BaaS

218 payment providers in this category.

Most of the first 24 concentrate in Europe, North America, Asia.

218 providers

Clear Junction logo

Clear Junction

Licensed financial institutions such as banks, EMIs, PSPs, remittance and FX providers and regulated digital-asset firms that need GBP/EUR accounts, virtual IBANs and access to UK/EU payment rails.

baas +2
Fees
Custom
Settlement
Varies
View provider
G

Goldman Sachs Transaction Banking

baas +1
Fees
Custom
Settlement
Varies
View provider
Interpolitan Money logo

Interpolitan Money

Corporates, funds and intermediaries that need multi-currency business accounts, international payments and FX hedging rather than card acceptance.

baas
Fees
Custom
Settlement
Varies
View provider
xpate logo

xpate

Fintechs, platforms, and online merchants, including iGaming, forex, and crypto businesses, that want card acquiring, multi-currency IBAN accounts, and payouts from one provider.

baas +3
Fees
Custom
Settlement
Varies
View provider
P

Pelican AI

baas +3
Fees
Custom
Settlement
Varies
View provider
Juicyway logo

Juicyway

Businesses, particularly those operating in or with Nigeria, that need multi-currency accounts, currency exchange (including NGN and stablecoins), and cross-border collections and payouts via app or API.

baas +1
Fees
Custom
Settlement
Near-instant
View provider
HedgeFlows logo

HedgeFlows

UK-based international SMEs and mid-market businesses that make and receive cross-border payments and need to manage FX exposure, with their accounting software kept in sync.

baas
Fees
Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.
Settlement
Varies
View provider
Verifo logo

Verifo

Businesses, from sole traders to e-commerce platforms, that need an EU e-money account with an IBAN for SEPA and SWIFT payments, collecting payments and mass payouts.

baas
Fees
Business pricing (Standard / Growth / Pro): B2B account opening FREE / 200€ / From 800€; Monthly maintenance (B2B) 5€ / 50€ / From 200€; Internal Transfer FREE / FREE / 1€; SEPA In FREE / 0.01% (min 1€) / from 0.20% (min 5€); SEPA out 0.25€ / 0.05% (min 2€) / from 0.20% (min 5€); SWIFT In 0.20%, (min 5€) / 0.25%, (min 7€) / from 0.50%, (min 15€); SWIFT Out 0.50%, (min 20€) / 0.65%, (min 23€) / from 0.80%, (min 30€); Foreign Exchange SPOT +1%; Refund 10€ / 20€ / 30€; Large balance fee FREE / FREE / 0.15%. The final fees are set upon successful approval and depend on the client type (e.g. industry, size, etc.).
Settlement
Varies
View provider
M

Moneygate

High-volume international businesses that need multi-currency IBAN accounts, SEPA/SWIFT payments and FX, and platforms wanting to embed regulated payment accounts for their clients.

baas +1
Fees
Custom
Settlement
Varies
View provider
P

Prepaid Financial Services

White-label prepaid card & disbursement programmes

baas +1
Fees
Custom
Settlement
Varies
Enterprise
Instant
Recurring
View provider
Stabillon logo

Stabillon

Businesses such as crypto exchanges, PSPs, remittance platforms, banks and Web3 projects that need EU-regulated e-money accounts, fiat payment rails and MiCA-compliant stablecoin (EMT) issuance or settlement.

crypto +2
Fees
Custom
Settlement
Varies
View provider
A

Alter Domus

baas +1
Fees
Custom
Settlement
Varies
View provider
E

EML Money DAC

baas +2
Fees
Custom
Settlement
Varies
View provider
B4B Payments logo

B4B Payments

Businesses and SaaS platforms in the UK, EU and US that need multi-currency accounts, payouts, FX and card issuance, either for their own use or embedded under their own brand.

baas +1
Fees
Custom
Settlement
Varies
View provider
Plusius logo

Plusius

Fintechs, financial institutions and cross-border eCommerce or logistics businesses that need automated pay-ins, payouts, FX and import duty/tax collection.

infrastructure +1
Fees
Custom
Settlement
Varies
View provider
Mistertango logo

Mistertango

Non-resident founders, foreign-registered companies and businesses in higher-risk industries that need an EU business account with a European IBAN.

high risk +1
Fees
Custom
Settlement
Varies
View provider
Money Blink logo

Money Blink

Individuals and businesses that send, receive or exchange euros, pounds and dollars across borders and need an IBAN account on SEPA and SWIFT.

baas
Fees
Onboarding fee: Waived; Maintenance fee per year, per account: Waived for the first year, then €500 from the second year; Incoming SEPA Credit Transfers: Free; Outward SEPA Instant payment, per transaction: €1; SEPA transfers up to €100,000 per transaction: €4; SEPA transfers over €100,000: 0.10%, capped at €250; SWIFT (non-euro only) / TARGET2 up to €100,000: 0.15%, minimum €10; over €100,000: 0.15%, capped at €250; Foreign Exchange Conversion Margin: 0.50%
Settlement
Euro payments over SEPA Instant arrive in seconds, any hour of any day. Standard SEPA and SWIFT are processed the same business day when your instruction reaches us before the cut-off.
View provider
Kartiera logo

Kartiera

E-merchants and payment service providers that want Visa/Mastercard card acquiring along with EUR business accounts, SEPA/SWIFT transfers and virtual card issuing from a Malta-licensed EMI.

traditional +1
Fees
Custom
Settlement
Varies
View provider
FinXP logo

FinXP

Fintechs, PSPs, marketplaces, payroll providers, affiliate networks and licensed digital-asset firms that need euro IBAN accounts, SEPA collections, payouts or card programmes under an EU EMI licence.

baas +2
Fees
Custom
Settlement
Varies
View provider
Prismapay logo

Prismapay

Businesses and licensed crypto companies (VASPs/CASPs) needing EUR IBAN accounts, SEPA and fiat on/off-ramp rails

baas +1
Fees
Custom
Settlement
Varies
View provider
Rainforest Pay logo

Rainforest Pay

Modern PayFac Platform

baas
Fees
Interchange + markup
Settlement
Varies
Startup
Sandbox
View provider
Orenda Finance logo

Orenda Finance

Platforms such as payroll/HR providers, public-sector disbursers, EV, health and insurance platforms, and banking builders that want to launch regulated accounts, IBANs and Visa card programmes on one integration.

baas +1
Fees
Custom
Settlement
Varies
View provider
Calida Financial logo

Calida Financial

PSPs, fintechs, platforms, merchants and marketplaces in the EU/EEA that want to embed licensed e-money, wallet, prepaid, voucher, gift card or payout functionality.

baas +2
Fees
Custom
Settlement
Varies
View provider
Ebury logo

Ebury

Businesses and software platforms (e.g. payroll, pension, insurance, travel, maritime, marketplaces) that need to make high-volume cross-border payouts and FX, or embed payments and FX into their own product.

baas +2
Fees
Custom
Settlement
Varies
View provider

Popular comparisons — BaaS

Other categories

All categories →