Compare Payment Providers & Gateways

Stripe

SaaS & Developers

Developer-friendly payment processor. 2.9%+$0.30 online, 2.7%+5¢ in-person, 2.6%+30¢ instant bank. 100+ payment methods, 135+ currencies. Products: Payments, Billing, Connect, Issuing, Terminal, Tax, Radar, Atlas, Climate. Clients: OpenAI, Amazon, Google, Anthropic, Shopify, BMW, Maersk, Twilio. 99.999% uptime. Billions of API requests daily. 90% US adults bought from Stripe businesses. Forrester: 3x ROI.

Finix

Platforms & Direct Acquirer

US payment infrastructure for platforms. Flat: 2.75%+$0.30 cards, Dynamic: IC++0.3%+$0.30. ACH: 0.75% ($0.25 min, $5 max). Merchant: $2.50/month, $5 onboard, $0.25 payout. Disputes: $30. Features: Account updater, tokenization, fraud ML, L2/L3, subscription billing, split transactions, merchant dashboards, 24/7 support. Dedicated implementation, no-code payment links, virtual terminal.

PayPal

Global e-commerce

Global payment platform. 430M+ active accounts, 200+ markets, 130+ currencies. Online cards: 2.89%+$0.29 (Expanded) or 2.99%+$0.49 (PayPal Checkout). PayPal/Venmo: 3.49%+$0.49. Pay Later: 4.99%+$0.49. In-person: 2.29%+$0.09 card present, 3.49%+$0.09 keyed. Invoicing: 2.99%+$0.49. Virtual Terminal: 3.39%+$0.29. Features: Seller Protection, 24/7 fraud analysis, Pay in 4 (interest-free), Pay Monthly (9.99-35.99% APR), 3.80% APY savings, debit card 5% cashback, crypto. Nielsen: 46% conversion increase. 92M Venmo users.

Adyen

Platforms & Marketplaces

Global payment platform. End-to-end payments, data, and financial management. Supports 250+ payment methods globally including cards, digital wallets (Apple Pay, Google Pay, PayPal, Alipay, WeChat Pay), BNPL (Klarna, Affirm, Afterpay), direct debit, online banking. Unified commerce, fraud prevention, issuing. Clients: Uber, Spotify, eBay, Microsoft.

Square

Retail & Restaurants

All-in-one commerce platform. Free: 2.6%+15¢ in-person, 3.3%+30¢ online. Plus ($49/mo): 2.5%+15¢, 2.9%+30¢. Premium ($149/mo): 2.4%+15¢, 2.9%+30¢. ACH: 1% ($1 min). Afterpay: 6%+30¢. Features: POS, KDS ($20-30/mo), Kiosk ($30-50/mo), inventory, loyalty, email/SMS marketing (500-2.5K free texts), appointments, invoicing, contracts, banking (1.00% APY savings), payroll, 24/7 support (Premium). Hardware: Register $799, Terminal $299, Reader $59. Scale: 450K+ food/beverage, $39B+ retail revenue, 15M+ appointments/month, $93B+ invoices.

Trustly

Pay by Bank (A2A)

Pay by Bank leader. 110M+ consumers, 30+ countries, 12K banks, $500B+ payments. ~1.5% per transaction (€0.80 min). Products: Trustly Pay (instant transfers), Trustly Payouts (disbursements), Trustly Connect (open banking data), Trustly ID (verification), Trustly Insights (consumer analytics). Lower costs than cards, no expiration, balance-based approvals. Industries: Gaming (first deposit speed), Subscription/Bill Pay (prevent passive churn), Financial Services (instant funding), Retail (loyalty programs). Clients: Coinbase, T-Mobile, DraftKings, FanDuel, GoFundMe, Dell, Western Union, MoneyGram. $60M+ interchange eliminated for Fortune 50 telecom, +65% autopay conversions. 24/7/365 support. NMLS #2463855.

BVNK

Stablecoin Infrastructure

Enterprise stablecoin payments infrastructure. 25+ licenses (Spain VASP, Malta/UK EMI, US MSB/MTLs). 130+ countries supported. 99.9% uptime, ISO 27001, SOC 2 Type II. Products: Managed Payments, Embedded Wallets, Layer1 self-managed. Customers: Worldpay, dLocal, Deel, Rapyd, Circle, Flywire.

Wise

International Transfers

International money transfer service. Send and receive money in 50+ currencies to 160+ countries with local bank details.

Skrill

Gaming & Forex

Digital wallet founded 2001 (Paysafe Group). 23M+ active users, 135+ countries, 95+ currencies, $240B transaction volume (2025). Deposits: 2.5% typical. Free account (login/transaction every 6 months, else $5/mo). Features: Prepaid Mastercard (30 countries), crypto trading (50+ coins, 1.5% fee), money transfers (2.99%), mobile app (74% transactions). Strong in gaming/gambling (52% users), forex. Average transaction: $190. AI fraud detection cut fraud 35%, biometric auth 68% adoption. Currency conversion fee reduction: 10% vs banks. 28% merchant adoption surge (2025).

NETELLER

Trading & Gaming

Digital wallet by Paysafe. 200+ countries. Deposits: 2.5% typical (cards/most methods), 0-1% local bank, 0-2.5% digital wallets. Withdrawals: Free to merchants, $10 bank transfer, 0-7.5% cards. Money transfers: 2.99% standard (min $0.50), 1.45% Neteller True tier. FX fees: 4.49% standard, 1% VIP. Features: Prepaid Mastercard, crypto trading (1.5% standard, 1.3% VIP), instant transfers, P2P crypto (0.5%). Free account with activity every 6 months ($5/mo inactive fee). VIP tiers for lower fees. Strong in trading, gaming, international remittances. Sister company to Skrill.

Alipay

Chinese Consumers

Part of Ant International (Ant Group). Now operates as Antom platform. 300+ payment methods, 100+ currencies, 1.6B+ consumers via Alipay+ ecosystem. 50+ merchant markets. Acquiring licenses: CN, HK, JP, KR, TH, ID, PH, PK, SG, AU, US, EU. Major clients: Uber, Spotify, Google Play, Shein, AliExpress, Trip.com. AI-powered fraud management, 10+ years risk expertise.

Worldpay

Global Enterprise

FIS-owned global payment processor. Supports 300+ payment types across 120+ currencies for enterprises worldwide.

WeChat Pay

Chinese Social Commerce

WeChat Pay payment platform. 900M+ active users in China. QR payments, in-app purchases, WeChat ecosystem integration.

Coinbase Commerce

Crypto E-commerce

Accept cryptocurrency payments. Bitcoin, Ethereum, stablecoins, and more. Self-custodial with direct settlement.

BitPay

Bitcoin Payments

Crypto payment processor since 2011. 1M+ wallets created. Self-custody wallet, buy/swap crypto, bill payments, gift cards. Merchant services for crypto payments. Supports 100+ cryptocurrencies, Solana, L2s (Arbitrum, Optimism, Base). HODL Pay available.

MercadoPago

Latin American E-commerce

Leading payment platform in Latin America. 80M+ users. Cards, bank transfers, cash, PIX, wallets across 7 countries.

Razorpay

Indian Startups

Leading payment gateway in India. Supports cards, UPI, wallets, netbanking, EMI, and 100+ payment methods for Indian businesses.

Mollie

European Simplicity

European payment provider supporting 35+ payment methods including cards, bank-based, SEPA, BNPL, wallets, gift cards, and POS payments.

Flutterwave

Pan-African Payments

African payment platform supporting cards, mobile money, bank transfers, USSD, digital wallets across Africa, Europe, and North America.

Checkout.com

Global Performance

Global payment platform supporting 150+ currencies, 50+ payment methods across cards, wallets, bank transfers, and local payment methods worldwide.

Payeer

High-risk merchants

Multi-currency e-wallet registered in Lithuania. Handles fiat (EUR, USD, RUB) and cryptocurrencies (BTC, ETH, LTC, DASH, XRP, BCH, USDT). 100+ payment methods from 200 countries. P2P exchange, VISA/MasterCard deposits, bank transfers. Note: Does not serve US citizens due to AML policy.

2Checkout (Verifone)

Digital Goods

Global payment platform (now Verifone). 45+ payment methods, 100 billing currencies, 200+ countries. Cards, PayPal, Apple Pay, Alipay, Konbini, Boleto, iDEAL, SEPA. Strong subscription billing.

Authorize.Net

Advanced Fraud Detection

US payment gateway founded 1996, owned by Visa (via Cybersource). Registered ISO of Wells Fargo Bank. Supports online/eCommerce, point-of-sale, mobile, phone/virtual terminal, ACH/eCheck payments. Payment methods: Visa, Mastercard, Amex, Discover, JCB, UnionPay, Apple Pay, PayPal, eCheck/ACH. Features: recurring billing, fraud detection (Advanced Fraud Detection Suite), secure customer data, Account Updater for subscriptions, 24/7 support. Virtual Terminal for manual orders. Mobile SDK. API docs. Customizable solutions for SMBs.

Braintree

Mobile Apps

PayPal-owned (now PayPal Enterprise Payments). $1.53T payment volume (2023), 25B transactions annually, 200+ markets. Card processing, PayPal, Venmo, Pay Later, wallets, local payment methods. Payment orchestration, fraud protection, global payouts. PCI DSS Level 1 compliant. Developer platform, sandbox.

CyberSource

Enterprise Security

Visa-owned payment management platform. Enterprise fraud management, 190+ countries, omnichannel payments.

Chase Paymentech

US Enterprise

JPMorgan Chase. #1 US merchant acquirer (Nilson 2025), #1 US bank. 6M+ businesses, $10T daily. Pricing: 2.6%+$0.10 (tap/dip/swipe), 3.5%+$0.15 (keyed/links), 2.9%+$0.25 (online). Chase POS system: app, card reader, terminal, Tap to Pay iPhone. Authorize.net gateway. Same-day deposits (no extra cost). 24/7 support. Integrations: TouchBistro, NCR Voyix. Fortress security, fraud protection. #1 service (Coalition Greenwich).

First Data (Fiserv)

Clover POS Integration

Fiserv-owned payment processor. Card processing, merchant services, 6M+ merchants worldwide.

Elavon

Multi-Currency

US Bank subsidiary. Payment processing, merchant services, POS systems, e-commerce solutions.

Shift4

Hospitality & Retail

Integrated payment processing. Hospitality, retail, POS systems, end-to-end commerce solutions.

BlueSnap

B2B Payments

Global Payment Orchestration Platform by Payroc. Local acquiring in 50 countries, 110+ currencies, 100+ payment types, 7 card networks. Embedded payments (Dash™, Relay™), invoicing, subscriptions. Native integrations: NetSuite, BigCommerce, Sage Intacct, Zuora, Shopware. Fraud prevention (Kount/Equifax), chargeback mgmt. PCI, PSD2, GDPR compliant.

CCBill

Adult Content

Founded 1998, 20+ years. High-risk payment processor. Subscription billing automation, age verification, adult content (10.8-14.5%), ecommerce, live entertainment. 30,000+ merchants. PSP: Flat Rate pricing. ISO: Interchange Plus, Tiered, Discount Plus models. High-risk annual fees: Visa $950, Mastercard $500. CCBill Pay 1-click checkout. 24/7/365 support. US/Europe business centers. BBB A+ rating. Award-winning platform.

PayKings

High-Risk Merchants

High-risk payment processor. CBD, nutraceuticals, telemarketing, subscription services.

PaymentCloud

High Approval Rates

High-risk merchant accounts. Chargeback mitigation, credit repair, travel, ecommerce.

Durango Merchant Services

Offshore Options

High-risk payments. Nutraceuticals, credit repair, tech support, offshore processing.

Segpay

Adult Streaming

High-risk merchant services. Adult entertainment, dating, gaming, subscription billing.

Paybotic

Cannabis Payments

Premier cannabis payment processor. 10+ years specializing in legal marijuana businesses. Services: ACH, debit processing, cannabis payment processing, gift card programs, merchant cash advance, cannabis banking. Compliant banking solutions for dispensaries, delivery services, CBD & hemp businesses.

CoinGate

Lightning Network

Crypto payment gateway. Accept 70+ cryptocurrencies, settle in crypto or fiat, invoicing.

NOWPayments

Most Cryptocurrencies

Accept 150+ cryptocurrencies. Non-custodial, auto coin conversion, low fees, global payments.

OpenNode

Bitcoin Lightning

Bitcoin Lightning Network payments. Instant, low-fee Bitcoin transactions, fiat settlement.

Circle

USDC Infrastructure

NYSE: CRCL. Founded 2013. USDC (largest regulated stablecoin), EURC, USYC tokenized fund. $45.61T+ volume, 185+ countries, 1000+ partners, 55 global licenses. Regulations: US (46 states MTL, NY BitLicense, FinCEN), EU (MiCA, ACPR, AMF), UK (FCA), Singapore (MAS), UAE (DFSA), Bermuda, Canada, Japan. Products: Circle Mint, CPN, Arc L1 blockchain, Wallets, CCTP. Partners: Stripe, MoneyGram, Binance, Coinbase, Nubank. 24/7, 100% backed, 1:1 redeemable.

Triple-A

Licensed Crypto Gateway

Cryptocurrency payment gateway. Accept crypto, settle in crypto or fiat, Singapore-based.

Bitpace

Crypto to fiat

Crypto payment gateway and wallet solution. 5M+ monthly transactions, 1K+ registered merchants, 75+ currencies. White-label solutions, multi-liquidity provider connections. Awards: Best Emerging Fintech Workplace 2024, Emerging Market Payment Solution 2025 (Sigma). Partners: Fireblocks, BitGo, Bitstamp, BCB, Openpayd.

iDEAL

Dutch Payments

Netherlands bank-based payment method. 60% market share. Direct bank transfers via online banking.

Bancontact

Belgian Payments

Belgium's leading payment method. Free for consumers (no transaction fees). Bancontact card: In-store contactless/chip+PIN, online payments, ATM withdrawals. Payconiq by Bancontact app: Mobile QR/NFC payments in stores, restaurants, online. Apple Pay integration (Belfius customers). Tap to Pay on iPhone for merchants. Bank app integration (VDK Bank, Indigo Neo). One-click and recurring payments supported. High conversion rates, secure transactions. Belgium's most popular payment method, optimized for online and in-person.

GrabPay

Southeast Asian Super-app

Southeast Asia Superapp e-wallet. 100M+ users across 8 countries. Earn up to 0.5% back in GrabRewards points per dollar spent. Features: QR code payments (in-store), GrabPay Online (mobile number checkout), instant P2P transfers (no fees), PayLater BNPL (no interest/hidden fees). PCI DSS Level 1 compliant, 24/7 fraud detection, biometric security (fingerprint/Face ID). Use for: Grab rides, GrabFood, bills, shopping, transfers. PayNow top-up supported. Licensed e-money wallet. Countries: Singapore, Malaysia, Indonesia, Thailand, Vietnam, Philippines, Myanmar, Cambodia.

PagSeguro

Brazilian Market

Brazilian payment platform (PagBank). Super Max Plan: Debit 0.58%, Credit 0.58%, Credit 12x 7.98% (promo 30 days or R$5K sales). Essencial: Free debit/credit/Pix QR (promo 30 days or R$1.5K). Tap On (mobile): Debit 0.88%, Credit 3.14%. Link de Pagamento (WhatsApp): Credit 3.14%. Hardware: Moderninha ProFit (12x R$6.99), Minizinha NFC 2 (12x R$1.25), Smart 2 (12x R$16.34). Features: All card brands (Visa, Mastercard, Elo, Amex, meal vouchers), Pix (free for individuals), digital account, CDB 130% CDI, credit card, FGTS advance (1.24%/month), PJ account, PagVendas management, business insurance. Instant settlement available.

Boleto Bancário

Brazilian Cash Payments

Brazilian cash voucher payment method regulated by Central Bank of Brazil (Febraban). Launched 1993. 3.7B transactions/year, ~25% of online payments. Pay at 13K+ lottery agencies (Caixa, Lotérica), pharmacies, supermarkets, 48K+ ATMs, internet/mobile banking. Confirmation: 2-3 business days (Boleto Flash®: <2 hours). No chargebacks. Popular for: Corporate payments, government bills, online shopping without cards. Free for consumers (merchants pay ~R$2-4 per boleto). Valid up to expiration date printed on voucher. Secure barcode/numeric line payment.

M-Pesa

African Mobile Money

Leading mobile money platform in Africa by Vodafone/Safaricom. Launched 2007 in Kenya. Available in 10 countries: Kenya, Tanzania, South Africa, Afghanistan, Lesotho, DRC, Ghana, Mozambique, Egypt, Ethiopia. Send money instantly, pay bills, make in-store payments, international transfers, mobile top-up. Licensed e-money service. Dominant in Kenya (50M+ active users). Bank account not required. Agent network for cash-in/cash-out. M-Pesa GlobalPay for cross-border payments.

Paystack

Nigerian Market

Stripe-owned African payment gateway (acquired 2020 for $200M). 200K+ businesses across 5 countries: Nigeria, Ghana, South Africa, Kenya, Côte d'Ivoire. Pricing: Nigeria (Local: 1.5%+NGN 100, International: 3.9%+NGN 100, cap NGN 2K), Ghana, SA, Kenya, CI available. Payment methods: Cards, bank account, bank transfer, USSD, mobile money, Apple Pay, Visa QR, POS. Features: High success rates via optimal routing, advanced fraud detection, detailed reporting, well-documented APIs. Clients: MTN, Domino's, Bolt, AXA Mansard, Air Peace, PiggyVest, Kuda. Backed by Stripe, Visa, Y Combinator. Free settlement <24hrs, volume discounts, zero integration fee.

Griffin

Banking-as-a-Service API

UK-licensed API-first bank and Banking as a Service (BaaS) platform. Full banking license (2024). Products: safeguarding accounts, client money (CASS/CMP compliant), embedded savings (2% interest), payments (FPS, book transfers, CHAPS/Bacs/DD coming). Pricing: Business banking from £100/month + 2% interest; Platform banking from £15k onboarding + £3k-£10k+ monthly packages (save up to 40%). Customers: WealthKernel, Marygold & Co, TransferGo, LettsPay.

Affirm

Installment Loans

Leading US buy now, pay later platform. 50M+ consumers, 2x spending vs competitors, 90%+ loyalty rate. Payment options: Pay in 4 (interest-free), 3-36 month installments (0%+ APR), Affirm Card (Visa debit, pay now or over time). No consumer fees, no late fees, transparent interest upfront. Major merchants: Amazon, Walmart, Target, Apple, Costco, Expedia, Home Depot, Peloton. Merchant pricing: 4-6% commission (network revenue model). Integrations: Shopify, BigCommerce, Stripe, Apple Pay, Google Chrome extension. M+ revenue growth 2024.

Sezzle

Interest-Free Installments

North American BNPL platform (NASDAQ: SEZL). Public Benefit Corporation. Pay in 4 over 6 weeks (0% interest) or extended plans. Q2 2025: $927M GMV (+74% YoY), $98.7M revenue (+76% YoY), 748K monthly active users. 11.9M+ app downloads, 4.8★ rating. Virtual card works anywhere (Apple Pay/Google Pay). Major partners: Amazon, Walmart, Target, Airbnb, Hotels.com, Uber, Lyft, Nike, eBay. Merchant impact: 88% approval rate, 14% checkout share, 22% order value lift. Revenue: ~10.6% of GMV. Net Promoter Score 75. Awards: CNBC Top Fintech, U.S. News Best Companies. FY2025 guidance: 60-65% revenue growth, $120M adjusted net income.

Afterpay

BNPL Pioneer

Leading BNPL by Block (acquired 2022 for $29B). Now Cash App Afterpay. Pay in 4 (6 weeks, interest-free) or Pay Monthly (3-24 months). 700K+ 5-star app reviews. Block Q4 2024: 98% purchases had no late fees, 95% installments paid on time. Revenue: 75.6% merchant fees, 24.4% late fees (2018 data). Available at thousands of stores online + in-store. Major merchants include Amazon, Apple, Target, Walmart. Integrated with Cash App (57M+ users), pay over time for past Cash App Card purchases. No credit impact. Merchant benefits: high repeat usage, new customer acquisition, higher transaction values. Licensed: NMLS ID 1870854.

Xsolla

Game Monetization

Gaming commerce platform. Merchant of Record for 1,000+ payment methods across 200+ countries. 50M cumulative audience. Pricing: 5% flat fee + channel processing fees (vs 30% platform standard). Products: Pay Station (700+ payment types), Anti-fraud (#1 in gaming), Partner Network, Web Shop, Mobile SDK, Buy Button, Launcher, Site Builder, In-Game Store, Subscriptions. Services: Tax management, fraud prevention, compliance, refunds, disputes, PCI DSS 100%, end-user support. Partners: Sega, Wemade, Wildlife, Gaijin, CrazyGames, FACEIT, Tilting Point. NPS: 52 (Q2 2025). No upfront costs, dedicated account managers.

Nuvei

Gaming Payments

Global payment platform. 700+ payment methods, 150+ currencies, 200+ global markets, 50+ local acquiring markets. Single integration for omnichannel payments. Case studies: Virgin Atlantic (~10% approval uplift), Curve (£1.5M more volume/month), Feeding America (100% chargeback reduction). Major clients: Microsoft, Shein, SAP, GM, Virgin Atlantic, Curve, Ledger, Bitget, InDrive, Plaid, Dynamics 365, Acumatica. Partnership: Mercedes-AMG PETRONAS F1 Team. Focus: Boost conversion rates, reduce fraud risk, revenue-generating insights. Features: Global acquiring, optimization, expert support (real human teams), dedicated account managers, onboarding assistance.

SkinsBack

Gaming skins payments

Gaming payment system using in-game skins as currency. Accept skins from CS2/CS:GO, Dota 2, Rust. Market: 23M daily users, $3B Steam market valuation, $17 avg transaction, $750k largest deal. Features: 0% commission (all funds transferred to merchant), no Steam authentication (trade link only), 5-click checkout, real-time transaction control via dashboard. Services: Skin payments, instant skin withdrawal for users, marketplace integration. Clients: HaloSkins, SkinClub, Kinguin, CyberShoke, ForceDrops, Key-Drop, DaddySkins. Years on market: undisclosed.

Unit

Embedded Banking

Embedded finance platform for tech companies. Launch capital, banking, and bill pay in 3 weeks with zero build. Scale: 2M+ users, $50B+ annual transaction volume, 12M+ daily API calls. Products: FBO accounts/wallets, money movement (ACH, wire, check), card issuing (debit/credit), capital (working capital, charge/credit cards). Solutions: Ready-to-Launch (white-label, no code, 3 weeks) and Custom Build (APIs, 2 months). Case studies: Roofstock (4x LTV), Nav (2.5x engagement), Baselane (50% lower CAC). Customers: Worldpay, Wix, Relay, Honeybook, Roofstock, Homebase. Bank partners: Members FDIC. Visa/Mastercard issuer. PCI DSS + AICPA SOC certified.

Solaris

European BaaS

Europe's leading embedded finance platform. German technology company with full banking license (CRR). Banking-as-a-Service with cutting-edge RESTful APIs. Products: Digital Banking (checking, savings, multi-accounts, local/virtual IBANs), Payments (SEPA CT/DD/Instant, Batch), Cards (debit, prepaid, credit - physical/virtual), KYC Platform (digital KYC/KYB), Bankident, Consumer Lending (overdrafts, installments/Splitpay, BNPL). Customers: Samsung, Tomorrow, ADAC, Bitpanda. Cloud-based infrastructure, data mesh architecture. All regulatory complexities handled.

Marqeta

Modern Card Issuing

Modern card issuing platform. Open API for instant card issuance and payment processing. Scale: $290B+ volume 2024, 99.99% uptime, 40+ countries certified, 80x volume growth since 2017. Features: JIT Funding, dynamic spend controls, PCI widgets, virtual/physical cards. Customers: Uber, Square, Instacart, JPMorgan, DoorDash, Affirm, Western Union. Solutions: Consumer, commercial, digital banking, expense management, incentives/rewards, SMB lending. Top 25 largest US debit purchase volume. 10+ years modern card issuing experience. Awards: Forbes, Fast Company, CNBC.

ClearBank

UK Banking Infrastructure

First new UK clearing bank in 250+ years (launched 2017). Fully regulated in UK and Europe, holds funds at Bank of England and European Central Bank. Cloud-based API for banking infrastructure and real-time payments. Products: Accounts (fully regulated), Clearing (payment scheme access), Embedded Banking (FSCS protected accounts via banking license). Customers: Airwallex, TrueLayer, Capital on Tap, Chip, Wealthify, Tide, Allica Bank, Kraken, PayPoint, PingPong, Coinbase, eToro, Lemfi, Raisin. No customer overlap, no competition. Direct payment scheme connection. Partnership: Circle's payments network (announced 2025).

Mambu

Cloud Banking Platform

SaaS cloud banking platform. First cloud-native core banking platform. 260+ customers (banks, fintechs, retailers, telcos), 65M+ end users, 45M+ API calls/day, 65+ countries, 80% carbon reduction vs on-prem, 3x higher NPS vs competitors. Products: Lending engine (BNPL, mortgages, SME lending, embedded finance), Deposits engine (digital-first banking, wallets, prepaid), Payments engine (domestic, cross-border, instant, batch). Composable approach: low-code, single code base, public APIs, fast go-lives (days/weeks). Partner ecosystem integration. Founded on composable banking concept.

AdvCash (now Volet.com)

Multi-Currency E-wallet

E-wallet and payment platform (formerly AdvCash, now Volet.com). 7M+ users, 150+ countries. E-wallets, plastic/virtual cards, 100+ cryptocurrencies, free P2P transfers, B2B/B2C payments, mass payouts, merchant services. Founded 2014.

Paxum

Adult Industry

International payment platform. E-wallet, prepaid cards, wire transfers, crypto support.

WebMoney

Russian/CIS Markets

Russian payment system. E-currency, online payments, money transfers, crypto, Eastern Europe focus.

Ping Payments

Nordic payment aggregator

Nordic payment platform supporting Swish, Vipps MobilePay, cards, open banking, and bank transfers. Comprehensive payment solution for Scandinavia.

QIWI

Russian E-wallet

Russian electronic payment system. E-wallet for payments, transfers, virtual cards for international purchases. Popular for gaming payments (Steam, Roblox, PUBG). Services available in Russia and CIS countries (Kazakhstan, Belarus, Armenia, Georgia, Moldova, Tajikistan, Uzbekistan).

Yandex.Money (YooMoney)

Russian E-commerce

Russian digital wallet (formerly Yandex.Money). Virtual cards for 0₽ with cashback points (1 point = 1₽). Physical Mir card for 299₽. Services: payments, transfers, games and apps, bills. Up to 30% cashback for new users. Personal finance space focused on Russian market.

Interac

Canadian Payments

Canadian payment network. 6.6B Interac Debit transactions, 1.4B Interac e-Transfer transactions (2024). Products: Interac Debit (online, in-store, transit, mobile wallets), Interac e-Transfer (P2P, business payments), Interac Direct (card-free online payments via KONEK platform), Interac Verified (digital identity verification). Privacy-focused with fraud mitigation technology.

OXXO

Mexican Cash Payments

Mexican cash payment method for e-commerce. OXXO PAY allows online shoppers to pay in cash at 23,000+ OXXO stores across Mexico. Payment reflects instantly (under 10 minutes). Popular with: Mercado Libre, Amazon, SHEIN, Temu, AliExpress, Netflix, DiDi. Benefits: instant reflection, security (no card details online), ease (16-digit reference or barcode).

PicPay

Brazilian Social Payments

Brazilian fintech and digital wallet founded 2012 in Vitória. Voted best digital bank in Brazil by popular vote (IBest). Products: Free digital account, PicPay Card (Gold/Platinum/Black with cashback), Limit Extra (multiplies savings into credit limit), bill payments, loans, business solutions. Features: Conta das contas (manage all banks in one app), Modo Seguro (hide balances outside safe locations).

GCash

Philippine Mobile Wallet

Philippines mobile wallet with 40M+ users. Bills, remittances, QR payments, savings, insurance.

GoPay

Indonesian Payments

Indonesian digital wallet by Gojek. Mobile payments, bills, transfers, Gojek ecosystem integration.

KakaoPay

Korean Digital Payments

South Korean mobile payment service. KakaoTalk integration, 30M+ users, cards, transfers, payments.

Naver Pay

Korean E-commerce

South Korean payment platform by Naver. Online payments, membership rewards, simplified checkout.

EFT Pay

South African Instant EFT

Africa's leading payment provider. 100M end-users, B+ processed transactions (2024), 25+ years operation, 290+ team members. Products: Banking-as-a-Service (BaaS), Acquiring (online/in-store merchant acquiring), Issuing (CaaS Platform for digital/physical cards), Switching & Payment Processing. Built for banks, telcos, large enterprises across Africa.

PayFast

South African Market

South Africa's most-loved payment gateway by Network International. 80,000+ merchants. 18+ payment methods including cards, Instant EFT, QR codes, Mobicred, store cards. Solutions: Aggregation (no monthly fees, pay per transaction), Gateway (use existing merchant account). 70+ plugin integrations. PCI-DSS Level 1. Network POS card machine available. Customers: Takealot, Dis-Chem, Vumatel, The Courier Guy, iTickets.

dLocal

Emerging Markets

Latin America payment platform. 600+ local payment methods across 35+ countries. One API for LATAM.

EBANX

LATAM Gateway

Latin American payment specialist. 100+ payment methods, 15+ countries. Cards, cash, local methods.

AstroPay

Emerging Market Wallet

Global wallet and card solution founded 2009, London HQ. Multi-currency accounts in 50+ countries (Latin America, EU, Africa, Asia). Virtual/physical cards. Features: instant money transfers, QR code/payment link payments, multi-currency holding/switching, cashback marketplace, travel perks, eSIMs. App: 4.8/5 (179K reviews Google Play), 4.7/5 (11K reviews App Store). Settlement T+1 to T+3. Countries: BR, MX, AR, CL, CO, PE, UY, IN, CN, TR, US, CA, EU (30+), UK, NG, KE, GH, TZ, CM, VN. 24/7 support, bank-grade security.

PayU

Global Emerging Markets

Global payment provider for emerging markets. Cards, local payment methods across 50+ markets.

Rapyd

Fintech Infrastructure

Global fintech platform. 190+ countries, 900+ payment methods. Products: Accept payments online (Rapyd Collect), Send payouts (instant global payouts), Issue cards, Global accounts (multi-currency), Stablecoin payments. Industries: B2B, eCommerce, Gaming, Marketplaces, Trading, Creator Economy, Travel, Affiliate. Customers: Uber, Rappi, Paysafe, Playtech, Facebook, Microsoft, Booking, Google. Fintech unicorn backed by recognition from Forbes, Wired, CNN.

Payoneer

Freelancer Payments

Global payment platform. 5M+ customers, 70 currencies, 190+ countries, 17 languages. Products: Multi-currency account, local receiving accounts, global payments, marketplace integration, workforce management. Trustpilot 3.8/5 (61K+ reviews). Customers: Walmart, Fiverr, Google, Airbnb, eBay. Use cases: Freelancers, businesses, marketplaces.

Hyperwallet

Global Payouts

PayPal's global payout capabilities (powered by Hyperwallet). 200+ markets, 50+ currencies, 400M+ PayPal accounts, 90M+ Venmo users. Mass payments for contract workers, claimants, freelancers, sellers. Industries: Freelance, royalties, on-demand platforms, esports, insurance, airlines, clinical trials, travel. Enterprise-grade, full-stack technology.

Tipalti

Automated AP/AR

Finance automation platform. 200+ countries, 120 currencies, 50+ payment methods. Products: AP Automation, Mass Payments, Procurement, Expense Management. Awards: 2025 CNBC Top Fintech, Forbes Fintech 50, Inc. 5000 (8th year), Deloitte Fast 500 (7th year), IDC Leader AP Automation. Customers: Roblox, GoDaddy, Twitch, Amazon, WordPress.

Wise Business

Business International Transfers

International business account (formerly TransferWise). 700K+ businesses, £12B+ monthly volume, FCA regulated. 40 currencies, 160+ countries. Products: Multi-currency account, foreign account details (22 currencies), batch payments, business debit cards, Interest (3.5% GBP), integrations (NetSuite, Xero, QuickBooks). Mid-market exchange rate, volume discounts. 4.8★ App Store/Google Play.

Currencycloud

B2B Cross-Border

Visa-owned B2B payment platform (acquired 2021). Cross-border payment solutions for banks, fintechs, FX brokers. 36 payout currencies, 180+ countries, same-day transfers. Speed: 40%+ payments land within 5 minutes, most in 1-2 hours. SWIFT gpi payment tracking, beneficiary validation API. Features: Collect, Convert, Pay, Manage services. Local payment rails (Faster Payments, SEPA, ACH) or SWIFT. Transparent pricing, one charge per payment. API-driven embedded finance. Integrated with Visa Direct Connect (2025). Strong in B2B cross-border, embedded finance ecosystems.

Modulr

UK Payment Automation

Payments-as-a-Service. UK and EU payments, accounts, cards for platforms and businesses.

Banking Circle

Financial Institution Infrastructure

Fully licensed bank (Luxembourg, CSSF B00000408). B2B banking infrastructure for 650+ regulated financial institutions (payment businesses, banks, investment funds). Services: global payments (instant/cross-border), multi-currency virtual accounts (35M+ issued), FX, deposits, agency banking, correspondent banking. Central bank clearing rails. World-class APIs, PSD2-compliant client portal. €1 trillion payment volumes annually, 314M B2B transactions (2024). 10%+ of EU B2C ecommerce processed. Clients: Stripe, Paysafe, PPRO, Alibaba, Checkout.com, Nuvei, Airwallex, Payoneer, Nium, Ikano Bank. Founded 10+ years ago.

Railsbank

Global BaaS Platform

Global embedded finance platform (formerly Railsbank, now Railsr). Banking-as-a-Service (BaaS) and Cards-as-a-Service (CaaS). UK and EU licensed accounts, payments, cards, digital wallets, rewards, loyalty points. API-based platform for fintechs, platforms, enterprises. White-label financial services infrastructure. Enables companies to embed banking features without banking licenses. Global reach with modular finance capabilities. Strong in fintech enablement, neobank infrastructure, B2B embedded finance.

Synapse

US Neo-Banking

Banking platform (defunct 2021). Note: Synapse suspended operations, included for historical reference.

Dwolla

ACH Payments

US ACH payment API. Bank transfers, real-time payments, account verification for platforms.

Plaid

Bank Account Linking

Financial services API platform. Bank account verification, ACH payments, identity verification for fintech apps.

Tink

European Open Banking

European open banking platform (Visa solution). 6000+ bank connections, 1B+ monthly API calls, 99.9%+ uptime. Products: Pay by Bank, VRPs, Payouts, Transactions, Account/Income/Expense Check, Money Manager, Data Enrichment. Customers: PayPal, Adyen, Nordea, American Express, Stripe, JP Morgan. Forrester Wave 2024 Leader. PSD2 licensed, SOC 2 Type II compliant.

TrueLayer

Open Banking Payments

Europe's leading open banking payments platform. 15M+ consumers in network, 40% of UK Pay by Bank transactions, B annualized payment volume. 90% returning user conversion, 20%+ first-time conversion increase. Products: Pay by Bank, Recurring Payments, Payouts, Verified Payouts, Signup+, Data, Verification. FCA authorized. Customers: Papa John's, lastminute.com, Jaja Finance. Poland launch 2025.

Stax

High-volume businesses

Membership-based payments. Subscription pricing, card processing, ACH, invoicing for SMBs.

Helcim

Small businesses

Canadian payment processor. Interchange-plus pricing, POS, online, no monthly fees.

Host Merchant Services

Online businesses

US payment processor. High-risk merchants, retail, restaurants, ecommerce, POS systems.

Clover

Retail & restaurants

Fiserv-owned POS. All-in-one systems, payments, inventory, employees for retail/restaurants.

Payment Depot

High-volume merchants

Membership-based processor. Wholesale pricing, no markup, interchange-plus for high-volume merchants.

Dharma Merchant Services

Socially conscious businesses

Socially-conscious processor. Transparent pricing, B-Corp certified, supports nonprofits, SMBs.

Swipesum

Finding best rates

Payment consulting and processing. Audits, cost reduction, merchant services marketplace.

NMI

Gateway flexibility

Payment gateway. White-label solutions, recurring billing, tokenization for ISVs and resellers.

Melio

B2B payments

B2B payment platform. Pay vendors by check/ACH using credit card, bill management for SMBs.

AffiniPay (8am)

Professional services

Industry-specific payments (now 8am). 260k+ professionals. Legal (LawPay, MyCase), accounting (CPACharge), associations. Credit cards, ACH, eCheck. IOLTA compliant, trust accounting, PCI Level 1. Next-day deposits, recurring billing. US and Canada.

Verifone

Global enterprise

Payment terminal provider. POS hardware and software, merchant services, 150+ countries.

Fiserv

Financial institutions

Global fintech. Payment processing, merchant acquiring, POS, core banking, owns First Data.

FIS

Banking & fintech

Enterprise fintech. Payment processing, merchant services, banking, owns Worldpay.

Global Payments

International commerce

Global payment processor. Merchant services, issuing, B2B payments, 3.5M+ merchants.

ACI Worldwide

Real-time payments

Payment systems software for banks and processors. Powers real-time payments (FedNow, Zelle, UK Faster Payments, Australian NPP), merchant acquiring, fraud management. 671B+ transactions annually across 94 countries. Founded 1975.

GoCardless

Recurring payments

Recurring payments specialist. Direct debit across 30+ countries. Subscription and invoice payments.

Fondy

European e-commerce

International payment gateway. 150+ methods, subscriptions, anti-fraud, Ukraine-based.

Trust Payments

UK merchants

European payment platform. Acquiring, fraud prevention, alternative payment methods, 120+ countries.

Opayo

UK businesses

UK payment gateway (formerly SagePay). Cards, wallets, fraud tools, integrations for UK businesses.

Worldline

European enterprise

European payment leader. Acquiring, processing, terminals, digital. 1M+ terminals, 85+ countries.

SumUp

Small EU businesses

Mobile POS. Card reader, contactless, online payments, invoicing for small businesses in 35+ countries.

Zettle

EU retail

PayPal-owned mobile POS. Card readers, contactless, Swish, ecommerce for SMEs in 13 markets.

Viva Wallet

European SMEs

European fintech. POS, online payments, business accounts, IBAN for 23 European countries.

UnionPay

Chinese customers

China's international card network. 183 countries acceptance, 7 innovative products, 17M+ cards issued overseas, 173+ members worldwide. Mobile payments, QR codes, contactless for global commerce.

JCB

Japanese customers

Japan's only international payment brand. Cards issued in 18 countries, leading in Asia. JCB Plaza services, platinum benefits, airport lounges, travel services worldwide.

AsiaPay

Pan-Asian payments

Asia-Pacific payment gateway founded 2000, headquartered Hong Kong. 150+ payment methods, 144 currencies, 100+ Asian bank acquirers. 17 operational offices across APAC. Cards (Visa/MC/Amex/JCB/UnionPay/Diners/Discover/Rupay), bank transfers (FPS/FPX/PayNow/PromptPay/UPI), digital wallets (Alipay/WeChat/GrabPay/GCash/ShopeePay/Touch n Go/Boost/TrueMoney), BNPL (Afterpay/Atome/Grab Paylater/humm/Zip), crypto (BTC/ETH/USDT/USDC). 99.9%+ uptime. Multi-channel: web, mobile, POS, QR, payment links. Integrations: Shopify, WooCommerce, Magento, SiteMinder, Cloudbeds.

Maya

Philippine market

Leading digital wallet in Philippines. Cards, wallet, QR payments, bills payment, remittances.

TrueMoney

Southeast Asia

Southeast Asian e-wallet. Mobile payments, bills, transfers, cash-in/out, 7 countries.

OVO

Indonesian market

Indonesian e-wallet. 115M+ downloads. Payments, transfers, investment, insurance, Grab partnership.

DANA

Indonesian payments

Indonesian digital wallet. 150M+ registered users. Payments, transfers, bills, ecommerce integration.

LinkAja

Indonesian government

Indonesian state-owned e-wallet. Government payments, transportation, retail, bills.

Touch 'n Go

Malaysian market

Malaysian digital wallet. 14M+ users. Payments, tolls, parking, public transport, retail.

Boost

Malaysian e-commerce

Malaysian e-wallet by Axiata Group. Millions of users, 80% are Boost Bank customers. Mobile payments, QR codes, rewards, cashback, bill payments. Boost PayFlex (installments up to 24 months). Partnerships: CelcomDigi, Zus Coffee, Mydin. Embedded banking. Targets SMEs, MSMEs, unbanked.

PromptPay

Thai instant payments

Thai instant payment system. Mobile number/ID-based transfers, QR payments, government support.

VNPay

Vietnamese market

Vietnamese payment platform. 35+ banks, 100+ services, bills, ecommerce, mobile payments.

ZaloPay

Vietnamese e-wallet

Leading Vietnamese e-wallet by VNG Corporation. 16M+ users, 52K+ merchant partnerships, 81K+ payment points (2024). Features: Mobile payments, bill payments, game top-ups, online shopping, insurance, money transfers. One of top 3 e-wallets in Vietnam alongside MoMo and VNPay. Integrated with Zalo social platform (100M+ users). QR code payments, P2P transfers, merchant payments. Strong presence in Vietnam's digital payment ecosystem, gaming, social commerce. Backed by 84M smartphone users, 79.8M internet users in Vietnam.

PayNow

Singapore transfers

Singapore instant payment service. Mobile/NRIC-based transfers, cross-border to Thailand, Malaysia, India.

CoinsPaid

Crypto businesses

Estonia-licensed crypto payment provider. 200+ team, KYB/AML compliant, ISO 27001, PCI DSS. EGR B2B Awards 2024 winner. Payment gateway, SaaS, OTC desk, hot wallet for businesses.

CoinPayments

Multi-crypto support

Crypto payment gateway. 14+ years, 250K+ merchants, 1M+ wallet users, $50B+ volume. MPC custody, multi-user accounts, instant verification, fiat conversion, shopping cart plugins.

BitGo

Institutional crypto

Digital asset infrastructure. $90B assets on platform, 9.3M+ wallets, #1 custodian and staking provider. Qualified custody, prime services, Go Network settlement, institutional-grade security.

Utrust

Crypto-to-fiat

Financial ecosystem (formerly Utrust). Licensed EMI regulated by Bank of Romania, MiCA compliant, PCI DSS Level 1. Accept payments, split payouts, issue cards, subscriptions, invoices, marketplaces.

Crypto.com Pay

Crypto.com users

Crypto.com payment solution. Shop with crypto at 300K+ merchants, up to 10% rewards with top brands. Pay at checkout, buy gift cards, mobile airtime top-up, instant free transfers.

BTCPay Server

Self-hosted crypto

Self-hosted open-source Bitcoin payment processor. 0% fees, no third-party, censorship-resistant. Lightning Network support. Point-of-sale, invoicing, crowdfunding apps. E-commerce integrations (WooCommerce, Shopify, Magento, 20+ more). Hardware wallet support. MIT license. Case studies: Namecheap ($73M BTC revenue, 1.1M transactions), Bitcoin Atlantis, Bitcoin Jungle (200+ stores).

Cryptomus

Modern crypto gateway

Accept 50+ cryptocurrencies. Merchant services, instant settlement, low fees, no KYC for merchants.

CryptoProcessing

White-label crypto

B2B crypto payments. White-label solutions, merchant services, mass payouts, crypto processing.

Coinremitter

Multi-currency wallet

Accept 20+ cryptocurrencies. Payment gateway, wallet, invoicing, ecommerce plugins.

OTR Solutions

Trucking industry

Real estate payments. Escrow, wire transfers, electronic funds transfer for property transactions.

Closinglock

Real estate

Real estate wire fraud prevention. Secure wire transfers, verification, escrow for property deals.

DailyPay

Earned wage access

On-demand pay platform. Employees access earned wages instantly, employer payroll integration.

Zelle

Bank transfers

US instant payments network. Bank-to-bank transfers, integrated in US banking apps, instant settlement.

Venmo Business

Social payments

PayPal-owned social payments. Business accounts, QR codes, online checkout, mobile payments.

Cash App for Business

Small merchants

Square/Block-owned mobile payment app for business. 2.75% flat fee, $0 monthly. QR codes, $cashtag payment links, Bitcoin payments. Free instant deposits. Integrates: Square, Shopify, Magento, Stripe. Deposits limited $25K/day, $100K/week. No contract. Phone/email/chat support (9am-7pm ET M-F). 4.3/5 Trustpilot. Currency conversion US/UK only.

Tabby

MENA BNPL

Middle East BNPL leader. Pay in 4 or monthly installments. 3M+ active users across GCC.

Tamara

Saudi BNPL

Saudi BNPL platform. Pay in 3 or monthly installments. Partnered with 10,000+ merchants in GCC.

Yoco

South African SMEs

South African payment provider. Card payments, POS, online, business tools for SMEs.

2C2P

Southeast Asian payments

Southeast Asia full-suite payments platform (by Antom). 500+ team, 6 markets, 20 years experience. One integration for all payment options across online, mobile, offline channels.

Alchemy Pay

Crypto-fiat bridge

Fiat-crypto payment gateway. 173 countries, 300+ cryptos, founded Singapore 2017. On/off-ramp, crypto acceptance, NFT checkout, 400K+ investors, partnerships with OKX, Bitget, Near, Polygon.

AlipayHK

HK-China payments

Hong Kong mobile wallet by Ant Group. 100K+ HK merchants, cross-border payments (China, Japan, Singapore), A.Point rewards, remittance, bill payments, public transport fare subsidy scheme.

Worldline Nordic

Nordic enterprise

Now part of Worldline (acquired, merged into Worldline brand). Worldline: Europe's #4 largest PSP worldwide. 1.4M+ merchants, 18K employees, 170 active countries. Payment solutions: in-store (POS terminals), online (eCommerce), omnichannel (One Commerce), cross-border (Global Collect). Services for merchants & financial institutions (issuing, acquiring, account payments, open banking). Industries: retail, digital goods, travel, mobility, public sector, petrol, manufacturing. AI-powered payment routing. Major clients: M&S, Sephora, Subway, KLM, UniCredit, Etihad.

BankAxept

Norwegian card payments

Norway's national payment card. 8 out of 10 card transactions in Norwegian stores. Simple, safe, affordable contactless payments, fast settlements, cash services for withdrawals and deposits.

Billmate

Swedish e-commerce

Swedish payment provider. Invoice, installments (3/6/12 months), card processing for e-commerce. API-linked gateway, BankID authorization, 0.5% gateway fee. Fees: 1.4% + SEK 3.

Bluecode

Mobile payments

European mobile payment. 160M acceptance points, payment roaming with Alipay+, Discover, EMPSA. NFC, QR, barcode technology. 75 countries, bank account-linked, European security standards.

Borgun

Icelandic merchants

Iceland payment processor (now Teya/SaltPay). Card payment solutions, POS terminals, online payments. Next-day settlement, simple pricing, no setup fees for SMEs across Iceland and Europe.

Buckaroo

Benelux SMEs

Netherlands payment service provider. 40+ payment methods, payment terminals, subscriptions, credit management. 20 years experience, shopping cart plugins, simple integration, 24/7 support for SMEs and enterprises.

CCAvenue

Multi-currency MENA

India's best payment gateway. 3M+ merchants, 200+ payment modes, PCI DSS compliant, multi-currency. TapPay, Soundbox Max, invoice payments, subscriptions, lowest pricing 1.90% + GST.

Clearhaus

European online stores

Denmark acquiring company. 33K+ European merchants, 33 countries. 1-3 day approval, next-day settlement, no setup fees. Accept all currencies, 3-D Secure, dynamic descriptors, recurring transactions.

Clip

Mexican businesses

Mexico's leading digital payments platform. Mobile POS terminals, commerce ecosystem, financial inclusion for SMEs. Partnerships with Visa, Mastercard, major investors. 4.9 App Store rating.

Walley (Collector)

BNPL & invoicing

Swedish financial services (Norion Bank). Private loans 20K-500K SEK, Easyliving credit card (0% FX fees, travel insurance), savings accounts. BNPL and invoice financing. 4.5/5 on Trustpilot with 2,500+ reviews. State deposit guarantee up to 1.05M SEK.

Computop

German enterprise

German payment service provider. Computop Paygate platform with 350+ payment methods, 50+ acquirers. True omnichannel (POS, e-commerce, mobile, phone). 100% built and maintained in Germany. Clients: MediaMarktSaturn, Otto, C&A, Sixt, TUI, bonprix.

Datatrans

Swiss e-commerce

Swiss payment gateway (now Planet brand). Independent platform with freedom to choose financial partners. 5,000+ customers including SBB, SWISS, Migros, Coop. PCI Proxy for secure data management. Made in Switzerland, typically Swiss: neutral, independent, reliable.

DIBS

Nordic e-commerce

Nets payment solutions (Dibs brand). Nordic payment leader. 2.2M+ merchants across Europe, #1 acquirer in Nordics by merchant count and transaction value. 99.99% uptime, 1000+ bank partnerships. In-store, online, acquiring solutions. 24/7 support.

DPO Group

African payments

DPO Pay by Network - Africa's payment gateway. 100,000+ businesses, 20+ African countries, 20+ currencies. PCI DSS Level 1 compliant. Cards, mobile money, bank transfers. Easy integration with Shopify, WooCommerce, Magento, Wix. Partnerships with Mastercard, Visa.

ECPay

Taiwan e-commerce

Taiwan fintech pioneer since 1996. 200,000+ clients. Comprehensive payment (credit cards, ATM, convenience stores, mobile), logistics (home delivery, store pickup, cross-border to HK/SG/MY), Taiwan e-invoice services. Integrated with major Taiwanese banks and 7-ELEVEN, FamilyMart, Hi-Life, OK Mart.

ePay

Danish merchants

Nordic payment platform (Denmark). 100% privately owned by founders with 20+ years experience. Flexible checkout, subscription payments, payment links, integrated payments (Blocks). Multi-acquirer support (Worldline, Shift4, Swedbank, Clearhaus, Nets). Intelligent 3D Secure, age verification. Integrations: Shopify, WooCommerce, Magento, PrestaShop.

Eway

Australian e-commerce

Australia payment gateway. 97,000+ businesses, 1-3 day settlements, 24/7 support. No setup fees, no lock-in contracts. PCI DSS Level 1, free fraud protection. Robust API, simple SDKs. 250+ integrations (Shopify, WooCommerce, Magento, Xero, BigCommerce). Plans: Online Payments (1.99% + intl), Gateway Services, Enterprise Solutions.

GMO Payment Gateway

Japanese market

Japan's leading payment processor (TSE Prime: 3769). 30+ payment methods including credit cards, convenience store payments, carrier billing, PayPay, Amazon Pay, Rakuten Pay. PCI DSS compliant, EMV 3D Secure 2.0. Financial support services (invoice financing, early payment, working capital). BaaS support for financial institutions. MCP-compatible fincode platform.

Unzer

European payments

German payment platform (formerly Heidelpay, now Unzer). Omnichannel payments (online, mobile, POS). UnzerOne platform connecting all channels. POS Go: all-in-one Android terminal (5.5" HD touchscreen, NFC, camera, printer, scanner, 4G/WiFi). TSE compliant, 17-hour battery. Clients: Tamaris, Netto, Bergfreunde, Decathlon.

HitPay

Singapore SMEs

Singapore all-in-one payment platform for SMEs. 50+ payment methods, 150+ currencies. No setup fees, pay-per-transaction. Payment gateway, POS software (free), terminals, payment links, invoicing, recurring billing, online store builder, Static QR, Soundbox. Easy integrations: Shopify, WooCommerce, Magento. Regulated by MAS, backed by world-class investors.

Hobex

Austrian payments

Austrian payment systems provider. 160+ employees, 30+ years experience. Terminal solutions: Basic (floor-mounted), Vario (Bluetooth), Mobil (WiFi/LTE), Link (compact), ViA Lite SE/Pro (Android POS), POSit (software on mobile), P3 Mix, Smartpad (7" Android), Lane (counter-embedded), Case (outdoor vandal-proof). Tap to Pay on iPhone now available.

Ingenico

Global payments

Payment terminals by Worldline (formerly Ingenico). Smart terminals, cloud-based payment platform, end-to-end terminal management. Comprehensive range of countertop terminals accepting all payment methods. Part of Worldline, European payment leader.

NHN KCP

Korean payments

Korean payment processor (NHN KCP). Complete payment solutions from A to Z. KCP PAY customizable e-wallet for companies. Online/offline payments (POS terminals, kiosks). Major clients: Musinsa, Gmarket, eBay Korea, 11Street, Shinsegae, Naver, NC, Nexon, Tesla Korea, Coupang, Yanolja. Publicly traded. BuyLink for chat-based payments, meal ticket solutions.

KG Inicis

Korean e-commerce

Korea's premium payment gateway (KG Group). WPAY branded custom payment wallet with easy card registration. Unified authentication service (private certificates). Japan payment service (enter 1 trillion yen reverse-import market without local entity). IniTalk payment (send payment links via KakaoTalk). Apple Pay integration. Hotline: 1588-4954.