SWIFT

Standard: Pay-in 1.0% + €0.25 for personal bank cards in the eurozone; identity verification from €0.80 per month per active legal entity; payout €0.15 per SEPA credit transfer (SCT). Incoming SEPA transfers €0.25; outside the SEPA zone (SWIFT) €8; SEPA direct debits for individuals €0.45; SEPA direct debits for businesses €0.45 + €15/order. Non-EU personal bank cards and business cards: on request. Custom offering available.

ConnectPay

Marketplaces, platforms, fintechs and online businesses that want to embed IBAN accounts, cards and payment acceptance under an EU EMI licence.

Merchant Services: Accept bank payments – from LT banks 0.07 €, from the rest of the EEA 0.27 €; Accept card payments – Domestic + Intra MasterCard / Visa 1% + 0.10 €, International MasterCard / Visa 2.5% + 0.10 €; Euro-zone pay-in Free, Euro-zone pay-out 0.25€, Cross-border payments 25€, Currency exchange 0.75%. Embedded Finance: custom offer.

Inpay

Cross-Border Bank Payments

ENTER

SMEs, enterprises, startups, holding companies and family offices that need a multi-currency business payment account with an IBAN for international bank transfers.

baas

Incoming bank transfers (SEPA, Faster payment, CHAPS, International £/€/$): Free. Fiat in from crypto exchange platform: 0,5%. Outgoing within Enter: Free. SEPA / Faster payment: Green €5, Amber €10, Red 0,1% min €20. International £/€/$: Green €50, Amber €75, Red €100. Fiat out to crypto exchange platform: 0,5%. Currency exchange: 1% (0,7% if monthly FX volume exceeds €250,000). Onboarding fee: Green €200, Amber €500, Red €1000. Monthly maintenance fee: Green €50, Amber €100, Red €300.

Guru Pay

Businesses, including those in higher-risk sectors such as gambling, forex or crypto, that need dedicated IBAN accounts with SEPA, SEPA Instant and SWIFT payments from a Lithuanian EMI.

Pricing varies by client category. Business Category 1: document review fee €250; account maintenance €25/month; incoming SEPA €0; SEPA transfer up to €5,000 €1, up to €50,000 €5, over €50,000 €10; Non-SEPA (SWIFT) transfer (SHA) 0.2% (Min €25); incoming Non-SEPA (SWIFT) 0.1% (Min €10); multicurrency transfer 2% from transfer amount + 0.2% (Min €25); closing a current account €150. Categories 2–5 cost more (e.g. account maintenance €200–€300/month; Non-SEPA (SWIFT) transfer 0.4%–0.75% (Min €25)). Yearly fee for holding funds (if the account balance is equivalent or higher than €30,000) charged monthly: 0.7%. Prices exclude VAT.

Paymont

Businesses (including non-EEA companies) and trust funds, especially ones with Czech ties, that need a multi-currency EUR/CZK/GBP account with an IBAN, SEPA, SWIFT and CZK payments, and foreign exchange.

EEA Business: Application processing fee €100; Account opening Free; Monthly maintenance €20; Transfers within Paymont Free; Incoming SEPA (EUR) Free; Outgoing SEPA (EUR) €2; Incoming CZK Free; Outgoing CZK 50 CZK; Incoming SWIFT 0.1% (min €20); Outgoing SWIFT 0.1% (min €20); FX (currency exchange) Real interbank rate at time of execution. The final tier and pricing are determined after compliance review.

Andaria

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.

Bebawa

European businesses and marketplaces that need multi-currency IBAN accounts, SEPA/SWIFT transfers, FX and SEPA Direct Debit collections from a Lithuanian-licensed EMI.

baas

Default: €25 per IBAN, per month (excl. VAT); SEPA Credit Transfers (incoming & outgoing): €0.35 each; Incoming SWIFT payments: €20 each; FX conversion: 0.8%, all currencies. Pro: €50 per IBAN, per month (excl. VAT); SEPA Direct Debit collection: €0.45 per transaction; SEPA Credit Transfers (incoming & outgoing): €0.50 each; Incoming SWIFT payments: 0.2% (min €25); FX conversion: 1.5%, all currencies. Custom: all fees individually agreed. No account opening fee; internal transfers between Bebawa accounts: €0.

Intraclear

Businesses incorporated in the EEA, from small firms to large international enterprises, that want card acquiring, a payment gateway and business accounts with SEPA/SWIFT from one provider.

Pixxles

UK-based online businesses that want card acquiring and processing, a virtual terminal, and a GBP/EUR business account from one FCA-authorised provider.

traditional

Accept payments online: UK - UK cards 1.95% + 20p per transaction; UK - EEA cards 2.95% + 20p per transaction; International Cards 3.95% + 20p per transaction; Bank Transfers 1% + 20p per transaction (Custom pricing available). Business banking: Local Payments – A €0.50 fee applies; International Payments – A €3 fee applies; Swift Network Wire – A €25 fee applies; Foreign Exchange at the Interbank Rate – Up to 0.5% markup applies for each FX; Add each member for €5 per month.

BCB Group

Crypto and digital-asset businesses, such as exchanges, liquidity providers, market makers, funds and payment processors, that need regulated fiat payment accounts and instant settlement.

Alunafi

Businesses that need a multi-currency account with IBAN, SEPA/SWIFT transfers and corporate cards, managed through an app.

Papaya Global

Global Workforce Payments

Woori Bank

Regent FE

International businesses, groups of companies, e-commerce sellers and multi-company service providers (corporate service providers, fund administrators, family offices) that need named multi-currency accounts to collect funds, make payments and manage FX.

baas

Monthly maintenance: Currency management 0; Starter accounts from £100.00; Custom accounts – custom pricing based on the company type, jurisdictions and volumes involved. Onboarding fees from £500.00 may apply. Currency conversion: from 0.2% (Currency management) / from 0.3% (Starter, Custom), subject to volumes. Local payments: GBP and EUR £0.50; USD £1.00; CHF £5.60; NOK, DKK, SEK, PLN, AUD £1.50; SGD, MXN, HUF, CZK, CAD, INR, IDR, MYR £2.00; PHP, HKD £3.00. SWIFT Payments – Shared charges £10.00; All Charges Ours £30.00.

IPU (Interpaylink)

Importers/exporters, e-commerce businesses, SMEs and international companies that need a European IBAN business account with SEPA/SWIFT payments and multi-currency FX.

Corporate (LT / EEA + UK / International / Compliance-intensive industries): Account Activation Fee €50 / €100 / €199 / application fee required; Monthly Maintenance – Main Account €5 / €10 / €10 / €50; Monthly Maintenance – MultiCurrency+ €10 / €10 / €30 / €50; Internal Transfer FREE; Incoming SEPA FREE / 0.2%, Min €10 / 0.3%, Min €20 / 0.3%, Min €50; Outgoing SEPA 0.05%, Min €2 / 0.1%, Min €5 / 0.1%, Min €10 / 0.15%, Min €30; SEPA Instant Free upgrade; Incoming International Payment 0.15%, Min €30 / 0.2%, Min €30 / 0.3%, Min €30 / 0.3%, Min €70; Outgoing International Payment 0.1%, Min €30 (0.25%, Min €50 compliance-intensive); CNY Fastpay 0.1%, Min €30; Currency Exchange System rate; Application Fee FREE (€1,099 compliance-intensive).

Merge

Businesses and platforms that make cross-border payments, payouts, payroll or treasury moves and want to use stablecoin settlement alongside fiat rails and multi-currency accounts.

crypto +2

Flat per transaction: 0.1–0.5%

Settlement finality: T+0

Transwap

Regulated businesses, marketplaces, platforms and corporate treasury teams that need multi-currency accounts, cross-border payouts and local collections across several jurisdictions.

Em@ney

Satchel

Fintech brands and other businesses that want to offer white-label accounts, multi-currency IBANs and branded Mastercard cards without their own licence, and businesses that need EU accounts for SEPA and SWIFT payments.

Business account (EU): Account opening 375 EUR; Additional account opening 50 EUR; Monthly maintenance fee 35 EUR; Minimum balance 250 EUR; Incoming/outgoing internal transfer within Satchel Free; SEPA incoming transfer Free; SEPA outgoing transfer 3 EUR; SWIFT incoming transfer 0.2%, min 10 EUR; SWIFT outgoing transfer 0.5%, min 35 EUR.