SEPA
183 payment providers accepting SEPA.
Most of the first 24 concentrate in Europe, Asia, North America.
183 providers
Billwerk+
European Subscription Billing
Fees
Custom
Settlement
Varies
Recurring
Startup
Sandbox
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Swan
European Embedded Banking
Fees
Per-transaction pricing
Settlement
1–3 business days
Recurring
Startup
Sandbox
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DirectPayEU
European e-commerce merchants accepting IBAN bank payments as a card alternative
Fees
0.8-1.5% for bank transfers
Settlement
1–3 business days
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M
Monerium
Fees
Custom
Settlement
Varies
Crypto
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N26
European Mobile Banking
Fees
Free basic account, premium from €4.90/month
Settlement
Varies
Low Fees
Startup
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Modulr
UK Payment Automation
Fees
Custom
Settlement
Same day
Enterprise
Recurring
Sandbox
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Simplex
Crypto Exchange On-Ramp
Fees
3.5%-5% per transaction
Settlement
1-24 hours
Crypto
High Risk
Sandbox
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Bankart
Slovenian Card Processing
Fees
Per-transaction fees
Settlement
Next business day
Enterprise
Sandbox
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Inpay
Cross-Border Bank Payments
Fees
Custom
Settlement
Same day
Instant
Sandbox
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Solaris
European BaaS
Fees
Custom
Settlement
Next business day
Enterprise
Recurring
Sandbox
View provider
R
Riva
Fees
Custom
Settlement
Varies
Crypto
View provider
A
AscendantFX
Mid-market and enterprise finance teams that need API-driven cross-border payables, FX risk management, and payee validation across 200+ countries.
Fees
Custom
Settlement
Varies
Enterprise
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Yapily
European Open Banking API
Fees
Per-API-call pricing
Settlement
Instant
Enterprise
Low Fees
Sandbox
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Kevin.
European A2A Payments
Fees
Custom
Settlement
Same day
Instant
Low Fees
Sandbox
View provider
M
MarTrust
Fees
Custom
Settlement
Varies
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M
MoneyNetInt
Fees
Custom
Settlement
Varies
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F
FasterPay
Fees
Custom
Settlement
Varies
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Treezor
European BaaS
Fees
Custom
Settlement
Instant
Enterprise
Recurring
Sandbox
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OpenPayd
Embedded Finance Infrastructure
Fees
Custom
Settlement
Same day
Enterprise
Recurring
Sandbox
View provider
P
Plix
Fees
Custom
Settlement
Varies
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Papaya Global
Global Workforce Payments
Fees
From $3 per payment
Settlement
2–5 business days
Enterprise
Sandbox
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SIBS (Portugal)
Portuguese Payment Infrastructure
Fees
Per-transaction fees
Settlement
Varies
Enterprise
Instant
Sandbox
View provider
E
Em@ney
Fees
Custom
Settlement
Varies
View provider
Worldline Sips
French Omnichannel Payments
Fees
Custom
Settlement
Same day
Enterprise
Sandbox
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