SEPA Instant

37 payment providers accepting SEPA Instant.

37 providers

Hillgate

Businesses and corporate groups that need named multi-currency accounts with local bank details, 24/7 FX and instant third-party payouts, managed through a dashboard or REST API.

ISX Financial

Businesses wanting one provider for a UK/EU corporate eMoney account plus collections by card, open banking and direct debit.

Moneygate

High-volume international businesses that need multi-currency IBAN accounts, SEPA/SWIFT payments and FX, and platforms wanting to embed regulated payment accounts for their clients.

Etapay

Companies that need a business euro account with SEPA payments for their day-to-day EUR operations.

traditional

Fees

Two-tier pricing (Tier 1 / Tier 2): Account opening fee €300 / €750; Document review fee (up to 10 working days) €250 / €750; Expedited document review (up to 2 working days) €500 / €1,000; Monthly fee for Current Account maintenance €50 / €200; Closing a Current Account €100 / €150; Dormant account fee €200 / €200; Incoming SEPA payments (Credit and Instant) €0 / 0.5% (min 5 EUR); Outgoing SEPA Transfer (Credit and Instant) up to €5,000 €1 / 0.5% (min 5 EUR); above €5000 up to €50,000 €5 / 0.5%; over €50,000 €10 / 0.5%; Internal transfer and Transfer within Etapay network €0; Yearly fee for holding funds (if the account balance ≥ €50,000 for Tier 1 or ≥ €30,000 for Tier 2), charged monthly 0.7% per annum.

Settlement

Varies

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Kartiera

E-merchants and payment service providers that want Visa/Mastercard card acquiring along with EUR business accounts, SEPA/SWIFT transfers and virtual card issuing from a Malta-licensed EMI.

Hapic

Small and medium-sized enterprises in the EU/EEA that need a business IBAN account for SEPA and international transfers.

AuthPAY

Companies that need multi-currency e-money accounts to collect, hold and send funds across borders.

Devengo

Businesses that need to automate high-volume SEPA account-to-account payouts and pay-ins through an API. Its industry pages name fintech, lending, insurtech, marketplace and iGaming companies.

MAPePay

Small businesses, companies, freelancers and individuals that need a European multi-currency IBAN account for local and SWIFT transfers and FX.

BANKSapi

Fintechs, e-commerce, ERP/accounting, lending and insurance businesses that need API access to bank account data or want to accept account-to-account Pay by Bank payments online or at the POS.

Monitox

Fintechs, neobanks and EMIs that want to launch B2B or B2C payment and card products under a sponsor's e-banking services and scheme membership.

Trumo

iGaming operators, plus e-commerce merchants, in Finland and the Baltics that want instant bank-to-bank deposits and payouts with built-in identity checks.

Payments clear in seconds through SEPA Instant, improving cash flow and reducing reconciliation work.

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Pine & Cone

Banks, e-commerce PSPs, invoice operators and ERP vendors that want to add SEPA Request to Pay or SEPA credit transfer processing for their own customers.