SEPA Direct Debit

50 payment providers accepting SEPA Direct Debit.

Most of the first 24 concentrate in Europe.

50 providers

Payabl logo

Payabl

European Merchant Services & Card Issuing

traditional
Fees
Per-transaction
Settlement
Varies
Enterprise
Sandbox
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Bebawa logo

Bebawa

European businesses and marketplaces that need multi-currency IBAN accounts, SEPA/SWIFT transfers, FX and SEPA Direct Debit collections from a Lithuanian-licensed EMI.

baas
Fees
Default: €25 per IBAN, per month (excl. VAT); SEPA Credit Transfers (incoming & outgoing): €0.35 each; Incoming SWIFT payments: €20 each; FX conversion: 0.8%, all currencies. Pro: €50 per IBAN, per month (excl. VAT); SEPA Direct Debit collection: €0.45 per transaction; SEPA Credit Transfers (incoming & outgoing): €0.50 each; Incoming SWIFT payments: 0.2% (min €25); FX conversion: 1.5%, all currencies. Custom: all fees individually agreed. No account opening fee; internal transfers between Bebawa accounts: €0.
Settlement
Varies
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Access PaySuite logo

Access PaySuite

UK businesses and public-sector organisations that collect recurring payments by Direct Debit and also want to take card and Pay by Bank payments on one platform.

traditional
Fees
Direct Debit (Small and Medium businesses): From 8p per transaction; Enterprise: Custom; No setup fees. Online payments: From £25 per month (350 Transactions Included); From £50 per month (850 Transactions Included); Custom for high-volume.
Settlement
Pay by Bank: The payment settles in real time
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Powens logo

Powens

Businesses and fintech platforms in Europe, such as lenders, accounting software and property managers, that want API-based pay-by-bank, SEPA direct debit and instant transfers along with bank data aggregation.

infrastructure +2
Fees
Custom
Settlement
Funds are instantly received on your account and no-one pays interchange fees.
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Easy Payment Services logo

Easy Payment Services

Financial and non-financial companies (e.g. lenders, telecoms, insurers, retail chains, e-wallet builders) that want to embed EU IBAN accounts, Mastercard card issuing and payments into their own products via API.

baas +1
Fees
Custom
Settlement
Varies
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DaoPay logo

DaoPay

Online businesses, including gaming, fundraising, e-commerce, retail and telecom merchants, that want card, bank-transfer, e-wallet, voucher and pay-by-phone methods through one contract and one API.

traditional +1
Fees
Custom
Settlement
Varies
View provider
jortt logo

jortt

Dutch freelancers (zzp) and small businesses that want invoice payment links, direct debit and bank-linked bookkeeping built into their accounting software.

embedded
Fees
Custom
Settlement
Varies
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secupay logo

secupay

German merchants that need card and alternative payment acceptance across physical stores, online shops and marketplaces/platforms, including split payments and mass payouts.

traditional +1
Fees
Custom
Settlement
Varies
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Getpaid logo

Getpaid

Software platforms such as SaaS, marketplaces and ERP or ticketing systems that want to embed payments for their own sub-merchants and earn a margin on each transaction. It is not for direct merchants.

embedded
Fees
Custom
Settlement
Varies
View provider
HelloAsso logo

HelloAsso

Associations (sports clubs, cultural organisations, charities and federations) that want to collect memberships, donations and ticket sales online without paying fees or commission.

traditional
Fees
Custom
Settlement
Varies
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ISX Financial logo

ISX Financial

Businesses wanting one provider for a UK/EU corporate eMoney account plus collections by card, open banking and direct debit.

baas +1
Fees
Custom
Settlement
Varies
View provider
Alternative Payments logo

Alternative Payments

Online merchants, including US-based merchants, that want to accept European and other local payment methods such as open banking and SEPA direct debit through one integration.

traditional
Fees
Custom
Settlement
Varies
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SSP logo

SSP

French merchants in sectors such as retail, mobility, travel, healthcare, services and B2B that want one platform for card, open-banking transfer, SEPA direct debit and cheque payments across in-store, remote and online channels.

traditional +1
Fees
Custom
Settlement
Varies
View provider
Raiffeisenbank Aidlingen logo

Raiffeisenbank Aidlingen

Small and local businesses such as shops, market stalls and food trucks that want card and mobile-wallet acceptance alongside a business account at their cooperative bank.

traditional
Fees
Custom
Settlement
Bezahlte Beträge werden direkt Ihrem Geschäftskonto gutgeschrieben – in der Regel am nächsten Tag. (girocard)
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finby logo

finby

Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.

traditional
Fees
Custom
Settlement
Varies
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FinXP logo

FinXP

Fintechs, PSPs, marketplaces, payroll providers, affiliate networks and licensed digital-asset firms that need euro IBAN accounts, SEPA collections, payouts or card programmes under an EU EMI licence.

baas +2
Fees
Custom
Settlement
Varies
View provider
FlowPay logo

FlowPay

Businesses, platforms, ERPs and fintechs that want to use APIs to build open banking account-to-account payments and collections, pagoPA payments, SDD and card acceptance into their own systems.

infrastructure +1
Fees
Custom
Settlement
Varies
View provider
LOGPAY logo

LOGPAY

Public transport associations and operators and mobility providers (e.g. e-scooter, bike rental, car sharing, parking) that need outsourced payment processing and receivables management.

traditional
Fees
Custom
Settlement
Varies
View provider
Mipise Payment Services logo

Mipise Payment Services

Fintechs, investment and crowdfunding platforms, booking businesses, licensed brokers and non-profits that need regulated collection, escrow-style segregated accounts and payouts on behalf of third parties.

baas +1
Fees
Custom
Settlement
Varies
View provider
OTTO Payments logo

OTTO Payments

Relevant only to sellers on the OTTO marketplace (otto.de); its website doesn't describe any open sign-up for outside merchants.

embedded
Fees
Custom
Settlement
Varies
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C

Crédit Agricole Payment Services

Crédit Agricole group banks and large corporate remitters ("grands remettants") in France that need card, transfer/direct-debit and transaction-security processing; it is not a direct sign-up provider for small merchants.

infrastructure
Fees
Custom
Settlement
Varies
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Xpollens logo

Xpollens

Platforms, marketplaces, fintechs and companies in Groupe BPCE's market that want to embed accounts, SEPA payments or a branded Visa card programme through an API.

baas +1
Fees
Custom
Settlement
Varies
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Verimi logo

Verimi

Businesses in Germany that need online customer identification, digital signatures, or integration with EUDI wallets, rather than card or payment acceptance.

infrastructure
Fees
Custom
Settlement
Varies
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pay.cetera logo

pay.cetera

Businesses in complex environments that need regulated clearing and payment services, especially those working with the REWE Group retail ecosystem.

traditional
Fees
Custom
Settlement
Varies
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