acquirer and region)

BigCommerce Payments

BigCommerce Store Payments

2.59% + $0.49 per transaction

DatecsPay

Small and medium-sized businesses in Bulgaria, such as retailers, restaurants, e-shops and unattended or vending operators, that want card acceptance without switching banks.

Tiered POS commission by previous month's turnover: up to 511 € – 1.30%; 511 € – 1 534 € – 1.20%; 1 535 € – 3 068 € – 1.10%; 3 069 € – 5 113 € – 1.00%; 5 113 € or more – 0.90% (alternative tier table: 1.40% + 2.56 € monthly fee up to 511 €, down to 1.00% at 5 113 € or more). Annual V-POS/Pay-by-link fee: 51.12 € excl. VAT; V-POS card rates: consumer debit/prepaid 1.20%, consumer credit 1.60%, corporate 2.20%. Monthly terminal fee: 5.11 € excl. VAT, with card-type rates of 0.80%–1.95% + 0.04 €–0.24 €. Corporate and non-EEA cards are charged 1.75% for the POS service. SIM card fee: 2.05 € excl. VAT per month.

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