Swedish Payment Providers
Compare 395 payment providers in Sweden. Find the best payment gateway for your business.
Total Providers
395
Top Categories
Focused on Sweden
159
providers listing Sweden as a core market
About Swedish payment providers
Sweden is one of Europe's most digital payments markets — cash usage has fallen below 10% of point-of-sale transactions and the overwhelming majority of Swedes transact via mobile apps, cards, and bank transfers every single day. For merchants selling into Sweden, picking the right payment provider is less about accepting Visa and Mastercard (every PSP does that) and more about supporting the local payment methods Swedish consumers actually prefer at checkout.
Three local methods dominate: Swish, a bank-owned instant mobile payment app used by over 8 million people; Klarna, the Stockholm-born buy-now-pay-later pioneer that accounts for a significant share of Swedish e-commerce checkout; and Trustly, the open-banking pay-by-bank rail that settles directly from a shopper's Swedish bank account. BankID — the national e-identification system — underpins authentication for most of these flows and is effectively non-negotiable for high-value transactions.
International processors like Stripe, Adyen, Mollie, and Worldline all operate in Sweden with varying levels of native Swish and Klarna integration. Regional specialists like Svea, Nets, Bambora (now part of Worldline), Qliro, and Walley (formerly Collector Bank, now part of Norion Bank) offer deeper Nordic coverage and are often stronger choices for merchants whose primary market is Sweden or the wider Nordic region. High-risk and crypto merchants have fewer onshore options and typically route through European acquirers licensed under PSD2 and the upcoming PSR.
Top payment providers in Sweden
159 of these providers list Sweden as a core market — they lead the list below, ahead of the international platforms that also support it.
Swedbank Pay
Nordic payments
3S Money
UK, EU and UAE-incorporated businesses such as importers/exporters, wholesalers and real-estate managers that need multi-currency accounts for high-value international transfers.
Collect & Exchange CY
EU businesses, including high-value sectors such as real estate, car and yacht dealers, professional services, iGaming and high-risk e-commerce, that want to accept crypto payments and settle them in fiat to a bank account.
Mondido
E-commerce merchants, particularly Shopify stores, that want to offer Nordic local payment methods such as Swish, Vipps and MobilePay alongside cards, wallets and invoicing.
Pervesk
EEA/UK businesses (including high-risk or non-EEA ones on the Verslas+ plan) that need a European IBAN account, and financial institutions that want white-label IBAN accounts or KYC tooling.
Bitpanda
Zevoy
Companies in Finland and other served European markets that want employee Visa company cards, subscription cards and benefit cards with expense automation, plus Finnish benefit service providers that want to accept Zevoy Benefit cards without paying Zevoy fees.
AirPlus International
Payward
bitFlyer
ING
Tawakal Express
CURO Payments
Edenred
Employee Benefit Payments
PaynoPain
SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.
Checkin
Event organisers, associations and businesses in Norway, Sweden and Denmark that want ticket sales, payment collection, invoicing and accounting in one registration platform, without setting up their own payment agreements.
Booksalon
Hair, beauty, wellness and similar appointment-based businesses in Finland that want booking, POS and card acceptance in one system.
Noah
Platforms that need API-driven fiat-to-stablecoin pay-ins and automated payouts in local currencies, for example for remittances, payroll, e-commerce marketplaces, crypto wallets and exchanges, or treasury.
TantumPay
Businesses in the EEA, including platforms and marketplaces, crypto/Web3 firms, holding/foundation/trust structures and SaaS companies, that need dedicated multi-currency IBAN e-money accounts alongside online payment acceptance.
Ecospend
UK Open Banking Payments
Elavon Europe
European Card Acquiring
Buy Me a Coffee
Creator Monetization