Lithuanian Payment Providers

Account opening fee: individual, typically from £300 for CAT 1 jurisdictions; Monthly fees: individual, typically from £100/month for CAT 1 jurisdictions; Foreign exchange (FX) charges: individual, typically from 0.18%; Outgoing payment charges: individual, typically from £2 and 0.2%; Incoming payment charges: individual, typically from £1 and 0.1%; Account closure fee: 3x monthly fee; Non-compliance with customer profile: individual, typically up to 12x monthly fee; Special requests: individual, typically from £100

Brite Payments

European Instant Payments

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

traditional

0.8-1.5% for bank transfers

1–3 business days

Stable Mint

Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.

Monerium

Demivolt

Businesses, fintechs, platforms and card programme managers that need EU-regulated euro accounts, IBANs, SEPA/SWIFT payments, card issuing/BIN sponsorship or white-label BaaS.

ConnectPay

Marketplaces, platforms, fintechs and online businesses that want to embed IBAN accounts, cards and payment acceptance under an EU EMI licence.

Merchant Services: Accept bank payments – from LT banks 0.07 €, from the rest of the EEA 0.27 €; Accept card payments – Domestic + Intra MasterCard / Visa 1% + 0.10 €, International MasterCard / Visa 2.5% + 0.10 €; Euro-zone pay-in Free, Euro-zone pay-out 0.25€, Cross-border payments 25€, Currency exchange 0.75%. Embedded Finance: custom offer.

Billhop

Guru Pay

Businesses, including those in higher-risk sectors such as gambling, forex or crypto, that need dedicated IBAN accounts with SEPA, SEPA Instant and SWIFT payments from a Lithuanian EMI.

Pricing varies by client category. Business Category 1: document review fee €250; account maintenance €25/month; incoming SEPA €0; SEPA transfer up to €5,000 €1, up to €50,000 €5, over €50,000 €10; Non-SEPA (SWIFT) transfer (SHA) 0.2% (Min €25); incoming Non-SEPA (SWIFT) 0.1% (Min €10); multicurrency transfer 2% from transfer amount + 0.2% (Min €25); closing a current account €150. Categories 2–5 cost more (e.g. account maintenance €200–€300/month; Non-SEPA (SWIFT) transfer 0.4%–0.75% (Min €25)). Yearly fee for holding funds (if the account balance is equivalent or higher than €30,000) charged monthly: 0.7%. Prices exclude VAT.

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

Yaspa

Bebawa

European businesses and marketplaces that need multi-currency IBAN accounts, SEPA/SWIFT transfers, FX and SEPA Direct Debit collections from a Lithuanian-licensed EMI.

baas

Default: €25 per IBAN, per month (excl. VAT); SEPA Credit Transfers (incoming & outgoing): €0.35 each; Incoming SWIFT payments: €20 each; FX conversion: 0.8%, all currencies. Pro: €50 per IBAN, per month (excl. VAT); SEPA Direct Debit collection: €0.45 per transaction; SEPA Credit Transfers (incoming & outgoing): €0.50 each; Incoming SWIFT payments: 0.2% (min €25); FX conversion: 1.5%, all currencies. Custom: all fees individually agreed. No account opening fee; internal transfers between Bebawa accounts: €0.

Intraclear

Businesses incorporated in the EEA, from small firms to large international enterprises, that want card acquiring, a payment gateway and business accounts with SEPA/SWIFT from one provider.

ArmadilloPay

Program managers, travel-disruption compensation platforms and gig-economy aggregators that want white-labelled cards, IBANs, wallets and payouts in Ireland and the EEA under a regulated e-money licence.

STOKR

Asset managers, fund issuers and financial institutions in the EU that want to issue tokenized securities and handle the crypto/stablecoin payment leg for subscriptions, redemptions and distributions.

Glocash

Cross-border e-commerce merchants who want to take international card payments and local alternative payment methods in many currencies.

traditional

Standard Pricing: 3.5%From + 0.3 USD (Reference Price,may vary based on different industries). Only successful payment charges. Customized pricing available for companies with large transaction volume or unique business model.

Plix

Fibonatix

Card-not-present merchants in the UK and EEA, including higher-risk sectors such as CBD, forex, prop trading, online dating, adult physical goods and prize competitions.

Outpayce

Airlines, hotels and travel agencies — especially those already using Amadeus systems — that want to orchestrate payment acceptance and supplier payouts through one platform.

IPU (Interpaylink)

Importers/exporters, e-commerce businesses, SMEs and international companies that need a European IBAN business account with SEPA/SWIFT payments and multi-currency FX.

Corporate (LT / EEA + UK / International / Compliance-intensive industries): Account Activation Fee €50 / €100 / €199 / application fee required; Monthly Maintenance – Main Account €5 / €10 / €10 / €50; Monthly Maintenance – MultiCurrency+ €10 / €10 / €30 / €50; Internal Transfer FREE; Incoming SEPA FREE / 0.2%, Min €10 / 0.3%, Min €20 / 0.3%, Min €50; Outgoing SEPA 0.05%, Min €2 / 0.1%, Min €5 / 0.1%, Min €10 / 0.15%, Min €30; SEPA Instant Free upgrade; Incoming International Payment 0.15%, Min €30 / 0.2%, Min €30 / 0.3%, Min €30 / 0.3%, Min €70; Outgoing International Payment 0.1%, Min €30 (0.25%, Min €50 compliance-intensive); CNY Fastpay 0.1%, Min €30; Currency Exchange System rate; Application Fee FREE (€1,099 compliance-intensive).

Em@ney

Satchel

Fintech brands and other businesses that want to offer white-label accounts, multi-currency IBANs and branded Mastercard cards without their own licence, and businesses that need EU accounts for SEPA and SWIFT payments.

Business account (EU): Account opening 375 EUR; Additional account opening 50 EUR; Monthly maintenance fee 35 EUR; Minimum balance 250 EUR; Incoming/outgoing internal transfer within Satchel Free; SEPA incoming transfer Free; SEPA outgoing transfer 3 EUR; SWIFT incoming transfer 0.2%, min 10 EUR; SWIFT outgoing transfer 0.5%, min 35 EUR.