SWIFT

Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.

Instant

Transact Pro

European online merchants and payment businesses that need card acquiring, a white-label gateway or card issuing from a Latvian EMI

traditional +1

Card acquiring: individual rates starting from 0.5% per transaction

Moneycorp

Keel

Fintech companies such as digital payments platforms, trading platforms, money remitters and wallet providers that want to build on API-driven, FCA-authorised infrastructure.

Wells Fargo

WeavePay

International businesses, including holding companies and multi-entity structures, that need multi-currency accounts, cross-border transfers and FX; gambling, crypto, adult and other high-risk sectors are not accepted.

baas

Local: £20/mo, £100 one-off account opening, Free incoming SEPA (EUR), Outgoing SEPA / GBP from £10, FX from 0.4%, Virtual cards from £3, free top-ups. Global: £100/mo, £600 one-off setup & application, Incoming SEPA & Faster Payments 0.075%, International transfers from 0.15%, FX from 0.3%. Bespoke: Tailored pricing.

96% of payments settle in under 24hrs

Foren

Fintechs, money transfer operators, SMBs and freelancers who need multi-currency accounts and cross-border collections and payouts, especially across the UK, Canada, US, Nigeria and Kenya corridors.

Equals

Velocity Trade

SUNRATE

Cross-border B2B traders, e-commerce sellers, travel companies and platforms that need multi-currency collection, global payouts, cards and FX

Temenos

Core Banking Software

ISX Financial

Businesses wanting one provider for a UK/EU corporate eMoney account plus collections by card, open banking and direct debit.

Clear Junction

Licensed financial institutions such as banks, EMIs, PSPs, remittance and FX providers and regulated digital-asset firms that need GBP/EUR accounts, virtual IBANs and access to UK/EU payment rails.

Goldman Sachs Transaction Banking

TransferGo

European Cross-Border Transfers

traditional

Choose same day, next day, or three day settlements to keep your cash flow steady and your business agile.

From €0.99 per transfer

Frontier Pay

UK businesses that want card acquiring along with multi-currency business accounts and UK/EU and international payments from a single FCA-authorised e-money provider.

TFI Ecommpay

Corporate clients that need multicurrency IBAN accounts, cross-border SWIFT/SEPA payments, currency conversions and FX hedging.

traditional

Tier 1 (clients who do not require Enhanced Due Diligence): New account opening Free; Multicurrency IBAN Free; Payment instructions via TFI Portal Free; Incoming payments to client IBAN Free; Outward payments with FX conversion via SWIFT (Charges SHA): Up to €100,000 or equivalent 10 EUR, Over €100,000 or equivalent Free; With FX conversion – EUR – within SEPA zone: Up to €100,000 6 EUR, Over €100,000 Free; Without FX conversion – any currency – via SWIFT (Charges SHA): Up to €50,000 or equivalent 20 EUR, Over €50,000 or equivalent 0.07% max 100 EUR; Without FX conversion – EUR – within SEPA zone: Up to €50,000 6 EUR, Over €50,000 20 EUR; Correspondent's charges with charges OUR 30 EUR; API Fees: Setup fee 5,000 EUR, Monthly fee 1,000 EUR.

HedgeFlows

UK-based international SMEs and mid-market businesses that make and receive cross-border payments and need to manage FX exposure, with their accounting software kept in sync.

baas

Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.

Verifo

Businesses, from sole traders to e-commerce platforms, that need an EU e-money account with an IBAN for SEPA and SWIFT payments, collecting payments and mass payouts.

baas

Business pricing (Standard / Growth / Pro): B2B account opening FREE / 200€ / From 800€; Monthly maintenance (B2B) 5€ / 50€ / From 200€; Internal Transfer FREE / FREE / 1€; SEPA In FREE / 0.01% (min 1€) / from 0.20% (min 5€); SEPA out 0.25€ / 0.05% (min 2€) / from 0.20% (min 5€); SWIFT In 0.20%, (min 5€) / 0.25%, (min 7€) / from 0.50%, (min 15€); SWIFT Out 0.50%, (min 20€) / 0.65%, (min 23€) / from 0.80%, (min 30€); Foreign Exchange SPOT +1%; Refund 10€ / 20€ / 30€; Large balance fee FREE / FREE / 0.15%. The final fees are set upon successful approval and depend on the client type (e.g. industry, size, etc.).