SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.

traditional

Fees

Custom

Settlement

Varies

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Mondu

B2B sellers (webshops, marketplaces and multichannel sellers) that want to offer business buyers invoice payment terms or installments without taking on credit risk.

traditional +1

Fees

Mondu’s Buy Now, Pay Later solution is priced at a Merchant Discount Rate (MDR) of 1.5-3.0%, similar to other payment methods like credit cards and comparable to Agio/Skonto. The exact fees depend on the net terms offered to the buyers, volume of transactions, basket size, industry and payout terms.

Settlement

Varies

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Yapily

European Open Banking API

Noah

Platforms that need API-driven fiat-to-stablecoin pay-ins and automated payouts in local currencies, for example for remittances, payroll, e-commerce marketplaces, crypto wallets and exchanges, or treasury.

TantumPay

Businesses in the EEA, including platforms and marketplaces, crypto/Web3 firms, holding/foundation/trust structures and SaaS companies, that need dedicated multi-currency IBAN e-money accounts alongside online payment acceptance.

Ecospend

UK Open Banking Payments

Finion

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.

Treezor

European BaaS

Buy Me a Coffee

Creator Monetization

PassTo (Swift Payment Technologies)

Unifiedpost

Rent a Pin

Businesses and event organisers in the Netherlands and Belgium that need a card payment terminal short-term, e.g. for trade fairs, markets, festivals or seasonal sales.

traditional

Fees

Fixed card machine: €19 per day; Portable card machine: €22 per day; €36 contract costs; €0.12 per transaction (Visa Débit, MasterCard Débit, Maestro, V Pay); €700 deposit (no prepayment required); Free shipping and returns. Credit cards: €20 surcharge per rented device, transaction fees via your credit card provider. (Prices excl. VAT)

Settlement

Next business day

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PinDirect

Dutch small and medium-sized businesses, such as retailers, hospitality, market traders and event organisers, that need a card terminal plus card processing, bought, leased or rented short-term.

traditional

Fees

Huurprijs lange termijn — Huurprijs: v.a. €34,95 p/mnd; Plug & Play Installatie: €0,- eenmalig; Debit (domestic): v.a. €0,06 p/trx; Debit (binnen EER): v.a. 0,9% p/trx; Debit (buiten EER): v.a. 1,25% p/trx; Credit (binnen EER): v.a. 1,25% p/trx; Credit (buiten EER): v.a. 2,10% p/trx. Huurprijs korte termijn — Huurprijs een dag: €22,-; Huurprijs een week: €64,-; Huurprijs een maand: €142,-; Plug & Play Installatie: €38,- eenmalig; Debitcard (Domestic): €0,12 p/trx; Debitcard (Binnen EER): 0,9% p/trx; Debitcard (Buiten EER): 1,95% p/trx; Creditcard (Binnen EER): 1,95% p/trx; Creditcard (Buiten EER): 2,4% p/trx. *Alle bedragen zijn exclusief BTW

Settlement

Volgende ochtend uitbetaald vóór 10:00 uur; ook uitbetalingen op zondagen en feestdagen

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Bankoro

Fintechs that want to build account-based products, and businesses with international activity or foreign owners and directors that need a UK multi-currency account and meet the £2 million turnover or balance minimum.

baas

Fees

Account opening fee: individual, typically from £300 for CAT 1 jurisdictions; Monthly fees: individual, typically from £100/month for CAT 1 jurisdictions; Foreign exchange (FX) charges: individual, typically from 0.18%; Outgoing payment charges: individual, typically from £2 and 0.2%; Incoming payment charges: individual, typically from £1 and 0.1%; Account closure fee: 3x monthly fee; Non-compliance with customer profile: individual, typically up to 12x monthly fee; Special requests: individual, typically from £100

Settlement

Varies

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Brite Payments

European Instant Payments

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

traditional

Fees

0.8-1.5% for bank transfers

Settlement

1–3 business days

View provider

Stable Mint

Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.