Regional

Transaction-based fees

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

Zimpler

Mobile-first payments

Pesapal

East African Payments

regional +1

1.5%-3.5% per transaction

Swedbank Pay

Nordic payments

Mizuho Bank

Payman

Platforms and businesses in sectors such as iGaming, crypto, lending, marketplaces and payroll that need EUR business accounts, virtual IBANs, mass payouts or embedded wallets from a Bulgarian-licensed e-money institution.

baas +2

Entry €4.90/month; Standard €14.90/month; Advanced €29.90/month. Transfers to IBANs EEA: €0.80 (Entry), first 20 free then €0.70 (Standard), first 40 free then €0.60 (Advanced). Mass payments (per line/recipient - SEPA Bulk): €0.70 / €0.60 / €0.50. Additional account (IBAN): €4.90 / €4.90 / €2.90. Virtual Card Issuance €0.00. Funding via card MasterCard/VISA 0.6% + €0.10; funding via bank transfer €0.00.

InstaPay settles every deposit from bank to balance in real time - no batches, no delays, no manual work.

Societe Generale

Mondido

E-commerce merchants, particularly Shopify stores, that want to offer Nordic local payment methods such as Swish, Vipps and MobilePay alongside cards, wallets and invoicing.

traditional +1

Visa/Mastercard: from 1.35% + 1.70 SEK; AMEX: 1.0% + 1 SEK; Bank Payments (Trustly): 1.0% + 1 SEK; PayPal: 1.0% + 1.5 SEK; Swish (Sweden): 1.0% + 1.5 SEK; Vipps (Norway): From 1.89% + 1 NOK + 1 SEK; PDF invoice: 8 SEK; B2B invoice (TWO): 1.0% + 1 SEK; E-commerce platform fee (Shopify, WooCommerce, Magento, Prestashop): 0.5%; Refunds: 1 SEK; Recurring payments (subscriptions and stored cards): 0.5% + 250 SEK / month; Minimum charge: 450 SEK / month. Interchange ++ or other fees from third parties may be added to the actual cost.

Varies

Payone

German Omnichannel Payments

PayTR

Turkish E-Commerce Payments

AlipayHK

HK-China payments

Bitpanda

crypto +1

Zero deposit and withdrawal fees on all fiat payment methods; trading/spread fees apply on assets (e.g. €1 per stock trade).

Zevoy

Companies in Finland and other served European markets that want employee Visa company cards, subscription cards and benefit cards with expense automation, plus Finnish benefit service providers that want to accept Zevoy Benefit cards without paying Zevoy fees.

regional

Monthly fees: Cardholder fee €10; Subscription card (per card) €2.50; Active claims user fee €5; Minimum service fee €10. Card and transaction fees: Cash withdrawal fee €5; Replacement of physical card fee €25; Currency exchange fee 2.25%; Zevoy Lunch 1.5%; Zevoy Culture & Exercise 3.9%; Zevoy Transport 3.9%; Zevoy Wellness 3.9%; Zevoy Massage 3.9% (benefit fees starting 1.1.2026). Administrative fees: Onboarding fee (one-time) €500; Personal invoice (per invoice) €1; Chargeback processing €25; Transaction investigation €50; Non-domestic card delivery €20; Inactivity fee €100; Redemption fee for prepaid funds €20; Credit increase €100. Merchants accepting Zevoy Benefit cards: Zevoy does not charge any fees on payments you receive from Zevoy Benefit cards.

Varies

Corvus Pay

Croatian Online Payments

Areeba

Lebanese Payment Technology

PayTabs

Middle Eastern Payments

regional

2.5%-3.5% per transaction

Hobex

Austrian payments

Lusopay

Portuguese businesses (online stores, retail, hospitality, services, education and similar) that need to accept local methods such as MB WAY, Multibanco and Payshop alongside cards and PIX, online or via POS terminal.

traditional +1

Online stores: MB WAY € 0,07 + 0,70% + VAT; Multibanco reference € 0,25 + 1,5% + VAT; Payshop reference € 0,57 + VAT; Direct debits € 0,45 + VAT; Credit/debit card (Visa, Mastercard, Maestro, Google Pay, Apple Pay) - Consumer € 0,20 + 1,50% + VAT; - Commercial + 1,3% + VAT; – outside the European Economic Area (EEA) + 1,1 %+ VAT. Card terminal (POS): Consumer € 0,05 + 0,89% + VAT; Commercial + 1,3% + VAT; outside the EEA + 1,1% + VAT; Monthly fee € 9,90 + VAT. Sign-up costs with Lusopay 0€; Unpaid references 0€; Generate payment requests 0€.

Varies

Redsys

Spanish banks

TS Pay (TeamSystem Pay)

Italian businesses and professionals with an Italian VAT number, especially those using TeamSystem or other management software, who want to collect payments and use open banking from inside that software.

embedded +1

Collection service commission (excluding SDD and PayPal transactions): 0,5% + 0,00 €. Payment-method commissions: Carta di credito e debito 1,30% + 0,25€; Carte extra europee o aziendali 2,30% + 0,25€; Bonifico istantaneo 0,00% + 2,00€; PayPal 3,40% + 0,35€; Addebito diretto in conto corrente (SDD) 0,00% + 1,30€. Open Banking (Accesso ai conti, Disposizione di pagamento): 0,00€/mese.

Le somme incassate verranno poi accreditate tramite bonifico bancario sul conto corrente del cliente di TS Pay in base alla frequenza desiderata, che potrà essere giornaliera, settimanale o mensile.