Nigerian Payment Providers
Compare 290 payment providers in Nigeria. Find the best payment gateway for your business.
Total Providers
290
Top Categories
TraditionalRegionalCryptoGamingHigh Risk
Focused on Nigeria
66
providers listing Nigeria as a core market
Top payment providers in Nigeria
66 of these providers list Nigeria as a core market — they lead the list below, ahead of the international platforms that also support it.
UnionPay
Chinese customers
Fees
0.8%
Settlement
1–3 business days
Enterprise
Sandbox
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Trust Payments
UK merchants
Fees
Custom
Settlement
1–2 business days
Enterprise
Sandbox
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Recurly
Subscription Billing
Fees
Custom
Settlement
Via gateway (Stripe, Braintree, etc.)
Enterprise
Recurring
Sandbox
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Banking Circle
Financial Institution Infrastructure
Fees
Per-transaction
Settlement
Instant to 2 business days
Enterprise
Instant
Low Fees
Sandbox
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Chargebee
Subscription Management
Fees
From $249/month
Settlement
Varies
Enterprise
Recurring
Sandbox
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CCBill
Adult Content
Fees
10.8-14.5% (adult), 3.9% + $0.55 (standard)
Settlement
7 business days
High Risk
Instant
Sandbox
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Realex Payments
Irish e-commerce
Fees
Custom
Settlement
2–3 business days
Enterprise
Sandbox
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Openpay
Mexican e-commerce
Fees
2.9% + MXN 2.50
Settlement
2–3 business days
Crypto
Startup
Sandbox
View provider
GMO Payment Gateway
Japanese market
Fees
2.9-3.24%
Settlement
30–45 business days
Enterprise
Sandbox
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SIX Payment Services
Swiss banking
Fees
1.3-1.9%
Settlement
1–2 business days
Enterprise
Sandbox
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BitGo
Institutional crypto
Fees
AUC-based (bps) + 0.25% withdrawal
Settlement
Same day
Crypto
Enterprise
High Risk
Sandbox
View provider
CM.com
Conversational Commerce Payments
Fees
Per-transaction
Settlement
Varies
Enterprise
Sandbox
View provider
Skrill
Gaming & Forex
Fees
Free to merchants (user pays 1-5%)
Settlement
Instant
Crypto
Instant
Low Fees
Sandbox
View provider
Triple-A
Licensed Crypto Gateway
Fees
0.7-1.5%
Settlement
Same day
Crypto
High Risk
Instant
Sandbox
View provider
Currencycloud
B2B Cross-Border
Fees
0.25-0.40%
Settlement
1–3 business days
Enterprise
Sandbox
View provider
Helio
Web3 commerce, creator payments, NFT sales
Fees
2% standard, 1% with HelioX pass
Settlement
Instant
Crypto
High Risk
Instant
Sandbox
View provider
JCB
Japanese customers
Fees
2.95-3.5%
Settlement
2–3 business days
Enterprise
Sandbox
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Lunu
Crypto POS Payments
Fees
1% per transaction
Settlement
Instant
Crypto
High Risk
Low Fees
Sandbox
View provider
Paxum
Adult Industry
Fees
~2-5%
Settlement
1–3 business days
Crypto
High Risk
Instant
Sandbox
View provider
TransFi
Crypto-Powered Cross-Border
Fees
From 0.5% per transaction
Settlement
Same day
Crypto
Low Fees
Sandbox
View provider
Valitor
Icelandic payments
Fees
1.5-2.5%
Settlement
2–3 business days
Enterprise
Sandbox
View provider
Coingate
Merchants seeking crypto payment acceptance
Fees
0.5-1% for crypto processing
Settlement
7 business days
Crypto
High Risk
View provider
Ramp Network
Crypto On-Ramp SDK
Fees
From 0.49% per transaction
Settlement
Near-instant
Crypto
High Risk
Startup
Sandbox
View provider
Fondy
European e-commerce
Fees
2.4-2.8%
Settlement
1–3 business days
Recurring
Startup
Sandbox
View provider
Nigeria specialists & leading international providers
PaygatexNiobiXsollaSPAYZ.ioPivot Payments LimitedAdyendLocalFlutterwavedLocal GoFincraEBANXPaystackPaysendGoogle PayDPO GroupGrey FinanceCodashopeTranzactProfeePayRetailersMTN MoMoC2FOCellulantChipper CashPassTo (Swift Payment Technologies)Branch InternationalTeamApt (Moniepoint)BluecodeStitchPagaIntaSendCarbonDusuPayInterswitchKoraTingg (Cellulant)Airtel MoneyPayAngelRemitaAirtel Money AfricaKuda BankOPayKorapaySeerBitNombaAPS InternationalBudpayAZA Finance (BitPesa)OrionmonexZenith Bank (UK)MonnifySquad by GTBankPalmPayLemFiThepeerGateRemitanoZoneLencoPaxfulSmile IdentityRevioVerve InternationalLunoPesaAlpha & Omega Money TransferCryptoPAYRNuveiCatalystPayMalum PaymentsPayXLJuspayBitpaceWeedsPaymentsPaymentwallOppi PaymentNOWPaymentsSouthpayUnlimitBlockonomicsAssetPayWhopPayAlmaMintPayDoStripeAirwallexFiservPayPalAlipayAnt InternationalGoCardlessPayUAlchemy PayBraintreeWorldpayFISFastSpringBlueSnapBitPayVoltWiseBVNKAdvCash (now Volet.com)IngenicoPaysafe