Faster Payments

Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility.

Near-instant

Transferra

Internationally operating businesses (including non-UK residents) that need a UK-regulated multi-currency IBAN account for cross-border SEPA, SWIFT, Faster Payments and ACH transfers.

Starter (Local Businesses): €49/Monthly, Monthly Turnover Up to €50,000, Standard Onboarding Fee Free; Global (International Business): €149/Monthly, Monthly Turnover Up to €300,000, Standard Onboarding Fee €499; Specialised (Holdings & Corporate Groups): From €399/Monthly, Monthly Turnover Unlimited, Standard Onboarding Fee From €999. FX: Exchange at Interbank + 0.5%.

MultiPass

Companies, not individuals, that need multi-currency GB/UAE IBAN accounts, FX, mass payouts and API access for international supplier and partner payments.

Dedicated Relationship Manager: Free; Online banking: Free; Additional IBANs and currencies: Free. Account opening and due diligence: from £500; Priority onboarding (additional fee): £500; Additional user: £100; Annual due diligence: from £100. Monthly maintenance fee: from £100; Minimum balance: from 3 monthly fees; Account closure fee: from 3 monthly fees. Payments (incoming / outgoing): Local EU (SEPA / SEPA Instant) €2 / from 0.10% (min €10); Local UK (Faster Payments) Free / £1; Local UK (BACS / CHAPS) £20 / £20; Local US (ACH) from 0.15% (min $10) / from 0.15% (min $10); Local US (Fedwire) from 0.10% (min $25) / from 0.10% (min $25); International (SWIFT) £20 / €25 / $30 / £40 / €50 / $60; Between MultiPass users Free / Free. Quote serves as a guide; actual costs depend on industry, payment volumes and other factors.

Payset

SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.

traditional

Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free

Telleroo

UK businesses, multi-entity groups and accounting, bookkeeping and payroll firms that need to send bulk supplier and payroll payments synced from their accounting or payroll software.

baas +1

Businesses: Essential £49/month (100 payments, +£1.20 per extra payment); Teams £129/month (250 payments, +£0.89 per extra payment, £15,000 of fee-free international payments); Pro £249/month (500 payments, +£0.42 per extra payment, £35,000 of fee-free international payments). International payments fee from 0.42%. Accountants: Lite Free (10 payments); Starter £26/month (100 payments, +£0.89 per extra payment); Growth £84/month (+£0.79 per extra payment). No setup fees. No lock-in contracts. A charge is payable for any top-up into your Telleroo account via CHAPS.

Near-instant

Railsbank

Global BaaS Platform

Zolvat

Small, medium and large businesses that need an EU e-money account with IBANs, SEPA/SWIFT transfers, payroll and mass supplier payouts.

OpenPayd

Embedded Finance Infrastructure

ENTER

SMEs, enterprises, startups, holding companies and family offices that need a multi-currency business payment account with an IBAN for international bank transfers.

Incoming bank transfers (SEPA, Faster payment, CHAPS, International £/€/$): Free. Fiat in from crypto exchange platform: 0,5%. Outgoing within Enter: Free. SEPA / Faster payment: Green €5, Amber €10, Red 0,1% min €20. International £/€/$: Green €50, Amber €75, Red €100. Fiat out to crypto exchange platform: 0,5%. Currency exchange: 1% (0,7% if monthly FX volume exceeds €250,000). Onboarding fee: Green €200, Amber €500, Red €1000. Monthly maintenance fee: Green €50, Amber €100, Red €300.

Andaria

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.

Nuapay

European Open Banking Payments

Pixxles

UK-based online businesses that want card acquiring and processing, a virtual terminal, and a GBP/EUR business account from one FCA-authorised provider.

traditional

Accept payments online: UK - UK cards 1.95% + 20p per transaction; UK - EEA cards 2.95% + 20p per transaction; International Cards 3.95% + 20p per transaction; Bank Transfers 1% + 20p per transaction (Custom pricing available). Business banking: Local Payments – A €0.50 fee applies; International Payments – A €3 fee applies; Swift Network Wire – A €25 fee applies; Foreign Exchange at the Interbank Rate – Up to 0.5% markup applies for each FX; Add each member for €5 per month.

Bridge

Fintechs, crypto platforms and other businesses that want an API to move, accept, hold, issue or spend stablecoins and convert between fiat and stablecoins for cross-border payments and payouts.

BCB Group

Crypto and digital-asset businesses, such as exchanges, liquidity providers, market makers, funds and payment processors, that need regulated fiat payment accounts and instant settlement.

Xoala

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.

Merge

Businesses and platforms that make cross-border payments, payouts, payroll or treasury moves and want to use stablecoin settlement alongside fiat rails and multi-currency accounts.

crypto +2

Flat per transaction: 0.1–0.5%

Settlement finality: T+0

Transwap

Regulated businesses, marketplaces, platforms and corporate treasury teams that need multi-currency accounts, cross-border payouts and local collections across several jurisdictions.

Keel

Fintech companies such as digital payments platforms, trading platforms, money remitters and wallet providers that want to build on API-driven, FCA-authorised infrastructure.

Nodu

Fintechs, PSPs, marketplaces, payroll/B2B platforms, banks and crypto exchanges that need cross-border pay-ins, payouts and fiat–stablecoin conversion through one API.

< 60 s payout settlement

WeavePay

International businesses, including holding companies and multi-entity structures, that need multi-currency accounts, cross-border transfers and FX; gambling, crypto, adult and other high-risk sectors are not accepted.

Local: £20/mo, £100 one-off account opening, Free incoming SEPA (EUR), Outgoing SEPA / GBP from £10, FX from 0.4%, Virtual cards from £3, free top-ups. Global: £100/mo, £600 one-off setup & application, Incoming SEPA & Faster Payments 0.075%, International transfers from 0.15%, FX from 0.3%. Bespoke: Tailored pricing.