Open Banking

146 payment providers accepting Open Banking.

Most of the first 24 concentrate in Europe.

146 providers

Powens

Businesses and fintech platforms in Europe, such as lenders, accounting software and property managers, that want API-based pay-by-bank, SEPA direct debit and instant transfers along with bank data aggregation.

Funds are instantly received on your account and no-one pays interchange fees.

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inHouse Pay

Merchants in Estonia that want to take pay-by-bank (payment initiation) payments on a website or app through a no-code widget.

Trustly

E-commerce, gaming, and high-risk merchants

NORDBYT

Merchants in sectors such as crypto, iGaming, forex and subscriptions that want several acquirers behind one integration so that no single provider can take them offline.

infrastructure +1

Fees

Launch: €0/month, from 0.9% + €0.15 per transaction; Enterprise: custom, volume-based interchange++ pricing. No setup fees, no lock-in. Final rates depend on underwriting, industry and volume.

Settlement

Varies

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Macropay

Online merchants that want to accept European and other local bank-based payment methods (and open banking) through one contract and one API, and regulated EMIs/financial institutions that need gateway technology and advisory services.

Rootline

Platforms and multi-entity businesses, for example in hospitality, events, beauty and wellness, or travel, that need split payments, platform fees and merchant payouts across online and in-person channels in Europe.

Claimed View provider

Solidgate

Online businesses selling globally, such as subscription, SaaS, cross-border e-commerce, marketplace and digital businesses, that want to run several PSPs through one integration.

Keel

Fintech companies such as digital payments platforms, trading platforms, money remitters and wallet providers that want to build on API-driven, FCA-authorised infrastructure.

Mo.one

Czech shops, cafés and other in-person merchants that want low-fee account-to-account payments alongside card acceptance.

A direct payment is in your business account within three seconds - it goes from bank to bank through CERTIS at the Czech National Bank. Card payments are credited by standard settlement.

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secupay

German merchants that need card and alternative payment acceptance across physical stores, online shops and marketplaces/platforms, including split payments and mass payouts.

Getpaid

Software platforms such as SaaS, marketplaces and ERP or ticketing systems that want to embed payments for their own sub-merchants and earn a margin on each transaction. It is not for direct merchants.

Pomelo Group

Acquirers, banks and fintechs that want a white-label merchant acceptance and onboarding platform, and SMBs taking QR, tap-to-pay and payment-link payments

Foren

Fintechs, money transfer operators, SMBs and freelancers who need multi-currency accounts and cross-border collections and payouts, especially across the UK, Canada, US, Nigeria and Kenya corridors.

96% of payments settle in under 24hrs

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Avarda

E-commerce merchants, mainly in the Nordics, that want a white-label checkout with buy-now-pay-later (BNPL) options and invoices under their own brand.

ISX Financial

Businesses wanting one provider for a UK/EU corporate eMoney account plus collections by card, open banking and direct debit.

ICEPAY

Online merchants, webshops and platforms, mainly in the Netherlands and nearby European markets, that want to accept local bank payments and cards through a hosted checkout, payment links or an API.

Payout

Slovak and Central European e-shops wanting a locally licensed gateway with cards, wallets and instant bank payments

Acquired

UK businesses that collect recurring payments, such as lenders, BNPL providers, insurers, collections agencies, trading platforms, subscription/SaaS firms, telecoms/utilities and charities.

Wonderful

UK small businesses and charities that want to take one-off Pay by Bank payments online, in person or by link, paying a flat monthly fee with no percentage fees.

traditional +1

Fees

Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.

Settlement

Payments confirmed in real time and paid straight into your account.

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Zaver

Merchants handling high-value purchases online or in-store (e.g. automotive, mobility, EV charging, retail, health, travel) who want account-to-account payments and financing options with large basket limits.

Receive the full purchase amount instantly, ensuring continuous cash flow and immediate revenue for your business.

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Alternative Payments

Online merchants, including US-based merchants, that want to accept European and other local payment methods such as open banking and SEPA direct debit through one integration.

SSP

French merchants in sectors such as retail, mobility, travel, healthcare, services and B2B that want one platform for card, open-banking transfer, SEPA direct debit and cheque payments across in-store, remote and online channels.

BOPP

UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.

traditional

Fees

Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.

Settlement

Get your money in seconds with direct bank payments.

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Finexer

UK businesses and software platforms (e.g. accounting, lawtech, proptech, payroll) that want to collect GBP account-to-account payments and access bank data through an open banking API.