Infrastructure

Neo

Corporates, funds and non-bank financial institutions needing multi-currency IBAN accounts, FX and cross-border B2B payments

BANKSapi

Fintechs, e-commerce, ERP/accounting, lending and insurance businesses that need API access to bank account data or want to accept account-to-account Pay by Bank payments online or at the POS.

Nopan

Large merchants, fintechs and PSPs that want to add European account-to-account and wallet payment methods to their existing payment stack.

Paytently

Businesses in specialist sectors that want one API connecting them to several acquirers and local payment methods, with hands-on support.

Iris Solutions

Banks, non-bank institutions, fintechs and merchants in Bulgaria, Romania and Greece that want PSD2 open-banking connectivity or account-to-account payment acceptance.

Neonomics

Businesses in invoicing, debt collection, e-commerce, lending, investing and fundraising that want account-to-account Pay by Bank payments and open banking account data, mainly via Nordic and European bank connections.

Smart Fintech

Romanian businesses and software platforms (invoicing, ERP, eCommerce, lending, utilities, insurance) that want to add open-banking account-to-account payments or bank account data to their own apps.

B+S Banksysteme

Banks, fintechs and neobanks that need banking software, payment-transaction modules, open-banking APIs, or a licensed partner's regulatory cover. It does not serve merchants looking to accept card payments.

Hope Macy

UK banks, lenders and credit unions that want lending management software plus open banking data and Pay by Bank/VRP collections from borrowers.

Zotapay

Regulated financial service firms (not retail or ordinary merchants) that need e-money accounts and alternative payment rails for client deposits, withdrawals and treasury flows across borders.

Arcopay

Businesses and software platforms (e.g. banks, accounting software, lenders) that want API access to open-banking data aggregation and account-to-account payment initiation in Spain and other covered markets.

sciopay

FX brokers, FX start-ups and other introducers that want to offer cross-border payments and currency exchange to their own clients under their own brand without building the technology.

Okoora

Shares

Wealth management firms, banks, insurers and fintechs that want to offer white-label investing (including crypto) or employee savings products, not merchants looking for card acceptance.

Daytona Capital

Businesses, NGOs and money transfer operators paying out to African markets

IFX Payments

Fintechs (PSPs, EMIs, MSBs, platforms) and corporates with complex, cross-border or specialist-risk operations that need multi-currency accounts, virtual IBANs and mass payouts.

Qwist

Banks, lenders, payment companies, fintechs and e-commerce businesses, including ones without a licence, that need API access to bank-account data, income and risk checks, account switching or SEPA pay-by-bank initiation.

Bridge API

Businesses, especially software publishers (accounting, invoicing, payroll), e-commerce and marketplaces, lenders and landlords, that want open-banking account-to-account payments or bank-data APIs, notably for high-value payments.

Pine & Cone

Banks, e-commerce PSPs, invoice operators and ERP vendors that want to add SEPA Request to Pay or SEPA credit transfer processing for their own customers.

Onyx CenterSource

Hotels, hotel groups, cruise lines and travel agencies that need to issue, receive and reconcile travel commission and affiliate (B2B) payments across many partners and currencies.

reflow

Businesses and developers that want to build open banking bank payments, bank data access or account and income verification into their own apps and websites.

Verimi

Businesses in Germany that need online customer identification, digital signatures, or integration with EUDI wallets, rather than card or payment acceptance.

KIR

Online shops and billers that want customers to pay by bank transfer straight from their bank account to the merchant's account, without the money passing through an intermediary.

Unified Finance

UK-based SMEs and medium-to-large e-commerce, marketplace, travel, fintech and cross-border businesses that need card acquiring together with bank and card payouts.