Embedded payments
173 payment providers in this category.
Most of the first 24 concentrate in North America.
173 providers
Paymático
Spanish multi-site businesses such as franchises, restaurant groups, fitness chains, retailers, marketplaces and vertical software platforms that need to centralise payment channels and reconciliation.
Airbnb Payments Luxembourg
Airbnb hosts living in the EEA who get paid for stays, experiences and services booked on the Airbnb platform.
ZTL
Software platforms and ERP providers in the Nordics that want to embed bank-independent account-to-account payments, salary payments, account data and FX through a single API.
PayNovus
European merchants, payment facilitators and fintechs needing acquiring, card issuing or BIN sponsorship from an EU-licensed EMI
FinXP
Fintechs, PSPs, marketplaces, payroll providers, affiliate networks and licensed digital-asset firms that need euro IBAN accounts, SEPA collections, payouts or card programmes under an EU EMI licence.
Orenda Finance
Platforms such as payroll/HR providers, public-sector disbursers, EV, health and insurance platforms, and banking builders that want to launch regulated accounts, IBANs and Visa card programmes on one integration.
Payer
Enterprise and SME businesses that sell B2B and want to automate invoicing, accounts receivable and payment collection through an API platform.
Wave Financial
Free Accounting Payments
Moss
European businesses that want to manage employee corporate cards, supplier invoices, reimbursements and procurement in one platform synced to their accounting or ERP system; it is not a tool for taking payments from customers.
Calida Financial
PSPs, fintechs, platforms, merchants and marketplaces in the EU/EEA that want to embed licensed e-money, wallet, prepaid, voucher, gift card or payout functionality.
ClearAccept
Businesses that use ClearCourse software and want card payments built into it, whether customers pay online, by phone or in person.
Buybox
Retail, fashion, beauty, travel and other consumer brands that want to run their own gift card program and sell it online, in stores and through third-party distributors.
Ebury
Businesses and software platforms (e.g. payroll, pension, insurance, travel, maritime, marketplaces) that need to make high-volume cross-border payouts and FX, or embed payments and FX into their own product.
Smart Refill
Telecom operators that want a white-label app or SDK for mobile top-ups, subscriptions, customer onboarding/ID and eSIM provisioning, with payments built in.
Nebeus Solutions
Fintech startups, retail and chain-network loyalty programs, quick-lending companies and global payout platforms that want to issue their own branded payment cards.
Paytop
Businesses that want to launch their own branded money-transfer (remittance) service in Europe without holding their own payment licence.
Toast
US Restaurant POS & Payments
FinMaster
Dutch businesses and accountants wanting cloud bookkeeping software with automatic PSD2 import of bank transactions from Rabobank, ING or ABN AMRO; it is not a payment acceptance provider.
Flowe
Banks, e-money and payment institutions seeking affiliate-mode branded card issuing, and retail or welfare businesses wanting a branded digital wallet.
Transcard
Businesses, banks and fintechs, especially in insurance, property management, healthcare and freight, that want to embed B2B payables, receivables and payment orchestration into their ERP or existing software.
Damex
Banks, EMIs, payment service providers, fintech platforms, crypto businesses/VASPs and enterprises that want to accept, convert and pay out via stablecoins through one API.
Everifin
E-shops and small merchants, mainly in Slovakia, that want cardless account-to-account (PSD2) payments online or by QR code, plus bank-feed and e-invoicing tools.
Fena
UK businesses that want to accept open banking pay-by-bank payments online, in person, via invoices or payment links as a lower-cost alternative to cards.
Intersolve
Brands, retailers, governments/NGOs and platforms or marketplaces that want to run their own gift card, loyalty, social card or regulated wallet programmes without holding an EMI licence themselves.