Fintechs, PSPs, crypto/Web3 platforms and international businesses that need regulated euro IBAN accounts, direct SEPA access and a euro stablecoin rail via one API.

baas +2

Fees

Indicative standard rates (Standard Due Diligence; final price set on application). Monthly fee: Starter €0, Growth €12.99, Scale €35, Non-EU custom pricing. Account opening and application review: €0 on EU plans. EUR local inbound: €0. EUR local outbound per transfer: €1.00 (Starter), €0.50 (Growth), €0.25 (Scale), from 0.05% (Non-EU). EUR international outbound (SHA): 0.45% min €25 / max €125 (Starter), 0.35% min €22 / max €100 (Growth), 0.25% min €20 / max €75 (Scale), 0.40% min €25 / max €125 (Non-EU). EUR international outbound (OUR): 0.45% min €40 / max €150, 0.35% min €35 / max €135, 0.25% min €30 / max €125, 0.40% min €40 / max €150. Crypto-related transaction surcharge: 0.45% min €25, 0.35% min €22, 0.25% min €20, 0.40% min €25. EURW mint/redeem: €0. EURW deposit/withdraw: 1.0000 EURW (EU plans), from 0.05% (Non-EU). EURW ↔ USDC swap: 0.3000 / swap (Non-EU). Transfers to other Newrails users €0. High-risk businesses (Enhanced Due Diligence): pricing quoted per client.

Settlement

Instant to 10 business days

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Corpay

Enterprise cross-border B2B payments, FX risk management, and AP automation

traditional

Fees

0.3-0.8% for B2B transfers; FX markup varies

Discover Global Network

Discover & Diners Club Network

traditional

Fees

Interchange-based (network fees vary by acquirer and region)

Akurateco

White-label payment gateway resellers

Castles Technology

Android smart POS terminal manufacturer

Chainalysis

Crypto compliance, sanctions screening, and blockchain investigations

InstaReM

APAC Cross-Border Payments

Instant to 2 business days

Instant

Low Fees

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Remitly

International Remittances

HesabPay

Afghan remittances and digital payments

crypto +1

Fees

0.5-2% for transactions

Inpay

Cross-Border Bank Payments

LianLian Pay

China Cross-Border Payments

Tremendous

Bulk Incentive Payouts

Interactive Brokers

Investment Account Funding & Transfers

HPS Worldwide

Payment Technology Platform

Maxpay

European High-Risk Processing

Mercuryo

Crypto Payment Gateway

crypto

Fees

1-3.95% depending on method

Xoom

PayPal International Remittances

traditional

Fees

From $0 for some transfers

Copper.co

Institutional digital asset custody and off-exchange settlement

Global-e

Cross-Border E-Commerce

traditional

Fees

Per-transaction + services

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