Payment Link

Start: 0 %, 6 months free – up to CZK 300,000 in payments, for merchants with their first card payments contract. Easy: 0,6 % (special offer for 3 months) – fee for 95% of the most common cards, no fixed transaction fees. Profi: 0,47 % + fixed fee (special offer for 3 months), pricing for the 95% most common card types. Custom: custom fees for merchants processing over CZK 3 million per month.

Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.

PaynoPain

SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.

Whop

Claimed View provider

Sliq

Cyprus-based SMEs wanting a business account, cards and in-person card acceptance in one app

traditional +1

Plans: Strategic EUR 0/month (5 free SEPA transfers), Executive from EUR 25/month (10 free), Ultimate from EUR 50/month (unlimited). Incoming SEPA free. Card FX fee 3%/2%/1% by plan. Mastercard Send/Visa Direct 0.40% per transaction (min EUR 0.15, max EUR 0.50).

Booksalon

Hair, beauty, wellness and similar appointment-based businesses in Finland that want booking, POS and card acceptance in one system.

Ozow

South African EFT

Vivid

Small businesses, freelancers, and retail or hospitality merchants in Germany that want a business account bundled with payment links and a free card terminal.

Fee for receiving card payments from clients (EEA cards), from 0,79% (+0,25 €); POS terminal: Free; Flat transaction fee (all cards): Up to 1.49%. Terminal: "a transaction fee of just 1.49% for EEA consumer cards".

Sales made via the card payment terminal are usually available in your Merchant account the next business day. Alternatively, you can activate instant payouts in the settings.

PayHQ

Businesses that use several payment gateways and want a single integration to route between them, add bank payments (BankPay), and reconcile payments against invoices.

infrastructure +1

Standard plan from free to 0.5% (first £1,000 free; final price by integration and volume); BankPay open banking marketed as no transaction fees; SMS 5p each; Sage integration +0.1% of turnover; Enterprise by quote

Receive funds in seconds, not days.

Wipöp

Self-employed workers and companies that live in Spain, have a Spanish bank account and want card, Bizum and wallet payments online and in person.

Klasha

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.

regional +1

Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.

Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants

Smile&Pay

French small and mid-sized merchants (restaurants, retail, services) wanting card terminals or Tap to Pay with no long-term commitment

From 0.49% + EUR 0.05 per transaction (excl. VAT), no commitment period; the site states services are activated from EUR 10,000 monthly payment volume

Instant to 24 business days

NganLuong

Vietnamese E-Wallet & Gateway

exactly

Online businesses that want card and alternative-method acceptance, recurring billing and bulk payouts through one platform, priced individually.

1POINT6

Marketplaces, franchises and other platforms that have to handle payment flows involving many parties across several countries, plus seller KYC/KYB, in Europe.

infrastructure +1

Standard: Pay-in 1.0% + €0.25 for personal bank cards in the eurozone; identity verification from €0.80 per month per active legal entity; payout €0.15 per SEPA credit transfer (SCT). Incoming SEPA transfers €0.25; outside the SEPA zone (SWIFT) €8; SEPA direct debits for individuals €0.45; SEPA direct debits for businesses €0.45 + €15/order. Non-EU personal bank cards and business cards: on request. Custom offering available.

TWPayz

Merchants that take card payments in store and online and want card terminals, e-commerce checkout, Pay by Bank and a multi-currency business account from a single provider.

Card-type pricing (card present / card not present): Personal Debit 0.30% / 0.30%; Personal Credit 0.49% / 0.49%; Business Credit / Debit 1.79% / 1.79%; International / Non-EEA 1.99% / 1.99%; AMEX (own MID) 1.99% / 1.99%; Authorisation fee £0.04 + VAT / £0.12 + VAT. Or One Flat Rate 0.64% all card types, in-store & online, authorisation fees included (available where business and international cards are under 20% of your volume). Terminal rental £12 + VAT / month; SIM card £2 / month. Pay by Bank: up to £9,999 0.10% + £1; £10,000 and above 0.05% + £1. Business accounts: Starter Free (Faster Payments £0.40, CHAPS £20, BACS £1, IBAN £1 / mo); Growth £19.99 / month; Scale £41.66 / month; Enterprise £100+ / month. Prices exclude VAT.

Card, online and link payments settle next working day. Pay by Bank confirms instantly.

Orbital

Businesses that need to accept stablecoin or exotic-currency pay-ins and send cross-border payouts, especially those moving money to and from emerging markets.

Trilo

Independent high-street businesses such as cafes, shops and hospitality venues, as well as sports clubs, that want subscription-priced payments built into a CRM and loyalty tool.

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Payments – Core: £25/mo, "Unlimited immediate payments straight to your bank, up to £5k monthly."; Pro: £50/mo, "Process up to £25k per month with no fees."; Unlimited: Custom. CRM & Notebook – Starter £25/mo, Core £50/mo. Invoices – Starter £5/mo, Core £25/mo.

you'll receive your money directly to your bank in seconds

Melio

B2B payments

Revenue Monster

Malaysian Merchant Platform

regional +1

From 0.8% per transaction

Billit

Freelancers, small businesses and SMEs in Belgium and neighbouring markets that want e-invoicing (Peppol) software that also handles collecting invoice payments.

embedded +1

Subscription based on documents per month (prices per company registration number or separate file): up to 25 documents/month €7,50 per month (€6,90 per month paid annually); up to 500 documents/month €25,00 per month (€22,92 paid annually); up to 1000 documents/month €250,00 per month (€229,20 paid annually); more than 1000 documents/month on request. 15-day free trial.